ASCOT LLOYD FINANCIAL PLANNING LIMITED

🌳Matureactive

01447544 · ltd · incorporated 1979-09-07

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

72/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

ALSO REGISTERED FOR

66190Other activities auxiliary to financial services, except insurance and pension funding

Investor take

Pursue

Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 72/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 36.9y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 36.9 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

56 officers (6 active, 56 linked, 46 with DOB)

Ownership & PSC

0 active PSC(s) of 3 total, 3 with control declared

Director network

16 connected companies via shared directors

Filing history

326 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 9 officers
• 2 persons-with-significant-control
• 1 address

Last 180 days

filings

• 9 officers
• 2 persons-with-significant-control
• 2 resolution

Counts from Companies House filing history.

Corporate timeline (131 events)Click to expand

2026-04-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-27
➕
ALLEN, Christiaan Thomas appointed
director
2026-02-05
📄
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2026-02-04
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-02
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-02
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2026-01-30
➕
JACKSON, Francis Joseph appointed
director
2026-01-30
➕
REA, Felice appointed
director
2026-01-30
➕
SCRIVENGER, Eden Claire appointed
director
2026-01-30
➕
VELLA, Simon Pietro appointed
director
2026-01-30
➕
WATERHOUSE, Benjamin Peter appointed
director
2026-01-30
➖
BYARD, Deborah resigned
director
2026-01-30
➖
COURBEBAISSE, Alain Khelil resigned
director
2026-01-30
➖
WILSON, Richard Simon resigned
director
2025-12-20
📄
resolution
resolution · RESOLUTIONS
2025-12-20
📄
resolution
resolution · RESOLUTIONS
2025-12-09
📄
capital-allotment-shares
capital · SH01
2025-10-06
📄
accounts-with-accounts-type-full
accounts · AA
2025-09-26
📄
change-person-director-company-with-change-date
officers · CH01
2025-02-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-12
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-08
➕
BYARD, Deborah appointed
director
2024-07-08
➖
MCBIRNIE, Graeme James resigned
director
2024-07-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-09
➖
ABRDN CORPORATE SECRETARY LIMITED resigned
corporate-secretary
2024-04-02
➕
COURBEBAISSE, Alain Khelil appointed
director
2024-02-23
➖
DEAVES, Sarah Jane resigned
director
2023-05-31
➖
TITTERTON, Paul James resigned
director
2023-02-17
➖
CLEWS, Karen Louise resigned
director
2023-02-17
➖
DYER, Colin Mccracken resigned
director
2022-10-03
➕
DEAVES, Sarah Jane appointed
director
2022-08-01
➖
CONNELLAN, Caroline Mary resigned
director
2022-08-01
➕
WILSON, Richard Simon appointed
director
2022-06-30
➕
TITTERTON, Paul James appointed
director
2021-12-23
➕
MCBIRNIE, Graeme James appointed
director
2021-11-02
➖
BUTWELL, Noel Thomas resigned
director
2021-11-02
➕
CONNELLAN, Caroline Mary appointed
director
2021-09-30
➖
MESSENGER, Neil James resigned
director
2021-03-09
➕
CLEWS, Karen Louise appointed
director
2021-03-09
➕
DYER, Colin Mccracken appointed
director

Showing most recent 50 of 131 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.

Red flags

3 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BYARD, Deborah resigned 2026-01-30; COURBEBAISSE, Alain Khelil resigned 2026-01-30; WILSON, Richard Simon resigned 2026-01-30

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2026-02-02: certificate-change-of-name-company

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · B postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
1STCHOICE CONNECTED LIMITED→ 16296839 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
2PAY LIMITED→ 12276058 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
3 SISTER'S INVESTMENT GROUP LTD→ 16252612 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
365 BRIDGING LTD→ 16976372 · est 2026 · no financials extracted	—	—	—	—	—	—	—
497 SZ LTD→ 09453503 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AA MORTGAGE SERVICES LTD→ 12946634 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AAPKA LIMITED→ 13312407 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ABACUS PROFESSIONS FINANCE LTD→ 11317975 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ABBEY LIFE ASSURANCE COMPANY LIMITED→ 00710383 · est 1961 · no financials extracted	—	—	—	—	64y	—	—
ABBEYFIELDS SERVICES WEST MIDLANDS LTD→ 07687654 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ABU EXCHANGE LTD→ 11892157 · est 2019 · no financials extracted	—	—	—	—	7y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1979-09-07

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

45 Church Street

Birmingham

B3 2RT

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-24

Last: 2025-12-10