INTERACTIVE INVESTOR SERVICES LIMITED
🌳Matureactive
02101863 · ltd · incorporated 1987-02-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 32.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 32.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
54 officers (2 active, 54 linked, 48 with DOB)
88
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
299 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (129 events)Click to expand
- 2025-05-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-17📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-12-17📄legacycapital · SH20
- 2024-12-16⚠️legacyinsolvency · CAP-SS
- 2024-12-16📄resolutionresolution · RESOLUTIONS
- 2024-05-03📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-09📄accounts-with-accounts-type-fullaccounts · AA
- 2023-03-31➖BICKNELL, Barry Michael resigneddirector
- 2023-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-07➕BYARD, Deborah appointeddirector
- 2022-09-21📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-06📄capital-allotment-sharescapital · SH01
- 2021-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-08📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-21📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-24📄capital-allotment-sharescapital · SH01
- 2019-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2017-06-02➕WILSON, Richard Simon appointeddirector
- 2017-06-02➖CURLE, Mark Richard resignedsecretary
- 2017-06-02➕BICKNELL, Barry Michael appointeddirector
- 2017-06-02➖DIXON, Peter John resigneddirector
- 2017-06-02➖EATON, John Bertram resigneddirector
- 2017-06-02➖HEMSON, Robert Anthony resigneddirector
- 2017-06-02➖SEE, John Gordon resigneddirector
- 2017-06-02➖TRACY, John Winston resigneddirector
- 2017-06-02➖WILSON, James Mailor resigneddirector
- 2017-03-01➖SMITH, Brian Grant resigneddirector
- 2017-01-31➖MACINNIS, John Calvin resigneddirector
- 2016-03-31➕DIXON, Peter John appointeddirector
- 2015-09-28➖SINGH, Manjit resigneddirector
- 2015-09-22➕HEMSON, Robert Anthony appointeddirector
- 2015-08-26➖MASTERSON, Paul John resigneddirector
- 2015-08-25🔓Charge satisfied #4
- 2015-08-25🔓Charge satisfied #3
- 2015-07-31➖SUTHERLAND, David William resigneddirector
- 2015-05-22➕MACINNIS, John Calvin appointeddirector
- 2014-11-28➕CURLE, Mark Richard appointedsecretary
- 2014-11-03➕WILSON, James Mailor appointeddirector
- 2014-10-24➖SOBO-ALLEN, Femi resignedsecretary
- 2014-08-19➖WHITEHEAD, Paul Charles resigneddirector
- 2014-07-08➖EYLOTT, Malcolm resigneddirector
- 2014-07-03➖SMITH, Charles Andrew resigneddirector
- 2014-03-13➖SHAW, Francesca resigneddirector
- 2014-03-12➕SINGH, Manjit appointeddirector
- 2013-09-18➕SHAW, Francesca appointeddirector
- 2013-09-17➕TRACY, John Winston appointeddirector
Showing most recent 50 of 129 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-12-16: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Interactive Investor Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Interactive Investor Limited
Corporate parent · holds 75-100% shares · board control
⬇
INTERACTIVE INVESTOR SERVICES LIMITED
This company · 02101863
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Interactive Investor Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/09/2019 |
2 historic (ceased) PSCs
- Yorkshare Limitedceased 26/09/2019· significant influence
- Interactive Investor Holdings Limitedceased 26/09/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 FACILITATOR LIMITED→ 06825465 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| 11998391 LTD.→ 11998391 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 123456 LIMITED→ 16398951 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 123456 TEE LIMITED→ 16551262 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1401 CAPITAL LIMITED→ 11264494 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 216 FINANCE LIMITED→ 14953079 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 22 PROPERTY LTD→ 13988878 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 3 SINHA'S INVESTMENTS LTD→ 12641048 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 333H LTD→ 08805365 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 3JA HOLDINGS LTD→ 15169176 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3RD MARCH LIMITED→ 14191004 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4521 LTD→ 16433605 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-02-20
