BERESFORD CONSULTANTS LIMITED
🌳Matureactive
02498828 · ltd · incorporated 1990-05-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 30.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 77/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 30.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 30.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 annual-return
Last 180 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 annual-return
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-05-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-12-05📄gazette-notice-compulsorygazette · GAZ1
- 2023-05-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-05-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-05-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-01➕WILSON, Nicholas Edward Stringer appointeddirector
- 2023-01-05➖WILSON, Laila Solvej resignedsecretary
- 2023-01-05➖WILSON, Laila Solvej resigneddirector
- 2022-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2004-07-15🔒Charge registered #4Lender: Beresford Consultants Limited
- 2004-03-15🔓Charge satisfied #2
- 2004-02-27🔓Charge satisfied #3
- 1999-01-04🔒Charge registered #3Lender: Midland Bank PLC
- 1995-08-17🔒Charge registered #2Lender: Midland Bank PLC
- 1995-08-17🔒Charge registered #1Lender: Midland Bank PLC
- 1990-05-03🏢Company incorporatedAs BERESFORD CONSULTANTS LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 85 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — WILSON, Nicholas Edward Stringer (same surname) appointed 2023-05-01. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Stringer Wilson Individual · British · DOB 09/1941 · age 85 | 50–75% | 50–75% | board controlsig. influence50-75% shares · 50-75% voting · board control · significant influence · firm interest | 05/01/2023 |
1 historic (ceased) PSC
- Mrs Laila Solvej Wilsonceased 05/01/2023· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1990-05-03
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Briar House
Beacon Road
Ditchling
Sussex
BN6 8UL
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03
Officers (2 active · 2 resigned)
WILSON, Nicholas Edward Stringer→
Activedirector · ~47y · appointed 2023-05-01
View their other companies + combined net worth →
Active
WILSON, Laila Solvej→
Resignedsecretary · resigned 2023-01-05
WILSON, Laila Solvej→
Resigneddirector · ~82y · resigned 2023-01-05
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Beresford Consultants Beresford Consultants Limited | Legal charge | 1 property | 15/07/2004 | — | |
| satisfied | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 04/01/1999 | 27/02/2004 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 17/08/1995 | 15/03/2004 | |
| outstanding | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 17/08/1995 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (99 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-27
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2026-05-21
change-person-director-company-with-change-date
officers · CH01
2026-03-16
change-person-director-company-with-change-date
officers · CH01
2026-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-04
gazette-filings-brought-up-to-date
gazette · DISS40
2023-12-09
gazette-notice-compulsory
gazette · GAZ1
2023-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-16
appoint-person-director-company-with-name-date
officers · AP01
2023-05-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-10
termination-director-company-with-name-termination-date
officers · TM01
2023-05-10