LONDON & METROPOLITAN ESTATES LIMITED
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 79). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 22 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
52 live charges · 22 lenders · oldest 44.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 44.8 years old — likely at or near maturity.
- · 22 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (133 events)Click to expand
- 2025-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2001-10-01🔓Charge satisfied #52
- 2001-09-29➕DUDGEON, James Alexander appointedsecretary
- 2001-09-29➕DUDGEON, James Alexander appointeddirector
- 2001-09-29➖HOLLOCKS, Ian Michael resignedsecretary
- 2001-09-29➖EVANS, Christopher Mark Stephen resigneddirector
- 2001-09-29➖HEWSON, Andrew Nicholas resigneddirector
- 2001-09-29➖HUBERMAN, Paul Laurence resigneddirector
- 2001-09-29➖WALTON, Timothy Paul resigneddirector
- 2001-09-28➕CAIRNS, William Stephen appointeddirector
- 2001-09-21➖AITON, John resigneddirector
- 2001-09-21➖HARRIS, Christopher Ian Knowles resigneddirector
- 2001-09-21➖REYNOLDS, Andrew John resigneddirector
- 2001-09-21➖STEWART, John Lindsay resigneddirector
- 2001-09-21➖WARMAN, John Albert resigneddirector
- 2001-09-15🔓Charge satisfied #38
- 2001-08-17🔓Charge satisfied #50
- 2001-08-17🔓Charge satisfied #48
- 2001-08-17🔓Charge satisfied #44
- 2001-08-17🔓Charge satisfied #41
- 2001-07-11➕HUBERMAN, Paul Laurence appointeddirector
- 2000-11-03🔓Charge satisfied #51
- 2000-11-03🔓Charge satisfied #42
- 2000-08-04➖AITON, John resignedsecretary
- 2000-08-04➕HOLLOCKS, Ian Michael appointedsecretary
- 1999-03-03➕EVANS, Christopher Mark Stephen appointeddirector
- 1999-03-03➕HEWSON, Andrew Nicholas appointeddirector
- 1999-03-03➕WALTON, Timothy Paul appointeddirector
- 1998-07-31➕AITON, John appointedsecretary
- 1998-07-31➖JONES, Gary Stanley resignedsecretary
- 1998-07-31➖DAVIES, Stephen Jeremy resigneddirector
- 1998-07-31➖JONES, Gary Stanley resigneddirector
- 1998-05-14🔒Charge registered #52Lender: Dunbar Bank PLC
- 1998-04-09🔒Charge registered #51Lender: The Governor and Company of the Bank of Scotland
- 1997-06-04🔒Charge registered #50Lender: Pearson Property Investments Limited
- 1997-04-10🔓Charge satisfied #47
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Stephen Cairns Individual · British · DOB 01/1949 · age 77 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 146 HORN LANE RTM COMPANY LIMITED→ 16345172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 169-171 HARTSWOOD ROAD FREEHOLD LIMITED→ 07076494 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 18 SEYMOUR MEWS LIMITED→ 11439333 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 19 ALL SAINTS ROAD LIMITED→ 05008265 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| 19 GRAHAM AVENUE LIMITED→ 06637019 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 2 EXCEL CORPORATE LIMITED→ 05880363 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 RAMILLIES ROAD LIMITED→ 03571720 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| 22 MULBERRY WALK (FREEHOLD) LIMITED→ 08459044 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 22 THORNEY HEDGE ROAD LIMITED→ 03873489 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| 22 WESTBOURNE GARDENS MANAGEMENT COMPANY LIMITED→ 08580399 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 22 WESTCROFT SQUARE MANAGEMENT COMPANY LIMITED→ 02489659 · est 1990 · no financials extracted | — | — | — | — | 36y | — | — |
| 23 BRACKENBURY ROAD LTD→ 07707594 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 16 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Dunbar Bank Dunbar Bank PLC | Deed of subordination | 1 property | 14/05/1998 | 01/10/2001 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 09/04/1998 | 03/11/2000 | |
| satisfied | Pearson Property Investments Pearson Property Investments Limited | Legal charge | 3 properties | 04/06/1997 | 17/08/2001 | |
| outstanding | Barclays Barclays Bank PLC | Deed of assignment | 1 property | 15/01/1997 | — | |
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 14/12/1994 | 17/08/2001 | |
| satisfied | Barclays Barclays Bank PLC | Deed of assignment | 1 property | 03/12/1993 | 10/04/1997 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland. | Fixed and floating charge | 1 property | 22/02/1991 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 22/02/1991 | 10/04/1997 | |
