COMMERCIAL SUPPLIES LIMITED
- · Oldest live charge 44.5y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · oldest 44.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 44.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £121.3k | £117.5k |
| Current assets | £206.6k | £251.7k |
| Cash | £105.8k | £78.6k |
| Debtors | £54.5k | £125.3k |
| Net assets | £119.2k | £115.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (27 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-09-23➕PETCH, Simon appointeddirector
- 2021-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-23📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-02-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-23📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-12-31➕PETCH, Dorian appointedsecretary
- 2020-12-31➖LLOYD, Dianne Woodhouse resignedsecretary
- 2020-12-31➖LLOYD, Dianne Woodhouse resigneddirector
- 2020-10-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 1999-02-08➕LLOYD, Dianne Woodhouse appointedsecretary
- 1999-02-08➖LLOYD, Graham Benjamin resignedsecretary
- 1999-02-08➕LLOYD, Dianne Woodhouse appointeddirector
- 1999-02-08➖LLOYD, Graham Benjamin resigneddirector
- 1993-02-09🔒Charge registered #3Lender: Lloyds Bank PLC
- 1986-02-04🔒Charge registered #2Lender: Lloyds Bank PLC
- 1981-11-30🔒Charge registered #1Lender: Lloyds Bank PLC
- 1979-09-26🏢Company incorporatedAs COMMERCIAL SUPPLIES LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- primaryFamily succession underway: Not a takeover target — PETCH, Simon (same surname) appointed 2021-09-23. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon Petch Individual · British · DOB 08/1972 · age 54 | 75–100% | — | 75-100% shares | 31/08/2024 |
1 historic (ceased) PSC
- Mr Dorian Petchceased 31/08/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| INTEGRA SOLUTIONS LIMITED→ 13385997 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| INTERPARCOS U.K. LIMITED→ 06870060 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ISLANDERS FJ GROUP LTD→ 14476375 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| J. CHANDLER & COMPANY, LIMITED→ 00207348 · est 1925 · no financials extracted | — | — | — | — | 100y | — | — |
| JACKSON'S MINIATURES LIMITED→ 04555314 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| JOERG GEIGER LTD→ 15497855 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JOHN JEFFERY (AUCTIONEERS) LIMITED→ 02027216 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| JOHN JEFFERY (HOLDINGS) LIMITED→ 13757917 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| JONES&COMPANY LTD→ 12841644 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KATESKITCHEN MICROBAKERY LTD→ 16479763 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KC TRADE LTD→ 17022346 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| KITAGAWA EUROPE LIMITED→ 01662295 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 09/02/1993 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 04/02/1986 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 30/11/1981 | — |