WILLIAMS TARR HOMES LIMITED
🌳Matureactive
02500991 · ltd · incorporated 1990-05-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-450.6k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (80/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
14 live charges · 6 lenders · oldest 31.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 31.4 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 10 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £450,646
Key financials
2 years extracted from filed iXBRL accountsCash
£317k
Net Worth
-£451k
Current Assets
£843k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | — | £560.0k |
| Gross profit | — | £-13.1k |
| Profit before tax | — | £-27.6k |
| Total assets | £-450.6k | — |
| Current assets | £843.2k | — |
| Cash | £317.3k | — |
| Debtors | £526.0k | — |
| Net assets | £-450.6k | — |
| Average employees | — | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (62 events)Click to expand
- 2025-12-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04🔓Charge satisfied #14
- 2023-10-04🔓Charge satisfied #13
- 2023-10-04🔓Charge satisfied #12
- 2023-10-04🔓Charge satisfied #11
- 2023-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-03📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-07-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-08📄accounts-with-accounts-type-fullaccounts · AA
- 2020-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-04🔒Charge registered #14Lender: Hampshire Trust Bank PLC
- 2020-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-20🔒Charge registered #13Lender: Hampshire Trust Bank PLC
- 2020-03-20🔒Charge registered #12Lender: Hampshire Trust Bank PLC
- 2019-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2018-12-31➖CARTER, Christopher Frederick resignedsecretary
- 2018-12-24➖CARTER, Christopher Frederick resigneddirector
- 2016-12-13🔓Charge satisfied #10
- 2016-12-13🔓Charge satisfied #8
- 2016-12-13🔓Charge satisfied #6
- 2016-06-21➖HUGHES, John Robert resigneddirector
- 2014-06-04🔓Charge satisfied #9
- 2014-05-22🔒Charge registered #11Lender: Hsbc Bank PLC
- 2012-01-11🔒Charge registered #10Lender: Hsbc Bank PLC (The Lender)
- 2011-12-31➖ALDRED, Anthony Peter resigneddirector
- 2011-11-05🔓Charge satisfied #2
- 2011-11-05🔓Charge satisfied #1
- 2011-11-03🔓Charge satisfied #7
- 2011-07-29🔒Charge registered #9Lender: The Co-Operative Bank PLC
- 2010-09-27➖WILKINSON, John Michael resigneddirector
- 2009-11-27➕WILKINSON, David Michael appointeddirector
- 2003-06-02🔒Charge registered #8Lender: The Co-Operative Bank PLC
- 2003-03-05➖MOORE, Paul Christopher resigneddirector
- 2002-09-02➕HUGHES, John Robert appointeddirector
- 2000-12-22🔒Charge registered #7Lender: The Co-Operative Bank PLC
- 2000-12-22🔒Charge registered #6Lender: The Co-Operative Bank PLC
- 2000-08-16🔓Charge satisfied #5
- 2000-08-16🔓Charge satisfied #4
- 1999-03-05➕WILKINSON, John Charles Edward appointeddirector
Showing most recent 50 of 62 events
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Michael Wilkinson Individual · British · DOB 05/1969 · age 57 | — | — | sig. influencesignificant influence | 28/08/2025 |
1 historic (ceased) PSC
- Mr David Michael Wilkinsonceased 09/12/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 47 WILTON LIMITED→ 14989181 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABEVELIT LTD→ 16639823 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABLE JOINERY LTD→ 04561716 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ABLELECTRICAL SERVICES LTD→ 12535050 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABYR CONSTRUCTION LIMITED→ 17099434 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AC ERLAM LTD→ 12089072 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCESS-ABLE (UK) LIMITED→ 08658630 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCURATE ROOFING (ST HELENS) LTD→ 11256613 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACI ELECTRICAL LIMITED→ 05090050 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ACLAIMED DEVELOPMENTS LTD→ 16961928 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACM HEALTH SOLUTIONS LIMITED→ 04364773 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| ACO SERVICES LIMITED→ 14339181 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1990-05-10
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
Greenway House Greenway
Paddington
Warrington
WA1 3EF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (2 active · 9 resigned)
WILKINSON, David Michael→
Activedirector · ~57y · appointed 2009-11-27
View their other companies + combined net worth →
WILKINSON, John Charles Edward→
Activedirector · ~59y · appointed 1999-03-05
View their other companies + combined net worth →
CARTER, Christopher Frederick→
Resignedsecretary · resigned 2018-12-31
ALDRED, Anthony Peter→
Resigneddirector · ~78y · resigned 2011-12-31
BRADSHAW, Michael→
Resigneddirector · ~87y · appointed 1996-07-01 · resigned 1997-12-31
CARTER, Christopher Frederick→
Resigneddirector · ~78y · resigned 2018-12-24
HIGHAM, Graham George→
Resigneddirector · ~81y · resigned 1994-09-03
HUGHES, John Robert→
Resigneddirector · ~77y · appointed 2002-09-02 · resigned 2016-06-21
MELLOR, Ronald Eric→
Resigneddirector · ~88y · resigned 1994-09-03
MOORE, Paul Christopher→
Resigneddirector · ~79y · appointed 1994-11-04 · resigned 2003-03-05
WILKINSON, John Michael→
Resigneddirector · ~91y · resigned 2010-09-27
Click a director name to see their full track record across all companies.
Mortgages & charges
14
Total charges
0
Outstanding
0
Active lenders
Status:Lender:14 of 14 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 1 property | 04/05/2020 | 04/10/2023 | |
| satisfied | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 2 properties | 20/03/2020 | 04/10/2023 | |
| satisfied | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 2 properties | 20/03/2020 | 04/10/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 22/05/2014 | 04/10/2023 | |
| satisfied | HSBC Hsbc Bank PLC (The Lender) | Legal charge | 1 property | 11/01/2012 | 13/12/2016 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 29/07/2011 | 04/06/2014 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 02/06/2003 | 13/12/2016 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Floating charge | 1 property | 22/12/2000 | 03/11/2011 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 22/12/2000 | 13/12/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/04/1997 | 16/08/2000 | |
| satisfied | Lloyds Banking Group Tsb Bank PLC | Legal charge | 2 properties | 18/10/1996 | 16/08/2000 | |
| satisfied | Lloyds Banking Group Tsb Bank PLC | Mortgage of a contract | 1 property | 18/10/1996 | 25/06/1997 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 17/11/1995 | 05/11/2011 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 03/01/1995 | 05/11/2011 |
Recent filings (129 total)
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-28
accounts-with-accounts-type-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-23
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-04
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-04
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-04
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-04
change-person-director-company-with-change-date
officers · CH01
2023-09-29
change-person-director-company-with-change-date
officers · CH01
2023-09-29
accounts-with-accounts-type-full
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-14
accounts-with-accounts-type-full
accounts · AA
2022-10-03