CLIFTON COMPLIANCE SERVICES LTD

🌳Matureactive
06529425 · ltd · incorporated 2008-03-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (65/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 12.5y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
  • • 2 accounts
  • • 2 other
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-01-28
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  2. 2026-01-28
    📄
    legacy
    accounts · PARENT_ACC
  3. 2026-01-28
    📄
    legacy
    other · GUARANTEE2
  4. 2026-01-28
    📄
    legacy
    other · AGREEMENT2
  5. 2025-06-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-06-03
    🔓
    Charge satisfied #2
  7. 2025-04-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2024-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-10-23
    🔓
    Charge satisfied #1
  10. 2024-05-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2023-04-17
    📄
    memorandum-articles
    incorporation · MA
  12. 2023-04-17
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2023-01-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2022-06-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2022-06-20
    🔒
    Charge registered #2
    Lender: Growth Lending 2021 Limited
  16. 2022-04-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2021-04-21
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2020-01-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2019-05-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  20. 2019-05-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2019-05-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  22. 2013-12-16
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  23. 2013-10-21
    ➕
    CARTY, Anthony Valentine appointed
    director
  24. 2013-09-06
    ➖
    KIRK, William Frederick resigned
    director
  25. 2012-10-01
    ➕
    CHAMBERS, Thomas Edward appointed
    secretary
  26. 2012-09-30
    ➕
    ORGAN, Ellis appointed
    director
  27. 2012-09-30
    ➖
    KIRK, Carol Ann resigned
    secretary
  28. 2008-03-18
    ➖
    VINK, David Michael Lorani resigned
    director
  29. 2008-03-14
    ➖
    DAVID, Rachel Virginia resigned
    secretary
  30. 2008-03-14
    ➕
    KIRK, Carol Ann appointed
    secretary
  31. 2008-03-14
    ➕
    KIRK, William Frederick appointed
    director
  32. 2008-03-10
    🏢
    Company incorporated
    As CLIFTON COMPLIANCE SERVICES LTD
  33. 2008-03-10
    ➕
    DAVID, Rachel Virginia appointed
    secretary
  34. 2008-03-10
    ➕
    VINK, David Michael Lorani appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Clifton Asset Management Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Clifton Asset Management Plc
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CLIFTON COMPLIANCE SERVICES LTD
This company · 06529425

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Clifton Asset Management Plc
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/04/2019
2 historic (ceased) PSCs
  • Mr Neil Greenawayceased 30/04/2019· 25-50% shares · 25-50% voting
  • Mr Adam Jason Tavenerceased 30/04/2019· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-03-10
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

The Pavilions Eden Park
Ham Green
Bristol
BS20 0DD

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-24
Last: 2026-03-10

Officers (3 active · 4 resigned)

CHAMBERS, Thomas Edward→
secretary · appointed 2012-10-01
View their other companies + combined net worth →
Active
CARTY, Anthony Valentine→
director · ~59y · appointed 2013-10-21
View their other companies + combined net worth →
Active
ORGAN, Ellis→
director · ~63y · appointed 2012-09-30
View their other companies + combined net worth →
Active
DAVID, Rachel Virginia→
secretary · appointed 2008-03-10 · resigned 2008-03-14
Resigned
KIRK, Carol Ann→
secretary · appointed 2008-03-14 · resigned 2012-09-30
Resigned
KIRK, William Frederick→
director · ~78y · appointed 2008-03-14 · resigned 2013-09-06
Resigned
VINK, David Michael Lorani→
director · ~80y · appointed 2008-03-10 · resigned 2008-03-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Growth Lending 2021
Growth Lending 2021 Limited
A registered charge—20/06/202203/06/2025
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property16/12/201323/10/2024

Recent filings (71 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-28
legacy
accounts · PARENT_ACC
2026-01-28
legacy
other · GUARANTEE2
2026-01-28
legacy
other · AGREEMENT2
2026-01-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-03
accounts-with-accounts-type-full
accounts · AA
2025-04-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-23
accounts-with-accounts-type-full
accounts · AA
2024-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-11
memorandum-articles
incorporation · MA
2023-04-17
resolution
resolution · RESOLUTIONS
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-full
accounts · AA
2023-01-18