| satisfied | Den Norske Creditbank . Den Norske Creditbank PLC. | Third party assignment. | 2 properties | 01/03/1990 | 17/08/2001 | |
| satisfied | Kilnmead . Kilnmead Limited. | Legal charge | 1 property | 15/01/1990 | 07/05/1991 | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland. | Legal charge | 2 properties | 25/05/1989 | 03/11/2000 | |
| satisfied | The Standard Life Assurance Company | Loan agreement | 1 property | 25/11/1988 | 17/08/2001 | |
| outstanding | The British Linen Bank The British Linen Bank Limited | Standard security | 1 property | 22/10/1987 | — | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 25/09/1987 | 08/02/1991 | |
| satisfied | Barclays Barclays Bank PLC | Deed of covenants | 1 property | 20/08/1987 | 15/09/2001 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 16/06/1987 | 08/02/1991 | |
| satisfied | A P Bank A P Bank Limited | Further charge | 1 property | 06/05/1987 | 08/02/1991 | |
| satisfied | Balfour Beatty Building Balfour Beatty Building Limited | Legal charge | 1 property | 30/03/1987 | 08/02/1991 | |
| satisfied | Balfour Beatty Balfour Beatty Limited | Second legal charge | 1 property | 16/03/1987 | 08/02/1991 | |
| satisfied | London & Edinburgh Trust . London & Edinburgh Trust PLC. | Second legal charge | 1 property | 16/03/1987 | 08/02/1991 | |
| satisfied | London & Edinburgh Trust . London & Edinburgh Trust PLC. | Counter indemnity | 1 property | 04/11/1986 | 08/02/1991 | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 31/07/1986 | 08/02/1991 | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland. | Equitable charge | 1 property | 31/07/1986 | 08/02/1991 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 20/06/1986 | 08/02/1991 | |
| satisfied | A P Bank A P Bank Limited | First fixed charge | 1 property | 30/05/1986 | 08/02/1991 | |
| satisfied | A P Bank A P Bank Limited | First legal charge | 1 property | 30/05/1986 | 08/02/1991 | |
| satisfied | A P Bank A P Bank Limited | First fixed charge | 1 property | 30/05/1986 | 08/02/1991 | |
| outstanding | Lloyds Banking Group Governor and Company of the Bank of Scotland. | Legal charge | 1 property | 28/05/1986 | — | |
| outstanding | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal mortgage | 1 property | 22/04/1986 | — | |
| outstanding | Lloyds Banking Group Governor and Company of the Bank of Scotland, | Legal mortgage | 1 property | 24/02/1986 | — | |
| outstanding | Lloyds Banking Group Custodian Trustees of Trustee Savings Bank of Scotland | Standard security presented at sasines on 19.2.86. | 1 property | 19/02/1986 | — | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 31/01/1986 | 08/02/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 23/01/1986 | 08/02/1991 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 16/01/1986 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 03/01/1986 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 24/12/1985 | 08/02/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 23/12/1985 | 08/02/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Charge | 1 property | 19/12/1985 | 08/02/1991 | |
| outstanding | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 26/11/1985 | — | |
| satisfied | A.P. Bank A.P. Bank Limited | Legal charge | 2 properties | 12/09/1985 | 08/02/1991 | |
| outstanding | Lloyds Banking Group Governor & the Company of the Bank of Scotland | Legal charge | 1 property | 13/05/1985 | — | |
| satisfied | A.P. Bank A.P. Bank Limited | Legal charge | 1 property | 09/04/1985 | 08/02/1991 | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland. | Legal charge | 1 property | 20/03/1985 | 08/02/1991 | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 19/12/1984 | 08/02/1991 | |
| satisfied | Lloyds Banking Group The Governor Company of the Bank of Scotland | Standard security | 1 property | 13/12/1984 | 10/10/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 12/07/1984 | 08/02/1991 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security registered in scotland 10-5-84 | 1 property | 02/05/1984 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 01/03/1984 | — | |
| satisfied | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 17/06/1983 | 08/02/1991 | |
| outstanding | Lloyds Banking Group Governor and Company of the Bank of Scotland | Legal charge | 1 property | 07/12/1982 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Charge | 1 property | 26/03/1982 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 30/07/1981 | — |