CASTLEMEAD INSURANCE BROKERS LIMITED

🌳Matureactive
02104126 · ltd · incorporated 1987-02-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 17.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 17.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 17.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
18 officers (5 active, 18 linked, 14 with DOB)
86
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
156 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees242500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
  1. 2025-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-07-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-08-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-05-30
    ➕
    PARRY, Sarah-Jane appointed
    director
  6. 2022-05-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2021-09-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2021-09-01
    🔓
    Charge satisfied #1
  10. 2020-11-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-01-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2020-01-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2020-01-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2019-06-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-08-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-02-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2018-01-22
    ➕
    ROBINSON, Alistair James appointed
    director
  18. 2017-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2016-12-28
    ➖
    BEECH, Rachael resigned
    secretary
  20. 2016-12-28
    ➖
    BEECH, Rachael resigned
    director
  21. 2012-09-11
    ➖
    INGLEBY, David John resigned
    director
  22. 2008-10-28
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  23. 2007-07-31
    ➖
    BROWN, Martin Douglas resigned
    director
  24. 2007-05-01
    ➕
    BEECH, Rachael appointed
    director
  25. 2007-03-31
    ➖
    SIELY, David Andrew resigned
    director
  26. 2006-12-13
    ➕
    BEECH, Rachael appointed
    secretary
  27. 2006-12-13
    ➖
    SIELY, David Andrew resigned
    secretary
  28. 2004-03-09
    ➖
    NIXON, Robert Kenneth resigned
    director
  29. 2003-10-01
    ➕
    FROST, Nicholas appointed
    director
  30. 2003-10-01
    ➕
    INGLEBY, Richard James appointed
    director
  31. 2002-06-18
    ➕
    BROWN, Martin Douglas appointed
    director
  32. 2002-06-18
    ➖
    CHANT, Richard resigned
    director
  33. 2002-06-18
    ➖
    SMART, David Alan resigned
    director
  34. 2001-02-01
    ➖
    REDSTONE, Christopher Bruce resigned
    secretary
  35. 2001-01-01
    ➕
    SIELY, David Andrew appointed
    secretary
  36. 1998-10-15
    ➕
    CHANT, Richard appointed
    director
  37. 1998-01-05
    ➕
    GAMLIN, Clive George appointed
    director
  38. 1997-07-07
    ➕
    SMART, David Alan appointed
    director
  39. 1997-03-31
    ➖
    ROBINSON, David Anthony resigned
    director
  40. 1995-11-03
    ➖
    HORNBY, Leonard Charles resigned
    director
  41. 1994-04-30
    ➕
    REDSTONE, Christopher Bruce appointed
    secretary
  42. 1994-04-29
    ➖
    GRIFFITHS, David John resigned
    secretary
  43. 1987-02-26
    🏢
    Company incorporated
    As CASTLEMEAD INSURANCE BROKERS LIMITED

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Castlemead Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Castlemead Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CASTLEMEAD INSURANCE BROKERS LIMITED
This company · 02104126

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Castlemead Holdings Limited
Corporate entity
75–100%
—75-100% shares30/12/2019
Mr Richard James Ingleby
Individual · British · DOB 03/1976 · age 50
——sig. influencesignificant influence · firm interest01/10/2016
2 historic (ceased) PSCs
  • Mr David John Inglebyceased 30/12/2019· 25-50% shares
  • Mrs Susan Mary Inglebyceased 30/12/2019· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-02-26
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Castlemead House
St. Johns Road
Bristol
BS3 1AL

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-02
Last: 2026-02-16

Officers (5 active · 13 resigned)

FROST, Nicholas→
director · ~52y · appointed 2003-10-01
View their other companies + combined net worth →
Active
GAMLIN, Clive George→
director · ~59y · appointed 1998-01-05
View their other companies + combined net worth →
Active
INGLEBY, Richard James→
director · ~50y · appointed 2003-10-01
View their other companies + combined net worth →
Active
PARRY, Sarah-Jane→
director · ~43y · appointed 2022-05-30
View their other companies + combined net worth →
Active
ROBINSON, Alistair James→
director · ~56y · appointed 2018-01-22
View their other companies + combined net worth →
Active
BEECH, Rachael→
secretary · appointed 2006-12-13 · resigned 2016-12-28
Resigned
GRIFFITHS, David John→
secretary · resigned 1994-04-29
Resigned
REDSTONE, Christopher Bruce→
secretary · appointed 1994-04-30 · resigned 2001-02-01
Resigned
SIELY, David Andrew→
secretary · appointed 2001-01-01 · resigned 2006-12-13
Resigned
BEECH, Rachael→
director · ~52y · appointed 2007-05-01 · resigned 2016-12-28
Resigned
BROWN, Martin Douglas→
director · ~79y · appointed 2002-06-18 · resigned 2007-07-31
Resigned
CHANT, Richard→
director · ~83y · appointed 1998-10-15 · resigned 2002-06-18
Resigned
HORNBY, Leonard Charles→
director · ~92y · resigned 1995-11-03
Resigned
INGLEBY, David John→
director · ~86y · resigned 2012-09-11
Resigned
NIXON, Robert Kenneth→
director · ~70y · resigned 2004-03-09
Resigned
ROBINSON, David Anthony→
director · ~88y · resigned 1997-03-31
Resigned
SIELY, David Andrew→
director · ~84y · resigned 2007-03-31
Resigned
SMART, David Alan→
director · ~65y · appointed 1997-07-07 · resigned 2002-06-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property28/10/200801/09/2021

Recent filings (156 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-09
appoint-person-director-company-with-name-date
officers · AP01
2022-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-14
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-19
confirmation-statement-with-updates
confirmation-statement · CS01
2020-02-27