CHARTER HARDWARE & SECURITY LIMITED
- · Oldest live charge 42.6y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 42.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 42.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (46 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-02➕HOPPE, Christian appointeddirector
- 2025-04-02➖HOPPE, Christoph resigneddirector
- 2024-09-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-09-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-09-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-10-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-10-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-10-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-01-31➖BENTON, Roger Kenneth resigneddirector
- 2014-01-01➕BIGGS, Andrew Leslie appointeddirector
- 2012-12-31➖HOLT, Keith resigneddirector
- 2005-11-23🔓Charge satisfied #4
- 1999-09-30➕BIGGS, Andrew Leslie appointedsecretary
- 1999-09-30➖BENTON, Roger resignedsecretary
- 1999-08-31➖LINES, Robert Paul resigneddirector
- 1999-01-15➕BENTON, Roger appointedsecretary
- 1999-01-15➖BRYCE, Graham resignedsecretary
- 1998-09-30➖CORBETT, Duncan Wycherley resigneddirector
- 1998-07-10🔓Charge satisfied #1
- 1997-04-18🔓Charge satisfied #3
- 1997-04-18🔓Charge satisfied #2
- 1997-04-16➕BRYCE, Graham appointedsecretary
- 1997-04-16➖LINES, Robert Paul resignedsecretary
- 1997-04-16➕BENTON, Roger Kenneth appointeddirector
- 1997-04-16➖DAWKINS, Terence resigneddirector
- 1997-04-16➖DAWKINS, Terence George resigneddirector
- 1997-04-16➕HOLT, Keith appointeddirector
- 1997-04-16➕HOPPE, Christoph appointeddirector
- 1997-04-16➖TAYLOR, Arthur resigneddirector
- 1997-04-16➖WILLIAMS, James Francis resigneddirector
- 1997-04-16🔒Charge registered #4Lender: National Westminster Bank PLC
- 1996-04-01➕WILLIAMS, James Francis appointeddirector
- 1994-09-28➕TAYLOR, Arthur appointeddirector
- 1985-02-07🔒Charge registered #3Lender: Midland Bank PLC
- 1985-02-07🔒Charge registered #2Lender: Midland Bank PLC
- 1983-12-01🔒Charge registered #1Lender: Midland Bank PLC
- 1983-06-29🏢Company incorporatedAs CHARTER HARDWARE & SECURITY LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christoph Hoppe Individual · Swiss · DOB 03/1962 · age 64 | — | — | sig. influencesignificant influence · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 16/04/1997 | 23/11/2005 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 07/02/1985 | 18/04/1997 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 07/02/1985 | 18/04/1997 | |
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 01/12/1983 | 10/07/1998 |