ICI PENSIONS TRUSTEE LIMITED

🌳Matureactive

02512713 · ltd · incorporated 1990-06-18

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 57/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 12.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 12.3 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

75 officers (7 active, 75 linked, 69 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

3 connected companies via shared directors

Filing history

313 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 1 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (149 events)Click to expand

2026-06-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-31
➖
ROSE, Francis George resigned
director
2026-01-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-01
➕
PRESTON, John David appointed
director
2025-09-01
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-07-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-19
➖
CANHAM, Ian Nicholas resigned
director
2024-07-16
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-04-24
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-24
🔓
Charge satisfied #5
2023-10-17
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-04-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-31
➖
WELCH, Derek Walter resigned
director
2023-01-16
📄
change-corporate-director-company-with-change-date
officers · CH02
2023-01-16
📄
change-person-director-company-with-change-date
officers · CH01
2022-07-13
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-03-31
➖
GEE, David John resigned
director
2022-03-31
➖
KINNAIRD, Susan, Dr resigned
director
2022-01-25
📄
second-filing-of-change-of-director-details-with-name
officers · RP04CH02
2022-01-25
📄
second-filing-of-change-of-director-details-with-name
officers · RP04CH02
2021-09-07
📄
accounts-with-accounts-type-dormant
accounts · AA
2021-01-19
📄
change-corporate-director-company-with-change-date
officers · CH02
2021-01-19
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2020-07-17
📄
accounts-with-accounts-type-dormant
accounts · AA
2019-03-21
➖
LOOSE, David John, Dr resigned
director
2018-05-02
➕
COOK, Christopher James appointed
director
2018-05-02
➖
RUGG, Moira Lydia resigned
director
2017-04-01
➕
OWTRAM, Michael Thomas, Dr appointed
director
2017-04-01
➕
KINNAIRD, Susan, Dr appointed
director
2017-03-30
➖
FITZPATRICK, John Henry resigned
director
2017-03-30
➖
GRAY, Frederick Philp resigned
director
2016-06-03
🔒
Charge registered #5
Lender: Scottish Widows Limited
2016-06-01
➕
ROSE, Francis George appointed
director
2016-05-31
➖
JANUARY, Kevin Robert resigned
director
2015-11-18
🔒
Charge registered #4
Lender: Prudential Retirement Income Limited
2015-03-10
🔒
Charge registered #3
Lender: Legal and General Assurance Society Limited
2015-03-10
🔒
Charge registered #2
Lender: Legal and General Assurance Society Limited
2014-03-25
🔒
Charge registered #1
Lender: Prudential Retirement Income Limited
2013-05-01
➕
RUGG, Moira Lydia appointed
director
2013-04-30
➖
BUNT, Brian James resigned
director
2010-06-08
➕
MCMAHON, Susan Anne appointed
director
2010-03-18
➖
FRISTON, Alfred James resigned
director
2009-07-10
➕
WELCH, Derek Walter appointed
director
2009-03-19
➕
LOOSE, David John, Dr appointed
director
2008-12-11
➖
HAMPTON, Timothy James resigned
director
2008-07-01
➕
PENSIONS SECRETARIAT SERVICES LIMITED appointed
corporate-secretary
2008-06-30
➖
AMOS, Charles Anthony resigned
secretary
2008-06-30
➖
HUNTER, John resigned
director

Showing most recent 50 of 149 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CANHAM, Ian Nicholas resigned 2025-07-19; ROSE, Francis George resigned 2026-05-31

Group structure

The Law Debenture Corporation Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

The Law Debenture Corporation Plc

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ICI PENSIONS TRUSTEE LIMITED

This company · 02512713

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
The Law Debenture Corporation Plc Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1990-06-18

Jurisdictionengland-wales

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

5th Floor 36-38 Botolph Lane

London

EC3R 8DE

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-01-30

Last: 2026-01-16