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
201 Deansgate
Manchester
M3 3NW
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02
Officers (2 active · 52 resigned)
BYARD, Deborah→
Activedirector · ~54y · appointed 2023-02-07
View their other companies + combined net worth →
WILSON, Richard Simon→
Activedirector · ~60y · appointed 2017-06-02
View their other companies + combined net worth →
BRADLEY, Caroline Jane→
Resignedsecretary · appointed 2000-09-26 · resigned 2003-10-20
CURLE, Mark Richard→
Resignedsecretary · appointed 2014-11-28 · resigned 2017-06-02
LADER, Jeffrey→
Resignedsecretary · appointed 2003-10-20 · resigned 2011-07-07
PENNILL, Kenneth John→
Resignedsecretary · resigned 1998-09-17
SOBO-ALLEN, Femi→
Resignedsecretary · appointed 2011-07-07 · resigned 2014-10-24
WHITE, John Richard Cottam→
Resignedsecretary · appointed 1998-09-17 · resigned 2000-09-26
ARNETT, Marie Lise Nancy→
Resigneddirector · ~69y · appointed 2000-02-17 · resigned 2004-01-05
BICKNELL, Barry Michael→
Resigneddirector · ~58y · appointed 2017-06-02 · resigned 2023-03-31
BOOTH, Tracy Jane→
Resigneddirector · ~56y · appointed 2007-05-10 · resigned 2011-01-19
BRADLEY, Caroline Jane→
Resigneddirector · ~63y · appointed 2001-07-02 · resigned 2012-03-01
DIAVOLITSIS, Thomas→
Resigneddirector · ~58y · appointed 2007-05-10 · resigned 2009-05-15
DIXON, Peter John→
Resigneddirector · ~54y · appointed 2016-03-31 · resigned 2017-06-02
DOWD, Ken→
Resigneddirector · ~82y · appointed 2000-10-20 · resigned 2002-06-20
DUVAR, Jeffrey David Hunter→
Resigneddirector · ~63y · appointed 2000-09-26 · resigned 2001-04-03
EATON, John Bertram→
Resigneddirector · ~75y · appointed 2012-09-18 · resigned 2017-06-02
EYLOTT, Malcolm→
Resigneddirector · ~67y · appointed 2011-09-26 · resigned 2014-07-08
FIELDER, Allan→
Resigneddirector · ~64y · appointed 2011-09-26 · resigned 2012-07-31
FOULKES, Michael Alexander→
Resigneddirector · ~72y · appointed 2004-07-19 · resigned 2006-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Fortis Bank Global Clearing N.V. | Master clearing agreement | 1 property | 15/03/2010 | 25/08/2015 | |
| satisfied | Malpro Malpro Limited | Rent deposit deed | 1 property | 16/01/2003 | 25/08/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 01/12/1994 | 20/01/2006 | |
| satisfied | The International Stock Exchange of the United Kingdom and the Republic of Ireland The International Stock Exchange of the United Kingdom and the Republic of Ireland Limited | Charge | 1 property | 24/05/1993 | 18/11/1997 |
Recent filings (299 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-full
accounts · AA
2025-05-13
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-12-17
legacy
capital · SH20
2024-12-17
legacy
insolvency · CAP-SS
2024-12-16
resolution
resolution · RESOLUTIONS
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-02
accounts-with-accounts-type-full
accounts · AA
2024-05-03
change-person-director-company-with-change-date
officers · CH01
2024-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-02
accounts-with-accounts-type-full
accounts · AA
2023-05-09
termination-director-company-with-name-termination-date
officers · TM01
2023-03-31
change-person-director-company-with-change-date
officers · CH01
2023-02-22
appoint-person-director-company-with-name-date
officers · AP01
2023-02-09
accounts-with-accounts-type-full
accounts · AA
2022-09-21