DAVID COPE AND PARTNERS LIMITED
🌳Matureactive
02529633 · ltd · incorporated 1990-08-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
119 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-31➖COPE, David resigneddirector
- 2024-08-01➕HOWE, Philip John appointeddirector
- 2024-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-03-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-22📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2010-07-26➖COPE, Shirley Olive resigneddirector
- 2007-01-01➖GODDING, John Peter resigneddirector
- 2006-11-13➕COPE, John appointedsecretary
- 2006-11-13➖COPE, Shirley Olive resignedsecretary
- 2004-11-01➕COPE, John appointeddirector
- 1990-08-10🏢Company incorporatedAs DAVID COPE AND PARTNERS LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "COPE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Cope Individual · British · DOB 04/1972 · age 54 | 75–100% | 75–100% | 75-100% shares · 75-100% voting · trust interest | 28/03/2023 |
Mr David Cope Individual · British · DOB 12/1942 · age 84 | 75–100% | 75–100% | 75-100% shares · 75-100% voting · trust interest | 28/03/2023 |
Mrs Sarah Harrison Individual · British · DOB 08/1977 · age 49 | 75–100% | 75–100% | 75-100% shares · 75-100% voting · trust interest | 28/03/2023 |
1 historic (ceased) PSC
- Mr David Copeceased 28/03/2023· 75-100% shares · 75-100% voting · board control · significant influence · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHESHIRE MORTGAGE CENTRE LIMITED→ 12848927 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| COTSWOLD MEADOWS MORTGAGE ADVICE LIMITED→ 14127011 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CPTCO LIMITED→ 09717621 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CREDITDRIVE LIMITED→ 16813842 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRU INVESTMENTS LIMITED→ 15622283 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DFIF LIMITED→ 16108844 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DIPPA LIMITED→ 14345892 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DIRECT REDRESS LIMITED→ 07489855 · est 2011 | — | — | — | 1600 | 15y | — | — |
| DISSOLVE DEBT LIMITED→ 05278758 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| DISTINGUISHED PROGRAMS (UK) LIMITED→ 17089484 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DIVITIAE LTD→ 05961553 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| DJB ASSET FINANCE LTD→ 09690326 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1990-08-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
6 Bridgewater Street
Lymm
Cheshire
WA13 0AB
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30
Officers (3 active · 4 resigned)
Active
Active
HOWE, Philip John→
Activedirector · ~51y · appointed 2024-08-01
View their other companies + combined net worth →
COPE, Shirley Olive→
Resignedsecretary · resigned 2006-11-13
COPE, David→
Resigneddirector · ~84y · resigned 2024-08-31
COPE, Shirley Olive→
Resigneddirector · ~79y · resigned 2010-07-26
GODDING, John Peter→
Resigneddirector · ~78y · resigned 2007-01-01
Click a director name to see their full track record across all companies.
Recent filings (119 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-15
termination-director-company-with-name-termination-date
officers · TM01
2024-09-02
appoint-person-director-company-with-name-date
officers · AP01
2024-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-30
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-29