3K'S TRADING LTD
Opportunity 75/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 41.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 41.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-29 | 2024-03-29 |
|---|---|---|
| Average employees | 1 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 persons-with-significant-control
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-06-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-14📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2021-02-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-02-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-11📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2019-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-05-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-11-04➖KIRKHAM, Brian resigneddirector
- 2009-09-25🔒Charge registered #5Lender: National Westminster Bank PLC
- 1991-06-11🔓Charge satisfied #4
- 1990-04-25🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1988-10-26🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1985-02-04🔒Charge registered #2Lender: Williams Glyn's Bank PLC
- 1985-02-04🔒Charge registered #1Lender: Williams & Glyn's Bank PLC
- 1984-06-13🏢Company incorporatedAs 3K'S TRADING LTD
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Patricia May Kirkham Individual · British · DOB 04/1945 · age 81 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/06/2020 |
1 historic (ceased) PSC
- Mr William Brian Kirkhamceased 04/11/2018· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 10 YEARS YOUNGER AESTHETICS CHESHIRE LIMITED→ 16177225 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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| 247 INK LIMITED→ 13529016 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| 3C8 SOLUTIONS LIMITED→ 15733066 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 432 ENTERPRISES LTD→ 12001786 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 4U BARBER LTD→ 16349450 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 54 WELSH ROW LIMITED→ 04806189 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
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| 7 SHAKESPEARE PROPERTIES LTD→ 14370729 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/09/2009 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 25/04/1990 | 11/06/1991 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 26/10/1988 | — | |
| outstanding | Williams Glyn's Bank Williams Glyn's Bank PLC | Legal charge | 1 property | 04/02/1985 | — | |
| outstanding | Williams & Glyn's Bank Williams & Glyn's Bank PLC | Legal charge | 1 property | 04/02/1985 | — |