HAZELL CARR (ES) SERVICES LIMITED
🌳Matureactive
02372343 · ltd · incorporated 1989-04-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 66/100 (strong), bankability 32/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (55/100).
🏦
Refinance opportunity
27 live charges · 10 lenders · oldest 35.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 35.5 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 83/100 (specialist).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
27 charges (27/27 with lender, 27/27 with type)
90
Directors & officers
37 officers (2 active, 37 linked, 26 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
271 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
40
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (134 events)Click to expand
- 2025-10-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-03➕BOWSHER, Andrew Charles appointeddirector
- 2025-04-03➖BRAMHALL, Benjamin Oliver resigneddirector
- 2025-04-03➖CUFF, Paul Gareth resigneddirector
- 2025-04-03➖SHAH, Snehal resigneddirector
- 2024-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-28➖BERNSTEIN, Jonathan Samuel resigneddirector
- 2021-11-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-01➕FENNING, Benjamin Thomas appointeddirector
- 2021-01-05📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-07-15➕SHAH, Snehal appointeddirector
- 2019-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-27➖AINSLIE, Michael Robert Arthur resigneddirector
- 2019-02-28🔓Charge satisfied #19
- 2017-07-05🔓Charge satisfied #25
- 2017-07-05🔓Charge satisfied #22
- 2017-07-05🔓Charge satisfied #21
- 2017-07-05🔓Charge satisfied #20
- 2017-07-05🔓Charge satisfied #17
- 2017-07-05🔓Charge satisfied #16
- 2017-07-05🔓Charge satisfied #14
- 2017-07-05🔓Charge satisfied #13
- 2017-07-05🔓Charge satisfied #10
- 2017-07-05🔓Charge satisfied #9
- 2017-07-05🔓Charge satisfied #8
- 2017-07-05🔓Charge satisfied #6
- 2017-03-27➕BERNSTEIN, Jonathan Samuel appointeddirector
- 2017-03-27➖BIRMINGHAM, Robert James resigneddirector
- 2017-03-27➕CUFF, Paul Gareth appointeddirector
- 2017-03-27➖HUNT, Jeffrey Peter resigneddirector
- 2017-01-01➕BRAMHALL, Benjamin Oliver appointeddirector
- 2016-04-07🔓Charge satisfied #27
- 2016-04-07🔓Charge satisfied #26
- 2015-11-21➖NOBLE, Catherine Anne resigneddirector
- 2015-11-01➕AINSLIE, Michael Robert Arthur appointeddirector
- 2013-07-01➕HUNT, Jeffrey Peter appointeddirector
- 2013-02-21➖ATHERTON, Sharon Anne resignedsecretary
Showing most recent 50 of 134 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 lowHas insolvency history
mediumCompanies House flags prior insolvency events. Review the insolvency filings for context.
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Xps Sipp Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Xps Sipp Services Limited
Corporate parent · holds 75-100% shares · board control
⬇
HAZELL CARR (ES) SERVICES LIMITED
This company · 02372343
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Xps Sipp Services Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-04-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Phoenix House
1 Station Hill
Reading
RG1 1NB
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-27
Last: 2025-06-13
Officers (2 active · 35 resigned)
BOWSHER, Andrew Charles→
Activedirector · ~59y · appointed 2025-04-03
View their other companies + combined net worth →
FENNING, Benjamin Thomas→
Activedirector · ~49y · appointed 2021-04-01
View their other companies + combined net worth →
ATHERTON, Sharon Anne→
Resignedsecretary · appointed 2008-04-02 · resigned 2013-02-21
COMFORT, Malcolm Denys→
Resignedsecretary · appointed 1995-03-20 · resigned 1996-04-23
COOPER, Timothy Alan→
Resignedsecretary · appointed 2007-12-18 · resigned 2008-04-02
DINNING, Madhukanta→
Resignedsecretary · appointed 2004-09-17 · resigned 2005-09-23
GIBBON, Margaret Elizabeth→
Resignedsecretary · appointed 1999-05-31 · resigned 2003-08-27
HULL, Joanne→
Resignedsecretary · appointed 2005-09-23 · resigned 2006-08-14
LANCASTER, David Arthur→
Resignedsecretary · appointed 1993-01-01 · resigned 1995-03-20
MORRIS, Samantha Jayne→
Resignedsecretary · appointed 1996-04-23 · resigned 1999-05-31
OLISA HOLDING, Lily→
