CAMPBELL INSURANCE SERVICES LIMITED
🌳Matureactive
02045904 · ltd · incorporated 1986-08-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (2 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 |
|---|---|
| Average employees | 8 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
10
filings
- • 6 officers
- • 1 confirmation-statement
- • 1 resolution
Last 180 days
16
filings
- • 6 officers
- • 3 persons-with-significant-control
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2026-06-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-06-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-28📄resolutionresolution · RESOLUTIONS
- 2026-05-28📄memorandum-articlesincorporation · MA
- 2026-05-16📄capital-allotment-sharescapital · SH01
- 2026-04-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-04-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2026-04-03➕CARTER, David Kenneth appointeddirector
- 2026-04-03➕EATON, Mark appointeddirector
- 2026-04-03➖MILLER, Keith James resignedsecretary
- 2026-04-03➖MCGAIN, Brian resigneddirector
- 2026-04-03➖MILLER, Keith James resigneddirector
- 2026-04-03➖O'TOOLE, Christopher John resigneddirector
- 2026-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-05-07➖LOVEGROVE, Richard William resigneddirector
- 2012-10-31➕LOVEGROVE, Richard William appointeddirector
- 2011-03-07➕O'TOOLE, Christopher John appointeddirector
- 2011-02-25➕MILLER, Keith James appointedsecretary
- 2011-02-25➕MILLER, Keith James appointeddirector
- 2011-02-14➖CLARKE, Patrick resignedsecretary
- 2011-02-14➖CLARKE, Patrick resigneddirector
- 2008-11-27➖GLASBY, John resigneddirector
- 2008-11-27➕MCGAIN, Brian appointeddirector
- 1986-08-12🏢Company incorporatedAs CAMPBELL INSURANCE SERVICES LIMITED
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: MILLER, Keith James resigned 2026-04-03; MCGAIN, Brian resigned 2026-04-03; MILLER, Keith James resigned 2026-04-03
Group structure
Absolute Finanical Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Absolute Finanical Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
CAMPBELL INSURANCE SERVICES LIMITED
This company · 02045904
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Absolute Finanical Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/04/2026 |
2 historic (ceased) PSCs
- Brian Mcgainceased 03/04/2026· 25-50% shares · 25-50% voting
- Mr. Keith James Millerceased 03/04/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AXE ASSET MANAGEMENT LTD→ 13947001 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BRINDLEY RISK CONSULTANCY LIMITED→ 07888597 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHARACTER IB LTD→ 10951489 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHARIOT SCHEMES LIMITED→ 08167208 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CHARLTON-MATTHEWS TRADING LTD→ 13141218 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CHIRONCAP LIMITED→ 13483505 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CJA FINANCIAL SERVICES LIMITED→ 05764205 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| CLAN LEASING SOLUTIONS LTD→ 16199580 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CLARITY ADVICE & MANAGEMENT LTD→ 10058780 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CLEARLY INDEPENDENT FINANCIAL PLANNING LTD→ 09243604 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CLEARLY PLANNING & PROJECT MANAGEMENT LTD→ 13294450 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CMC FINANCIAL LTD→ 16384541 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-08-12
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
The Bull Yard
High Street
Ashford
TN24 8SN
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-07-24
Last: 2026-07-10
Officers (2 active · 8 resigned)
CARTER, David Kenneth→
Activedirector · ~40y · appointed 2026-04-03
View their other companies + combined net worth →
Active
CLARKE, Patrick→
Resignedsecretary · resigned 2011-02-14
MILLER, Keith James→
Resignedsecretary · appointed 2011-02-25 · resigned 2026-04-03
CLARKE, Patrick→
Resigneddirector · ~76y · resigned 2011-02-14
GLASBY, John→
Resigneddirector · ~78y · resigned 2008-11-27
LOVEGROVE, Richard William→
Resigneddirector · ~81y · appointed 2012-10-31 · resigned 2015-05-07
MCGAIN, Brian→
Resigneddirector · ~78y · appointed 2008-11-27 · resigned 2026-04-03
MILLER, Keith James→
Resigneddirector · ~64y · appointed 2011-02-25 · resigned 2026-04-03
O'TOOLE, Christopher John→
Resigneddirector · ~52y · appointed 2011-03-07 · resigned 2026-04-03
Click a director name to see their full track record across all companies.
Recent filings (116 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-07-22
termination-director-company-with-name-termination-date
officers · TM01
2026-06-19
termination-secretary-company-with-name-termination-date
officers · TM02
2026-06-02
termination-director-company-with-name-termination-date
officers · TM01
2026-06-02
appoint-person-director-company-with-name-date
officers · AP01
2026-06-02
termination-director-company-with-name-termination-date
officers · TM01
2026-06-02
appoint-person-director-company-with-name-date
officers · AP01
2026-06-02
resolution
resolution · RESOLUTIONS
2026-05-28
memorandum-articles
incorporation · MA
2026-05-28
capital-allotment-shares
capital · SH01
2026-05-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-21
change-account-reference-date-company-current-extended
accounts · AA01
2026-04-21