A. & B. WHITE (FRINKLEY) LIMITED

🌳Matureactive
02514905 · ltd · incorporated 1990-06-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 34.7y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£5.83M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 01460
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 89-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 89). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 34.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 34.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
101 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £5,827,185
Net assets shrinking
Down £93,812 YoY
Cash YoY
+22%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£498k
↑ 22% YoY
Net Worth
£5.8m
↓ 1.6% YoY
Current Assets
£780k
~ YoY
Current Liabilities
£0£1.2m£2.4m£3.6m£4.7m£5.9mSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-302023-09-30
Total assets£7.43M£7.34M
Current assets£780.0k£777.3k
Cash£497.9k£408.5k
Debtors£28.2k£66.3k
Net assets£5.83M£5.92M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2024-07-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-07-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-05-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-08-11
    📄
    capital-allotment-shares
    capital · SH01
  10. 2020-07-02
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2020-07-02
    📄
    memorandum-articles
    incorporation · MA
  12. 2020-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-06-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-05-09
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-06-22
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2014-07-26
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  18. 2011-07-21
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  19. 2011-07-20
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  20. 1992-09-08
    WHITE, Jeanette Mckintyre appointed
    director
  21. 1991-08-23
    🔒
    Charge registered #1
    Lender: The Agricultural Mortgage Corporation PLC.
  22. 1990-06-22
    🏢
    Company incorporated
    As A. & B. WHITE (FRINKLEY) LIMITED

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "WHITE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 89 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jeanette Mckintyre White
Individual · British · DOB 09/1938 · age 88
2550%
25–50%board control25-50% shares · 25-50% voting · board control02/07/2024
Mr Bryan Frederick White
Individual · British · DOB 06/1937 · age 89
2550%
25–50%board control25-50% shares · 25-50% voting · board control02/07/2024
Mr Andrew John White
Individual · British · DOB 02/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control01/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1990-06-22
Jurisdictionengland-wales
Primary SIC01460 — SIC 01460

Registered office

Frinkley Farm
Gelston Road,Hougham
Grantham
Lincolnshire
NG32 2JQ

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-07-05
Last: 2025-06-21

Officers (4 active · 0 resigned)

WHITE, Jeanette Mckintyre
secretary
View their other companies + combined net worth →
Active
WHITE, Andrew John
director · ~58y
View their other companies + combined net worth →
Active
WHITE, Bryan Frederick
director · ~89y
View their other companies + combined net worth →
Active
WHITE, Jeanette Mckintyre
director · ~88y · appointed 1992-09-08
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property26/07/2014
outstanding
Barclays
Barclays Bank PLC
Debenture1 property21/07/2011
outstanding
Barclays
Barclays Bank PLC
Deed of charge over credit balances1 property20/07/2011
outstanding
The Agricultural Mortgage Corporation .
The Agricultural Mortgage Corporation PLC.
Legal charge1 property23/08/1991
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (101 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-07-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-07-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-18
capital-allotment-shares
capital · SH01
2020-08-11
resolution
resolution · RESOLUTIONS
2020-07-02