RFA (PENISTONE) LIMITED
🌳Matureactive
01850509 · ltd · incorporated 1984-09-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
PursueDormant / non-trading. Reasonable fundamentals — worth a memo before deciding.
Opportunity 65/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
🏦
Refinance opportunity
24 live charges · 13 lenders · oldest 40.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 40.8 years old — likely at or near maturity.
- · 13 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
46 officers (4 active, 46 linked, 33 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
264 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (146 events)Click to expand
- 2026-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖FORT, Alan James resigneddirector
- 2025-12-31➖MCKILLOP, Murdoch Lang resigneddirector
- 2025-09-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-08🔓Charge satisfied #22
- 2025-05-08🔓Charge satisfied #21
- 2025-04-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-11➕CERNY, Libor appointeddirector
- 2025-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-27➖ECHÁVARRI LASA, Javier resigneddirector
- 2024-09-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-05➕ECHÁVARRI LASA, Javier appointeddirector
- 2024-04-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-02➖VILLARES, Luis Sanz resigneddirector
- 2024-01-13📄resolutionresolution · RESOLUTIONS
- 2024-01-13📄memorandum-articlesincorporation · MA
- 2023-09-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-01➕ARNOLD, Holly Catherine appointeddirector
- 2023-09-01➖MESEGUE, Francesc resigneddirector
- 2023-07-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-27🔒Charge registered #24Lender: Wells Fargo Capital Finance (UK) Limited
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-23🔒Charge registered #23Lender: Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties
- 2022-06-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-01➕ROVIRA CAROZ, Carles appointeddirector
- 2021-11-03📄resolutionresolution · RESOLUTIONS
- 2021-11-03📄memorandum-articlesincorporation · MA
- 2020-08-01➕ARNOLD, Holly appointedsecretary
- 2020-08-01➖PEREZ, Federico resignedsecretary
- 2020-07-02🔒Charge registered #22Lender: Wilmington Trust (London) Limited as Trustee for the Secured Parties
- 2020-07-02🔒Charge registered #21Lender: Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties
- 2020-07-02🔒Charge registered #20Lender: Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties
- 2019-12-31🔒Charge registered #19Lender: Wells Fargo Capital Finance (UK) Limited
- 2019-01-11🔓Charge satisfied #16
- 2019-01-11🔓Charge satisfied #15
- 2019-01-11🔓Charge satisfied #14
- 2019-01-11🔓Charge satisfied #12
- 2018-12-21🔒Charge registered #17Lender: Wells Fargo Capital Finance (UK) Limited
- 2018-12-20🔒Charge registered #18Lender: Wilmington Trust (London) Limited, Third Floor, 1 King's Arm's Yard, London, EC2R 7AF (as Trustee for Each of the Secured Parties)
- 2016-10-26➕PEREZ, Federico appointedsecretary
- 2016-10-26➖PUIG, Xavier resignedsecretary
- 2013-06-11➕MCKILLOP, Murdoch Lang appointeddirector
- 2013-05-28➕FORT, Alan James appointeddirector
Showing most recent 50 of 146 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
2 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FORT, Alan James resigned 2025-12-31; MCKILLOP, Murdoch Lang resigned 2025-12-31
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Rfa-Tech Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Rfa-Tech Limited
Corporate parent · holds 75-100% shares · board control
⬇
RFA (PENISTONE) LIMITED
This company · 01850509
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Rfa-Tech Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Rfa (Penistone) Limitedceased 06/04/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-18 ANTON FLATS MANAGEMENT LTD→ 16151582 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1-9 GLAN HAFREN BARRY RTM COMPANY LIMITED→ 10278819 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1-9 GLAN Y NANT COURT CARDIFF RTM COMPANY LIMITED→ 12606798 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 10 NINIAN ROAD MANAGEMENT COMPANY LIMITED→ 11826763 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 100 CONNAUGHT ROAD MANAGEMENT LIMITED→ 05482706 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 103 OXFORD GARDENS (MANAGEMENT) LONDON LIMITED→ 03163184 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| 103 PAGET STREET MANAGEMENT LIMITED→ 14163900 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 107 CATHEDRAL ROAD LIMITED→ 02688499 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| 109 CATHEDRAL ROAD OWNERS LIMITED→ 16516466 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 11 BURROWS ROAD LIMITED→ 06408072 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 110 PAGET STREET MANAGEMENT LTD→ 12741023 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 119 PENYLAN ROAD MANAGEMENT CO LIMITED→ 06766631 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1984-09-24
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
Building 58 Castle Works
East Moors Road
Cardiff
South Glamorgan
CF24 5NN
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-24
Last: 2025-08-10
Officers (4 active · 42 resigned)
Active
ARNOLD, Holly Catherine→
Activedirector · ~41y · appointed 2023-09-01
View their other companies + combined net worth →
CERNY, Libor→
Activedirector · ~57y · appointed 2025-04-11
View their other companies + combined net worth →
ROVIRA CAROZ, Carles→