Resignedsecretary · appointed 2003-08-27 · resigned 2004-09-17
THOMAS, Stephen Jeremy→
Resignedsecretary · appointed 2006-08-14 · resigned 2007-12-18
AINSLIE, Michael Robert Arthur→
Resigneddirector · ~65y · appointed 2015-11-01 · resigned 2019-06-27
BAKER, David Henry→
Resigneddirector · ~77y · resigned 1993-01-01
BERNSTEIN, Jonathan Samuel→
Resigneddirector · ~58y · appointed 2017-03-27 · resigned 2022-02-28
BIRMINGHAM, Robert James→
Resigneddirector · ~76y · appointed 2008-09-25 · resigned 2017-03-27
BOULTON, Darryl Clive→
Resigneddirector · ~62y · appointed 2004-09-17 · resigned 2006-07-31
BRAMHALL, Benjamin Oliver→
Resigneddirector · ~49y · appointed 2017-01-01 · resigned 2025-04-03
COATES, Clive Frederick→
Resigneddirector · ~82y · appointed 1995-03-20 · resigned 1997-12-31
COOPER, Timothy Alan→
Resigneddirector · ~63y · appointed 2006-07-31 · resigned 2008-04-02
Click a director name to see their full track record across all companies.
Mortgages & charges
27
Total charges
7
Outstanding
4
Active lenders
Status:Lender:27 of 27 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 09/03/2004 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 19/12/2003 | 07/04/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 19/12/2003 | 07/04/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 28/04/2003 | 05/07/2017 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 17/04/2003 | 27/03/2008 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/01/2003 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 16/08/2002 | 05/07/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 16/08/2002 | 05/07/2017 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/06/2002 | 05/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 13/06/2002 | 28/02/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 18/01/2002 | 05/07/2017 | |
| satisfied | Eagle Star Life Assurance Company Eagle Star Life Assurance Company Limited | Legal mortgage | 2 properties | 31/01/2001 | 05/07/2017 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 2 properties | 30/06/2000 | 27/03/2008 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Legal charge | 1 property | 12/02/2000 | 05/07/2017 | |
| satisfied | Bob Marshall Adminstration Bob Marshall Adminstration Limited | Legal charge | 1 property | 12/02/2000 | 05/07/2017 | |
| outstanding | Eagle Star Life Assurance Company Eagle Star Life Assurance Company Limited | Supplemental deed to mortgage dated 21ST december 1990 | 2 properties | 21/10/1999 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 16/08/1999 | 16/09/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 16/07/1999 | 05/07/2017 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 18/09/1998 | 05/07/2017 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 27/10/1997 | 05/07/2017 | |
| outstanding | Virgin Money Yorkshire Bank PLC | Legal mortgage (customers account) | 1 property | 30/07/1997 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 29/11/1996 | 05/07/2017 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 01/02/1995 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 05/05/1992 | — | |
| satisfied | Eagle Star Life Assurance Company Eagle Star Life Assurance Company Limited | Mortgage | 1 property | 28/11/1991 | 08/10/1993 | |
| outstanding | Eagle Star Insurance Company Eagle Star Insurance Company Limited | Mortgage | 1 property | 21/12/1990 | — | |
| satisfied | Eagle Star Insurance Company Eagle Star Insurance Company Limited | Deed mortgage | 1 property | 21/11/1990 | 15/03/2002 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (271 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
appoint-person-director-company-with-name-date
officers · AP01
2025-04-04
accounts-with-accounts-type-dormant
accounts · AA
2024-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-20
accounts-with-accounts-type-dormant
accounts · AA
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-22
accounts-with-accounts-type-dormant
accounts · AA
2022-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-23
termination-director-company-with-name-termination-date
officers · TM01
2022-03-04
accounts-with-accounts-type-dormant
accounts · AA
2021-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-25