BELL CONCORD EDUCATIONAL TRUST LIMITED(THE)

🌳Matureactive

01503040 · private-limited-guarant-nsc · incorporated 1980-06-19

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 42.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: General secondary education

Sector: Education

Investor take

Pursue

Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 42.8y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 42.8 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

42 officers (12 active, 42 linked, 40 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

1 connected companies via shared directors

Filing history

188 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 officers

Last 90 days

filings

• 3 officers

Last 180 days

filings

• 3 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (89 events)Click to expand

2026-06-30
➕
HUTCHINS, Richard Kingsley, Dr appointed
director
2026-06-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-06-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-06-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-06-12
➖
KRASOCKI, Jean resigned
director
2026-06-12
➖
YONG, Peter resigned
director
2025-12-30
📄
accounts-with-accounts-type-group
accounts · AA
2025-05-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-02
🔒
Charge registered #5
Lender: Barclays Bank PLC
2024-12-17
📄
accounts-with-accounts-type-group
accounts · AA
2024-12-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-08
➕
WOODCOCK, Michael Charles appointed
director
2024-12-06
➖
DYSON, Richard George resigned
director
2024-10-01
➕
MCCAGHERTY, Ian Leslie appointed
director
2024-10-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-12
➕
CURRIE, Ashley appointed
director
2024-04-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-19
➖
BRIDE, Iain Melvin, Dr resigned
director
2024-04-19
➖
MANNELL, Ruth Margaret resigned
director
2024-01-15
📄
accounts-with-accounts-type-group
accounts · AA
2023-12-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-01
➕
GKOSDIS, Christos appointed
director
2023-09-08
➕
AKINLOSE, Fehintola Olayinka appointed
director
2023-09-08
➕
BROWN, Fiona Louise appointed
director
2023-09-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-01-10
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-01-10
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-01-03
➕
HODGE, Matthew Zebedee appointed
secretary
2022-12-31
➖
DEAN, Barbara Mary resigned
secretary
2022-12-23
📄
accounts-with-accounts-type-group
accounts · AA
2022-11-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-23
➖
HUGHES, Timothy Clarke resigned
director
2022-03-15
📄
accounts-with-accounts-type-group
accounts · AA
2020-04-03
➕
DONOVAN, Anthony Francis Scott appointed
director
2019-09-27
➖
DURHAM, Robin Emmerson resigned
director
2019-03-22
➖
BLACKBOURN, Nicholas John resigned
director
2019-03-22
➖
FRICKER, Angela Margaret, Dr resigned
director
2019-02-05
➕
STANFORD, Colin Andrew, Dr appointed
director
2019-02-05
➕
HUGHES, Timothy Clarke appointed
director
2018-07-27
➖
PECK, Thomas David resigned
director
2017-06-29
➖
CURTIS, Andrew Grant resigned
director
2017-04-20
🔒
Charge registered #4
Lender: Barclays Bank PLC
2017-04-20
🔒
Charge registered #3
Lender: Barclays Bank PLC
2016-02-16
➕
BLACKBOURN, Nicholas John appointed
director
2015-09-24
➖
BOULTON, Paul Andrew resigned
director
2014-03-28
➕
YONG, Peter appointed
director

Showing most recent 50 of 89 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-11 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 20 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: KRASOCKI, Jean resigned 2026-06-12; YONG, Peter resigned 2026-06-12

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ASH TRAINING LIMITED→ 14078403 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BASCHURCH PRE-SCHOOL AND NURSERY CIC→ 11863108 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
BETHANY TRAINING SERVICES LIMITED→ 05571542 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
BEYOND LIMITS SPORTS C.I.C.→ 16155775 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BIAP LIMITED→ 16680883 · est 2025 · no financials extracted	—	—	—	—	—	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1980-06-19

Jurisdictionengland-wales

Primary SIC85310 — General secondary education

Registered office

Acton Burnell Hall

Acton Burnell

Shrewsbury

Shropshire

SY5 7PF

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2027-02-01

Last: 2026-01-18