CARDINAL MORTGAGE SERVICE LIMITED(THE)

⚰️Wound downdissolved
01816172 · ltd · incorporated 1984-05-15
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
63/100
Worth a look
🔔
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What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)
Distressed dormant / non-trading — structural issues outweigh the discount.

Opportunity 63/100 (worth a look), bankability 70/100. Strong seller-intent signal (65/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
13 officers (3 active, 13 linked, 7 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
141 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2022-12-27
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2022-12-27
    🏁
    Company dissolved
  3. 2022-09-13
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2022-08-31
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2021-12-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2021-12-08
    📄
    legacy
    miscellaneous · ANNOTATION
  7. 2021-12-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2021-11-30
    ➕
    TWIGG, Richard John appointed
    director
  9. 2021-11-30
    ➖
    WILLIAMS, Gareth Rhys resigned
    director
  10. 2021-09-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-04-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  12. 2021-01-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2019-09-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2019-04-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2019-03-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  16. 2018-10-04
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2017-12-14
    📄
    change-corporate-director-company-with-change-date
    officers · CH02
  18. 2017-10-18
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  19. 2017-10-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  20. 2017-10-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  21. 2016-09-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  22. 2016-02-02
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  23. 2016-02-01
    ➖
    LAW, Shirley Gaik Heah resigned
    secretary
  24. 2012-09-20
    ➕
    OAKWOOD CORPORATE SECRETARY LIMITED appointed
    corporate-secretary
  25. 2007-12-31
    ➖
    NOWER, Michael Charles resigned
    director
  26. 2000-11-27
    ➕
    WILLIAMS, Gareth Rhys appointed
    director
  27. 1999-11-22
    ➕
    KILROY ESTATE AGENTS LIMITED appointed
    corporate-director
  28. 1999-11-22
    ➖
    HOWUNED LIMITED resigned
    corporate-director
  29. 1999-04-19
    ➖
    MACHARG, Walter Maitland resigned
    director
  30. 1999-04-19
    ➕
    HOWUNED LIMITED appointed
    corporate-director
  31. 1993-07-30
    ➖
    GRIFFITHS, Jolyon David Hewer resigned
    secretary
  32. 1993-07-30
    ➕
    LAW, Shirley Gaik Heah appointed
    secretary
  33. 1993-07-30
    ➖
    GRIFFITHS, Jolyon David Hewer resigned
    director
  34. 1993-07-30
    ➕
    MACHARG, Walter Maitland appointed
    director
  35. 1992-09-01
    ➕
    GRIFFITHS, Jolyon David Hewer appointed
    secretary
  36. 1992-09-01
    ➖
    REYNOLDS, Jennifer resigned
    secretary
  37. 1992-09-01
    ➕
    GRIFFITHS, Jolyon David Hewer appointed
    director
  38. 1992-09-01
    ➕
    NOWER, Michael Charles appointed
    director
  39. 1992-09-01
    ➖
    REYNOLDS, Jennifer resigned
    director
  40. 1992-09-01
    ➖
    SCARFF, Robert Alan resigned
    director
  41. 1984-05-15
    🏢
    Company incorporated
    As CARDINAL MORTGAGE SERVICE LIMITED(THE)

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2022-12-27

Group structure

Countrywide Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Countrywide Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CARDINAL MORTGAGE SERVICE LIMITED(THE)
This company · 01816172

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Countrywide Group Holdings Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1984-05-15
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company

Registered office

3rd Floor
1 Ashley Road
Altrincham
Cheshire
WA14 2DT

Filing status

Accounts
Next due: —
Last made up to: 2020-12-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 10 resigned)

OAKWOOD CORPORATE SECRETARY LIMITED→
corporate-secretary · appointed 2012-09-20
View their other companies + combined net worth →
Active
TWIGG, Richard John→
director · ~61y · appointed 2021-11-30
View their other companies + combined net worth →
Active
KILROY ESTATE AGENTS LIMITED→
corporate-director · appointed 1999-11-22
View their other companies + combined net worth →
Active
GRIFFITHS, Jolyon David Hewer→
secretary · appointed 1992-09-01 · resigned 1993-07-30
Resigned
LAW, Shirley Gaik Heah→
secretary · appointed 1993-07-30 · resigned 2016-02-01
Resigned
REYNOLDS, Jennifer→
secretary · resigned 1992-09-01
Resigned
GRIFFITHS, Jolyon David Hewer→
director · ~65y · appointed 1992-09-01 · resigned 1993-07-30
Resigned
MACHARG, Walter Maitland→
director · ~64y · appointed 1993-07-30 · resigned 1999-04-19
Resigned
NOWER, Michael Charles→
director · ~77y · appointed 1992-09-01 · resigned 2007-12-31
Resigned
REYNOLDS, Jennifer→
director · ~69y · resigned 1992-09-01
Resigned
SCARFF, Robert Alan→
director · ~68y · resigned 1992-09-01
Resigned
WILLIAMS, Gareth Rhys→
director · ~62y · appointed 2000-11-27 · resigned 2021-11-30
Resigned
HOWUNED LIMITED→
corporate-director · appointed 1999-04-19 · resigned 1999-11-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (141 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2022-12-27
gazette-notice-voluntary
gazette · GAZ1(A)
2022-09-13
dissolution-application-strike-off-company
dissolution · DS01
2022-08-31
appoint-person-director-company-with-name-date
officers · AP01
2021-12-14
legacy
miscellaneous · ANNOTATION
2021-12-08
termination-director-company-with-name-termination-date
officers · TM01
2021-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-17
accounts-with-accounts-type-dormant
accounts · AA
2021-09-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-04-23
accounts-with-accounts-type-dormant
accounts · AA
2021-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-12
accounts-with-accounts-type-dormant
accounts · AA
2019-09-30
change-person-director-company-with-change-date
officers · CH01
2019-04-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2019-03-18