Activedirector · ~53y · appointed 2022-01-01
View their other companies + combined net worth →
ANDREW, Michael John→
Resignedsecretary · resigned 1994-08-12
BAIN, Ian→
Resignedsecretary · appointed 2005-03-01 · resigned 2008-05-23
BARKER, James Alan→
Resignedsecretary · appointed 1997-08-18 · resigned 1998-02-27
FITA, Raimon Trias→
Resignedsecretary · appointed 2009-01-09 · resigned 2012-02-01
NEATH, Kerry Daniel→
Resignedsecretary · appointed 1998-02-27 · resigned 2000-04-18
PEREZ, Federico→
Resignedsecretary · appointed 2016-10-26 · resigned 2020-08-01
PUIG, Xavier→
Resignedsecretary · appointed 2012-02-01 · resigned 2016-10-26
STEANE, Nigel Brian→
Resignedsecretary · appointed 1994-10-01 · resigned 1996-09-02
WARD, Elizabeth Anne→
Resignedsecretary · appointed 1994-08-12 · resigned 1994-10-01
WOOLFE, Jonathan Michael David→
Resignedsecretary · appointed 1996-09-02 · resigned 1997-08-18
PINSENT MASONS SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2008-09-01 · resigned 2009-01-09
PINSENT MASONS SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 1998-07-06 · resigned 2005-03-01
BARKER, James Alan→
Resigneddirector · ~76y · appointed 1997-08-18 · resigned 1998-02-27
BEECH, Harold William→
Resigneddirector · ~84y · resigned 1999-03-31
BISHOP, Michael John→
Resigneddirector · ~80y · appointed 1997-08-28 · resigned 1998-02-27
BREALEY, Graham Michael→
Resigneddirector · ~86y · appointed 1992-06-04 · resigned 1994-02-22
Click a director name to see their full track record across all companies.
Mortgages & charges
24
Total charges
6
Outstanding
3
Active lenders
Status:Lender:24 of 24 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | 1 property | 27/06/2023 | — | |
| outstanding | Wilmington Trust (London) as Trustee for Each of the Secured Parties Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties | A registered charge | 1 property | 23/06/2023 | — | |
| satisfied | Wilmington Trust (London) as Trustee for the Secured Parties Wilmington Trust (London) Limited as Trustee for the Secured Parties | A registered charge | 1 property | 02/07/2020 | 08/05/2025 | |
| satisfied | Wilmington Trust (London) as Trustee for Each of the Secured Parties Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties | A registered charge | 1 property | 02/07/2020 | 08/05/2025 | |
| outstanding | Wilmington Trust (London) as Trustee for Each of the Secured Parties Wilmington Trust (London) Limited as Trustee for Each of the Secured Parties | A registered charge | 1 property | 02/07/2020 | — | |
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | — | 31/12/2019 | — | |
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | 1 property | 21/12/2018 | — | |
| outstanding | Wilmington Trust (London) , Third Floor, 1 King's Arm's Yard, London, EC2R 7AF (as Trustee for Each of the Secured Parties) Wilmington Trust (London) Limited, Third Floor, 1 King's Arm's Yard, London, EC2R 7AF (as Trustee for Each of the Secured Parties) | A registered charge | 1 property | 20/12/2018 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC (The Security Agent) | Security agreement | 1 property | 27/03/2013 | 11/01/2019 | |
| satisfied | Burdale Financial (The Security Trustee) Burdale Financial Limited (The Security Trustee) | Book debts and account charge | 1 property | 25/04/2012 | 11/01/2019 | |
| satisfied | Burdale Financial (The Security Trustee) Burdale Financial Limited (The Security Trustee) | Debenture | 1 property | 10/10/2011 | 11/01/2019 | |
| satisfied | HSBC Hsbc Invoice Finance (UK) Limited | Legal mortgage | 1 property | 23/02/2011 | 19/12/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Security agreement | 1 property | 23/02/2011 | 11/01/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/10/1998 | 16/07/2009 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 5 properties | 15/08/1997 | 11/12/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 15/11/1995 | 16/07/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 05/11/1993 | 28/01/1998 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 15/11/1989 | 01/06/1992 | |
| satisfied | Lombard North Central Lombard North Central PLC | Legal charge | 1 property | 29/09/1989 | 01/09/1997 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture containing fixed and floating charges | 1 property | 25/04/1989 | 04/08/1995 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 25/04/1989 | 04/08/1995 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 21/03/1986 | 16/08/1989 | |
| satisfied | Lombard North Central Lombard North Central PLC | Legal charge | 1 property | 21/03/1986 | 01/09/1997 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 19/07/1985 | 16/08/1989 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (264 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-05
termination-director-company-with-name-termination-date
officers · TM01
2026-01-05
accounts-with-accounts-type-dormant
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-08
appoint-person-director-company-with-name-date
officers · AP01
2025-04-24
termination-director-company-with-name-termination-date
officers · TM01
2025-03-31
accounts-with-accounts-type-dormant
accounts · AA
2024-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
appoint-person-director-company-with-name-date
officers · AP01
2024-08-21
termination-director-company-with-name-termination-date
officers · TM01
2024-04-25
resolution
resolution · RESOLUTIONS
2024-01-13
memorandum-articles
incorporation · MA
2024-01-13
appoint-person-director-company-with-name-date
officers · AP01
2023-09-06