A. & B. WHITE (FRINKLEY) LIMITED
- · Oldest live charge 34.7y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 89). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 34.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 34.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £7.43M | £7.34M |
| Current assets | £780.0k | £777.3k |
| Cash | £497.9k | £408.5k |
| Debtors | £28.2k | £66.3k |
| Net assets | £5.83M | £5.92M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (22 events)Click to expand
- 2025-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-11📄capital-allotment-sharescapital · SH01
- 2020-07-02📄resolutionresolution · RESOLUTIONS
- 2020-07-02📄memorandum-articlesincorporation · MA
- 2020-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-07-26🔒Charge registered #4Lender: Barclays Bank PLC
- 2011-07-21🔒Charge registered #3Lender: Barclays Bank PLC
- 2011-07-20🔒Charge registered #2Lender: Barclays Bank PLC
- 1992-09-08➕WHITE, Jeanette Mckintyre appointeddirector
- 1991-08-23🔒Charge registered #1Lender: The Agricultural Mortgage Corporation PLC.
- 1990-06-22🏢Company incorporatedAs A. & B. WHITE (FRINKLEY) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "WHITE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 89 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jeanette Mckintyre White Individual · British · DOB 09/1938 · age 88 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/07/2024 |
Mr Bryan Frederick White Individual · British · DOB 06/1937 · age 89 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/07/2024 |
Mr Andrew John White Individual · British · DOB 02/1968 · age 58 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A R WILSON AGRICULTURAL LIMITED→ 14206521 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A. NORCROSS & SON LIMITED→ 01237812 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| A.J. BOWRING CATTLE LIMITED→ 09806341 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A.N.KERR FARMS LIMITED→ 12172487 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A.W.GREEN AND SONS(FARMERS)LIMITED→ 00859202 · est 1965 · no financials extracted | — | — | — | — | 60y | — | — |
| A.W.PAGE AND CO.(SEEDS)LIMITED→ 00944764 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
| ABBEY HOUSE ENVIRONMENTAL LIMITED→ 10490511 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACTIVE PAWS NOTTINGHAM LTD→ 16168283 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAM FARMS LIMITED→ 02927508 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ADLG LIMITED→ 16352219 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFS CONTRACTORS LIMITED→ 09505888 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AGENGENV NIGEL PENLINGTON CONSULTING LTD→ 11891657 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 26/07/2014 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 21/07/2011 | — | |
| outstanding | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 20/07/2011 | — | |
| outstanding | The Agricultural Mortgage Corporation . The Agricultural Mortgage Corporation PLC. | Legal charge | 1 property | 23/08/1991 | — |