CASLPTS LTD

🌳Matureactive
01489455 · ltd · incorporated 1980-04-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 36.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 36.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
25 officers (4 active, 25 linked, 16 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
193 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
3
filings
  • 2 address
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (79 events)Click to expand
  1. 2026-05-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-12-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-12-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-09-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2025-01-02
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2025-01-02
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  7. 2025-01-01
    LONIE, Alastair appointed
    secretary
  8. 2025-01-01
    WRIGHT, Amanda resigned
    secretary
  9. 2024-09-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2024-07-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2024-07-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2024-07-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2023-11-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-11-20
    RONSON, Jackie appointed
    director
  15. 2023-10-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2023-10-13
    HOGG, Kenneth Duncan resigned
    director
  17. 2023-10-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2022-10-03
    WRIGHT, Amanda appointed
    secretary
  19. 2022-10-03
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  20. 2022-10-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  21. 2022-10-02
    LONIE, Alastair resigned
    secretary
  22. 2022-09-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  23. 2022-09-01
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  24. 2022-09-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2022-09-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2022-08-31
    FOLEY, Conrad Peter appointed
    director
  27. 2022-08-31
    LONIE, Alastair appointed
    director
  28. 2022-08-31
    FOLEY, Conrad resigned
    secretary
  29. 2022-08-31
    LONIE, Alastair appointed
    secretary
  30. 2022-07-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  31. 2022-07-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  32. 2022-06-01
    PARRY, Nicholas Allen resigned
    director
  33. 2022-04-27
    FOLEY, Conrad appointed
    secretary
  34. 2022-04-27
    FRASER, Nicola Jane resigned
    director
  35. 2022-04-27
    HOGG, Kenneth Duncan appointed
    director
  36. 2020-05-06
    FRASER, Nicola Jane appointed
    director
  37. 2019-10-13
    WARREN, Juliet Mary resigned
    secretary
  38. 2019-10-02
    GIBSON, Jeremy Paul resigned
    director
  39. 2016-07-01
    LORAM, Rehana resigned
    secretary
  40. 2016-07-01
    WARREN, Juliet Mary appointed
    secretary
  41. 2016-07-01
    LORAM, Rehana resigned
    director
  42. 2016-06-01
    PARRY, Nicholas Allen appointed
    director
  43. 2016-02-09
    GIBSON, Jeremy Paul appointed
    director
  44. 2016-01-20
    VAN DER WALT, Lukas resigned
    director
  45. 2015-05-07
    🔓
    Charge satisfied #7
  46. 2013-01-14
    🔒
    Charge registered #7
    Lender: National Westminster Bank PLC
  47. 2012-10-12
    LORAM, Rehana appointed
    director
  48. 2012-09-28
    GEARD, Stuart James resigned
    director
  49. 2011-04-01
    LORAM, Rehana appointed
    secretary
  50. 2011-03-31
    EDMONDS, Martin Westmoreland resigned
    secretary
Showing most recent 50 of 79 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Countrywide Assured Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Countrywide Assured Plc
Corporate parent · holds 75-100% shares
ultimate parent
CASLPTS LTD
This company · 01489455

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Countrywide Assured Plc
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting03/07/2024
1 historic (ceased) PSC
  • Caslp Ltdceased 03/07/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1980-04-03
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

2nd Floor, 33-34 Winckley Square
Preston
Lancashire
PR1 3JJ
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (4 active · 21 resigned)

LONIE, Alastair
secretary · appointed 2025-01-01
View their other companies + combined net worth →
Active
FOLEY, Conrad Peter
director · ~64y · appointed 2022-08-31
View their other companies + combined net worth →
Active
LONIE, Alastair
director · ~59y · appointed 2022-08-31
View their other companies + combined net worth →
Active
RONSON, Jackie
director · ~53y · appointed 2023-11-20
View their other companies + combined net worth →
Active
EDMONDS, Martin Westmoreland
secretary · appointed 2003-12-23 · resigned 2011-03-31
Resigned
FOLEY, Conrad
secretary · appointed 2022-04-27 · resigned 2022-08-31
Resigned
KIDDLE MORRIS, Christopher John
secretary · appointed 1997-01-01 · resigned 2003-12-23
Resigned
LONIE, Alastair
secretary · appointed 2022-08-31 · resigned 2022-10-02
Resigned
LORAM, Rehana
secretary · appointed 2011-04-01 · resigned 2016-07-01
Resigned
WARREN, Juliet Mary
secretary · appointed 2016-07-01 · resigned 2019-10-13
Resigned
WRIGHT, Amanda
secretary · appointed 2022-10-03 · resigned 2025-01-01
Resigned
YOUNG, David Gordon
secretary · resigned 1996-12-31
Resigned
EVETTS, Graham Reginald
director · ~73y · appointed 2000-01-01 · resigned 2006-04-13
Resigned
FRASER, Nicola Jane
director · ~54y · appointed 2020-05-06 · resigned 2022-04-27
Resigned
GEARD, Stuart James
director · ~52y · appointed 2006-06-15 · resigned 2012-09-28
Resigned
GIBSON, Jeremy Paul
director · ~53y · appointed 2016-02-09 · resigned 2019-10-02
Resigned
HOGG, Kenneth Duncan
director · ~61y · appointed 2022-04-27 · resigned 2023-10-13
Resigned
LORAM, Rehana
director · ~66y · appointed 2012-10-12 · resigned 2016-07-01
Resigned
MOORE, Christopher Brian
director · ~74y · resigned 1999-12-31
Resigned
NEWNHAM, Michael John
director · ~88y · appointed 1993-07-01 · resigned 2004-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property14/01/201307/05/2015
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property19/10/200716/04/2008
satisfied
Wimpole Street Investments .
Wimpole Street Investments Limited.
Debenture1 property06/04/199027/02/1992
satisfied
Cornhill Insurance Public Company.
Cornhill Insurance Public Limited Company.
Deed1 property29/03/199012/05/2001
satisfied
Cornhill Insurance Public Company.
Cornhill Insurance Public Limited Company.
Deed1 property29/03/199012/05/2001
satisfied
Cornhill Insurance Public Company.
Cornhill Insurance Public Limited Company.
Deed1 property29/03/199019/10/1994
satisfied
Cornhill Insurance Public Company.
Cornhill Insurance Public Limited Company.
Debenture1 property29/03/199012/05/2001

Recent filings (193 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-05-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-11
accounts-with-accounts-type-dormant
accounts · AA
2025-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-02
appoint-person-secretary-company-with-name-date
officers · AP03
2025-01-02
accounts-with-accounts-type-dormant
accounts · AA
2024-09-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-07-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-03
appoint-person-director-company-with-name-date
officers · AP01
2023-11-23
termination-director-company-with-name-termination-date
officers · TM01
2023-10-15
accounts-with-accounts-type-dormant
accounts · AA
2023-10-02