CLARITY ADVICE & MANAGEMENT LTD

📈Growthactive
10058780 · ltd · incorporated 2016-03-11
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 66300Fund management activities
Investor take
Pursue
Conservative operator with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (85/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £22,753

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2026-03-312025-03-31
Profit before tax£22.8k£5.4k
Average employees3500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-06-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-06-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2024-11-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-11-18
    ➖
    HANN, Anthony Martin, Mr. resigned
    director
  5. 2024-05-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2023-05-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2022-05-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2021-05-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2020-04-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2019-12-09
    ➕
    HANN, Anthony Martin, Mr. appointed
    director
  11. 2019-12-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2019-05-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2018-11-07
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2018-10-27
    📄
    capital-allotment-shares
    capital · SH01
  15. 2018-08-02
    ➕
    WARING, Thomas Douglas Tremayne appointed
    director
  16. 2018-08-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2018-06-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2018-03-14
    📄
    capital-allotment-shares
    capital · SH01
  19. 2017-10-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2016-03-11
    🏢
    Company incorporated
    As CLARITY ADVICE & MANAGEMENT LTD
  21. 2016-03-11
    ➕
    SHARMA, Gariesh Kumar appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Gariesh Kumar Sharma
Individual · British · DOB 07/1974 · age 52
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Elizabeth Clare Sharma
Individual · British · DOB 08/1974 · age 52
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-03-11
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

North House
198 High Street
Tonbridge
Kent
TN9 1BE
United Kingdom

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-11-19
Last: 2025-11-05

Officers (2 active · 1 resigned)

SHARMA, Gariesh Kumar→
director · ~52y · appointed 2016-03-11
View their other companies + combined net worth →
Active
WARING, Thomas Douglas Tremayne→
director · ~65y · appointed 2018-08-02
View their other companies + combined net worth →
Active
HANN, Anthony Martin, Mr.→
director · ~66y · appointed 2019-12-09 · resigned 2024-11-18
Resigned

Click a director name to see their full track record across all companies.

Recent filings (27 total)

accounts-with-accounts-type-full
accounts · AA
2026-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-06
accounts-with-accounts-type-full
accounts · AA
2025-06-11
termination-director-company-with-name-termination-date
officers · TM01
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-06
accounts-with-accounts-type-full
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06
accounts-with-accounts-type-full
accounts · AA
2023-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-05
accounts-with-accounts-type-full
accounts · AA
2022-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
accounts-with-accounts-type-full
accounts · AA
2021-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-09
accounts-with-accounts-type-full
accounts · AA
2020-04-30
appoint-person-director-company-with-name-date
officers · AP01
2019-12-09