FINANCIAL OPTIONS SERVICES LIMITED
⚰️Wound downdissolved
02246025 · ltd · incorporated 1988-04-20
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
48/100
Watch
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed dormant / non-trading — structural issues outweigh the discount.
Opportunity 48/100 (watch), bankability 42/100. Strong seller-intent signal (73/100, director aged 79). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 11 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
33 live charges · 11 lenders · oldest 37.0y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 37.0 years old — likely at or near maturity.
- · 11 lenders named — inter-creditor friction likely.
- · Legal-friction score 75/100 (specialist).
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
33 charges (33/33 with lender, 33/33 with type)
90
Directors & officers
31 officers (2 active, 31 linked, 21 with DOB)
84
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
274 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
48/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (146 events)Click to expand
- 2017-10-06⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2017-10-06🏁Company dissolved
- 2017-07-06⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · LIQ13
- 2017-05-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-01-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-12-30⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · 4.70
- 2016-12-30⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2016-12-30📄resolutionresolution · RESOLUTIONS
- 2016-11-21📄legacycapital · SH20
- 2016-11-21📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2016-11-21⚠️legacyinsolvency · CAP-SS
- 2016-11-21📄resolutionresolution · RESOLUTIONS
- 2016-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-02-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-16📄auditors-resignation-companyauditors · AUD
- 2015-11-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-04📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2015-07-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-06-30➖NEWMAN, James Allen resigneddirector
- 2015-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-06-23➕COWAN, John appointeddirector
- 2014-10-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-07-30📄change-person-director-company-with-change-dateofficers · CH01
- 2014-01-29📄appoint-person-director-company-with-nameofficers · AP01
- 2014-01-29📄termination-director-company-with-nameofficers · TM01
- 2014-01-29📄termination-director-company-with-nameofficers · TM01
- 2014-01-08➕NEWMAN, James Allen appointeddirector
- 2014-01-07➖HIGGINSON, George resigneddirector
- 2014-01-07➖HOOPER, Paul resigneddirector
- 2013-04-25➕HIGGINSON, George appointeddirector
- 2013-04-08➖MARTIN, Ivan resigneddirector
- 2013-02-28➖COUZENS, Michael Alastair resigneddirector
- 2012-04-27➕FRIENDS LIFE SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2012-04-27➖MONGER, Diana resignedsecretary
- 2012-04-27➖BOURKE, Evelyn Brigid resigneddirector
- 2012-04-27➕COUZENS, Michael Alastair appointeddirector
- 2012-04-27➕MARTIN, Ivan appointeddirector
- 2012-04-27➖MONGER, Diana resigneddirector
- 2010-07-01➕HOOPER, Paul appointeddirector
- 2010-06-30➖WADELIN, Mark Thomas resigneddirector
- 2009-12-31➖ELLIS, Robert Gordon resignedsecretary
- 2009-12-31➕MONGER, Diana appointedsecretary
- 2009-12-31➕BOURKE, Evelyn Brigid appointeddirector
- 2009-12-31➖ELLIS, Robert Gordon resigneddirector
- 2007-10-10➕WADELIN, Mark Thomas appointeddirector
- 2007-06-09🔓Charge satisfied #33
- 2007-06-09🔓Charge satisfied #32
- 2007-06-09🔓Charge satisfied #31
Showing most recent 50 of 146 events
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2017-10-06
5 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2017-10-06: gazette-dissolved-liquidation; 2017-07-06: liquidation-voluntary-members-return-of-final-meeting
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1418LN LIMITED→ 15137057 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 18 HYDE PARK GARDENS FREEHOLD LIMITED→ 07203825 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 2 & 3 COTSWOLD MEWS (FREEHOLD) LIMITED→ 11626164 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 2 BLOCKS VENTURES LIMITED→ 13247203 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 23 LYTTON GROVE COMPANY LIMITED→ 06712677 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 25 AND 26 SHERWOOD COURT FREEHOLD LIMITED→ 05988027 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 26 PRIME LIMITED→ 17003819 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 27 27A 29 AND 29A HARLINGTON ROAD RESIDENTS COMPANY LIMITED→ 02712358 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| 2C HOLDINGS LTD→ 16975725 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 2SC HOLDINGS LTD→ 16560287 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 CAMPSBOURNE ROAD LIMITED→ 04893323 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 3/4/5 ONSLOW GARDENS LIMITED→ 05174071 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1988-04-20
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
30 Finsbury Square
London
EC2P 2YU
Filing status
Accounts
Next due: —
