TREELYN (INSURANCE SERVICES) LIMITED

🌳Matureactive
02377166 · ltd · incorporated 1989-04-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 30.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£170.1k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 72/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 30.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 30.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 23/100 — clean.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 8 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £170,089

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£170k
Current Assets
£739k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-25
Total assets£170.5k
Current assets£738.5k
Net assets£170.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
2
filings
  • • 1 accounts
  • • 1 officers
Last 180 days
2
filings
  • • 1 accounts
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2026-05-21
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  2. 2026-04-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-02-28
    ➖
    COSTER, Marc resigned
    director
  4. 2025-08-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-07-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-07-14
    📄
    capital-return-purchase-own-shares
    capital · SH03
  7. 2025-07-09
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2025-07-09
    📄
    memorandum-articles
    incorporation · MA
  9. 2025-07-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2025-07-04
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2025-07-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2025-07-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2025-07-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2025-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2025-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2025-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2025-06-25
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2025-06-25
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2025-06-20
    ➕
    PAGE, John David appointed
    director
  20. 2025-06-20
    ➖
    BILLINGHAM, Matthew James resigned
    secretary
  21. 2025-06-20
    ➖
    BILLINGHAM, Jonathan Graham resigned
    director
  22. 2025-06-20
    ➕
    BLAND, Simon Christopher appointed
    director
  23. 2025-06-20
    ➖
    BLAND, Simon Christopher resigned
    director
  24. 2025-06-20
    ➕
    COSTER, Marc appointed
    director
  25. 2025-06-20
    📄
    legacy
    capital · SH20
  26. 2025-06-20
    📄
    capital-cancellation-shares
    capital · SH06
  27. 2025-06-20
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  28. 2025-06-20
    ⚠️
    legacy
    insolvency · CAP-SS
  29. 2025-06-20
    📄
    resolution
    resolution · RESOLUTIONS
  30. 2025-06-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  31. 2025-01-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  32. 2019-09-26
    🔓
    Charge satisfied #2
  33. 2019-09-26
    🔓
    Charge satisfied #1
  34. 2016-08-04
    ➕
    BILLINGHAM, Daniel appointed
    director
  35. 1998-06-26
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  36. 1998-02-27
    ➖
    COOPER, Damon resigned
    director
  37. 1997-06-01
    ➕
    COOPER, Damon appointed
    director
  38. 1997-03-31
    ➖
    BILLINGHAM, Jonathan Graham resigned
    secretary
  39. 1997-03-31
    ➕
    BILLINGHAM, Matthew James appointed
    secretary
  40. 1997-03-31
    ➖
    GROOME, Kevin James resigned
    director
  41. 1995-07-28
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  42. 1992-08-11
    ➕
    BILLINGHAM, Jonathan Graham appointed
    secretary
  43. 1992-08-11
    ➖
    GROOME, Geoffrey resigned
    secretary
  44. 1992-08-11
    ➖
    GROOME, Geoffrey resigned
    director
  45. 1989-04-27
    🏢
    Company incorporated
    As TREELYN (INSURANCE SERVICES) LIMITED

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high · 1 med · 1 low
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2025-06-20: legacy

4 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BILLINGHAM, Matthew James resigned 2025-06-20; BILLINGHAM, Jonathan Graham resigned 2025-06-20; BLAND, Simon Christopher resigned 2025-06-20

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Dr & P Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Dr & P Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
TREELYN (INSURANCE SERVICES) LIMITED
This company · 02377166

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Dr & P Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control20/06/2025
1 historic (ceased) PSC
  • Mr Jonathan Billinghamceased 20/06/2025· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated1989-04-27
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Universal House Bramhall Moor Technology Park
Pepper Road, Hazel Grove
Stockport
SK7 5BW
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2025-05-25
Confirmation statement
Next due: 2026-07-25
Last: 2025-07-11

Officers (2 active · 9 resigned)

BILLINGHAM, Daniel→
director · ~55y · appointed 2016-08-04
View their other companies + combined net worth →
Active
PAGE, John David→
director · ~60y · appointed 2025-06-20
View their other companies + combined net worth →
Active
BILLINGHAM, Jonathan Graham→
secretary · appointed 1992-08-11 · resigned 1997-03-31
Resigned
BILLINGHAM, Matthew James→
secretary · appointed 1997-03-31 · resigned 2025-06-20
Resigned
GROOME, Geoffrey→
secretary · resigned 1992-08-11
Resigned
BILLINGHAM, Jonathan Graham→
director · ~62y · resigned 2025-06-20
Resigned
BLAND, Simon Christopher→
director · ~60y · appointed 2025-06-20 · resigned 2025-06-20
Resigned
COOPER, Damon→
director · ~53y · appointed 1997-06-01 · resigned 1998-02-27
Resigned
COSTER, Marc→
director · ~48y · appointed 2025-06-20 · resigned 2026-02-28
Resigned
GROOME, Geoffrey→
director · ~86y · resigned 1992-08-11
Resigned
GROOME, Kevin James→
director · ~62y · resigned 1997-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property26/06/199826/09/2019
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property28/07/199526/09/2019

Recent filings (147 total)

change-account-reference-date-company-previous-shortened
accounts · AA01
2026-05-21
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-07
termination-director-company-with-name-termination-date
officers · TM01
2025-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-24
capital-return-purchase-own-shares
capital · SH03
2025-07-14
resolution
resolution · RESOLUTIONS
2025-07-09
memorandum-articles
incorporation · MA
2025-07-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-07-04
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-04
termination-director-company-with-name-termination-date
officers · TM01
2025-07-04
appoint-person-director-company-with-name-date
officers · AP01
2025-07-04
appoint-person-director-company-with-name-date
officers · AP01
2025-07-04