Last made up to: 2015-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 29 resigned)
FRIENDS LIFE SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2012-04-27
View their other companies + combined net worth →
Active
BOLTON, David Edward→
Resignedsecretary · resigned 2000-03-29
ELLIS, Robert Gordon→
Resignedsecretary · appointed 2007-06-08 · resigned 2009-12-31
GRAY, Elizabeth Andrea→
Resignedsecretary · appointed 2004-06-01 · resigned 2007-06-08
GRAY, Elizabeth Andrea→
Resignedsecretary · appointed 2004-06-01 · resigned 2007-06-08
HAM, Richard Laurence→
Resignedsecretary · appointed 2002-11-30 · resigned 2004-06-01
MONGER, Diana→
Resignedsecretary · appointed 2009-12-31 · resigned 2012-04-27
WATERS, Paul Christopher→
Resignedsecretary · appointed 2000-03-29 · resigned 2002-11-30
BLAKE, Brian David→
Resigneddirector · ~83y · resigned 1994-09-26
BLAKE, Mark Steven Brodie→
Resigneddirector · ~66y · resigned 2000-03-31
BLAKE, Michael David→
Resigneddirector · ~59y · appointed 1998-09-04 · resigned 2000-03-31
BLAKE, Michael David→
Resigneddirector · ~59y · resigned 1994-09-26
BOURKE, Evelyn Brigid→
Resigneddirector · ~61y · appointed 2009-12-31 · resigned 2012-04-27
BUDGE, Kevin John→
Resigneddirector · ~65y · resigned 2000-05-31
COUZENS, Michael Alastair→
Resigneddirector · ~62y · appointed 2012-04-27 · resigned 2013-02-28
ELLIS, Robert Gordon→
Resigneddirector · ~70y · appointed 2007-06-08 · resigned 2009-12-31
FEAR, Raymond Bernard→
Resigneddirector · ~80y · appointed 1999-08-24 · resigned 2000-05-31
FRANCIS, Richard→
Resigneddirector · ~65y · appointed 1999-08-24 · resigned 2000-05-31
HIGGINSON, George→
Resigneddirector · ~63y · appointed 2013-04-25 · resigned 2014-01-07
Click a director name to see their full track record across all companies.
Mortgages & charges
33
Total charges
1
Outstanding
1
Active lenders
Status:Lender:33 of 33 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off (olso) dated 3RD july 1995 | 1 property | 19/12/2006 | 09/06/2007 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set off dated 3RD july 1995 | 1 property | 17/09/2003 | 09/06/2007 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus letter of set-off dated 3 july 1995 | 1 property | 11/09/2003 | 09/06/2007 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off dated 3RD july 1995 and | 1 property | 29/07/2003 | 09/06/2007 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Development Limited(As Security Trustee for the Beneficiaries (as Defined)) | Debenture | 1 property | 14/01/1999 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 3 properties | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited | Mortgage debenture | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for an on Behalfof the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for and on Behalf of the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for and on Behalf of the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for an on Behalfof the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for and on Behalf of the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Barclays Barclays Industrial Developments Limited(As Security Agent and Trustee for and on Behalf of the Beneficiaries) | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 04/09/1998 | 18/11/1999 | |
| satisfied | Co-operative Bank Co-Operative Bank Public Limited Company | Legal charge | 1 property | 27/06/1991 | 06/11/1991 | |
| satisfied | Co-operative Bank Co-Operative Bank PLC. | Debenture | 1 property | 18/03/1991 | 11/09/1998 | |
| outstanding | Co-operative Bank Co-Operative Bank PLC. | Legal charge | 1 property | 15/08/1990 | — | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge registered by order of court 1ST november 1990 | 1 property | 11/05/1990 | 09/11/1991 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge registered by order of court 1ST NOVEMBER1990 | 1 property | 01/12/1989 | 11/09/1998 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge registered by order of court 1ST november 1990 | 1 property | 02/11/1989 | 11/09/1998 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge registered by order of court 1ST november | 1 property | 02/11/1989 | 11/09/1998 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 01/06/1989 | 30/07/1991 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (274 total)
gazette-dissolved-liquidation
gazette · GAZ2
2017-10-06
liquidation-voluntary-members-return-of-final-meeting
insolvency · LIQ13
2017-07-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-05-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-01-03
liquidation-voluntary-declaration-of-solvency
insolvency · 4.70
2016-12-30
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2016-12-30
resolution
resolution · RESOLUTIONS
2016-12-30
legacy
capital · SH20
2016-11-21
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2016-11-21
legacy
insolvency · CAP-SS
2016-11-21
resolution
resolution · RESOLUTIONS
2016-11-21
accounts-with-accounts-type-dormant
accounts · AA
2016-10-03
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-02-28
auditors-resignation-company
auditors · AUD
2016-02-16
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-03