LUMI AGM UK LIMITED
🌳Matureactive
02592239 · ltd · incorporated 1991-03-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other information technology service activities
Sector: Information & communication
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 12.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.4 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
25 officers (4 active, 25 linked, 18 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
143 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2025-07-09📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-19🔒Charge registered #5Lender: Vespa Capital Iii LP as Security Agent
- 2024-07-10📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-27📄accounts-with-accounts-type-smallaccounts · AA
- 2022-09-24📄accounts-with-accounts-type-smallaccounts · AA
- 2022-03-12📄resolutionresolution · RESOLUTIONS
- 2022-03-12📄memorandum-articlesincorporation · MA
- 2022-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-08🔒Charge registered #4Lender: Investec Bank PLC
- 2022-02-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-25🔓Charge satisfied #3
- 2021-10-15📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-06📄accounts-with-accounts-type-smallaccounts · AA
- 2019-09-26📄accounts-with-accounts-type-smallaccounts · AA
- 2018-10-04📄accounts-with-accounts-type-fullaccounts · AA
- 2018-07-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2018-03-27🔒Charge registered #3Lender: National Westminster Bank PLC
- 2017-03-08➕SHAH, Rahul Jagmohan appointedsecretary
- 2017-03-08➕FOWLER, Peter George appointeddirector
- 2017-03-08➕SHAH, Rahul Jagmohan appointeddirector
- 2017-03-08➖LOVEGROVE, Roger Thomas Henry resignedsecretary
- 2017-03-08➖BEILBY, Mark Stephen Wright resigneddirector
- 2017-02-13🔓Charge satisfied #2
- 2017-01-13🔓Charge satisfied #1
- 2016-02-29🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2014-12-16➕LOVEGROVE, Roger Thomas Henry appointedsecretary
- 2014-12-16➖SAXBY, Jacqueline Sarah resignedsecretary
- 2013-12-23🔒Charge registered #1Lender: Coutts & Company
- 2013-06-30➕TAYLOR, Richard Scott appointeddirector
- 2013-06-30➖DOLBEAR, Jonathan resignedsecretary
- 2013-06-30➕SAXBY, Jacqueline Sarah appointedsecretary
- 2013-06-30➕BEILBY, Mark Stephen Wright appointeddirector
- 2013-06-30➖BOTHA, Llewellyn Kevan resigneddirector
- 2013-06-30➖FISHER, Richard John resigneddirector
- 2013-06-30➖MILLS, Christopher Andrew resigneddirector
- 2013-06-30➖OLDFIELD, Nicholas Stuart Robert resigneddirector
- 2013-06-30➖SARKAR, Nazir resigneddirector
- 2013-03-22➕MILLS, Christopher Andrew appointeddirector
- 2012-07-19➖BRAASCH, Jochen resigneddirector
- 2011-09-29➕FISHER, Richard John appointeddirector
- 2011-07-21➕DOLBEAR, Jonathan appointedsecretary
- 2011-01-21➕SARKAR, Nazir appointeddirector
- 2010-11-05➖MORRIS, Christopher John resigneddirector
- 2010-08-03➕BRAASCH, Jochen appointeddirector
- 2010-07-01➖HOOD, James Terence resigneddirector
- 2009-09-04➖KNOWLES, Amanda Margaret resigneddirector
- 2008-08-11➕HOOD, James Terence appointeddirector
Showing most recent 50 of 71 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Lumi Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lumi Holdings Limited
Corporate parent · holds 75-100% shares
⬇
LUMI AGM UK LIMITED
This company · 02592239
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lumi Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 15/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Technology · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1. BLUE PACIFIC ROCK LIMITED→ 14030775 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 11:59 FILMS LTD→ 13413425 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 142 SOCIAL LIMITED→ 16841957 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 185 CONSULTING LTD→ 11840719 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 19TH AND NINE LTD→ 13079075 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1BID LTD→ 12611909 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1DMC LIMITED→ 14071916 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1E LIMITED→ 03401322 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| 1K SOLUTIONS LTD→ 06589967 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 1M INTERACTIVE LTD→ 16796733 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1NSIDEOUT IT SOLUTIONS LIMITED→ 08426643 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 1OH1DESIGNS LTD→ 16900926 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-03-15
Jurisdictionengland-wales
Primary SIC62090 — Other information technology service activities
Registered office
Armoury House Ordnance Business Park
Midhurst Road
Liphook
Hampshire
GU30 7ZA
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15
Officers (4 active · 21 resigned)
SHAH, Rahul Jagmohan→
Activesecretary · appointed 2017-03-08
View their other companies + combined net worth →
FOWLER, Peter George→
Activedirector · ~43y · appointed 2017-03-08
View their other companies + combined net worth →
SHAH, Rahul Jagmohan→
Activedirector · ~57y · appointed 2017-03-08
View their other companies + combined net worth →
TAYLOR, Richard Scott→
Activedirector · ~55y · appointed 2013-06-30
View their other companies + combined net worth →
DOLBEAR, Jonathan→
Resignedsecretary · appointed 2011-07-21 · resigned 2013-06-30
KNOWLES, Amanda Margaret→
Resignedsecretary · appointed 1991-03-24 · resigned 2006-01-04
LOVEGROVE, Roger Thomas Henry→
Resignedsecretary · appointed 2014-12-16 · resigned 2017-03-08
SAXBY, Jacqueline Sarah→
Resignedsecretary · appointed 2013-06-30 · resigned 2014-12-16
LONDON LAW SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 1991-03-15 · resigned 1991-03-21
BEILBY, Mark Stephen Wright→
Resigneddirector · ~66y · appointed 2013-06-30 · resigned 2017-03-08
BOTHA, Llewellyn Kevan→
Resigneddirector · ~64y · appointed 2006-01-04 · resigned 2013-06-30
BRAASCH, Jochen→
Resigneddirector · ~57y · appointed 2010-08-03 · resigned 2012-07-19
CROSBY, William Stuart→
Resigneddirector · ~70y · appointed 2006-01-04 · resigned 2008-02-26
FISHER, Richard John→
Resigneddirector · ~58y · appointed 2011-09-29 · resigned 2013-06-30
HOOD, James Terence→
Resigneddirector · ~58y · appointed 2008-08-11 · resigned 2010-07-01
KNOWLES, Amanda Margaret→
Resigneddirector · ~69y · appointed 2002-11-25 · resigned 2009-09-04
KNOWLES, Anthony Michael→
Resigneddirector · ~72y · appointed 1991-03-24 · resigned 2008-08-11
KNOWLES, Peter John Ashwell→
Resigneddirector · ~74y · appointed 1997-07-01 · resigned 2002-11-25
MADIGAN, Peter Lewis→
Resigneddirector · ~70y · appointed 2001-06-01 · resigned 2002-12-31
MILLS, Christopher Andrew→
Resigneddirector · ~50y · appointed 2013-03-22 · resigned 2013-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
2
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vespa Capital Iii LP as Security Agent | A registered charge | 1 property | 19/12/2024 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 08/03/2022 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 27/03/2018 | 25/02/2022 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 29/02/2016 | 13/02/2017 | |
| satisfied | NatWest Group Coutts & Company | A registered charge | 1 property | 23/12/2013 | 13/01/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (143 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-small
accounts · AA
2025-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
accounts-with-accounts-type-small
accounts · AA
2024-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-15
accounts-with-accounts-type-small
accounts · AA
2023-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-16
accounts-with-accounts-type-small
accounts · AA
2022-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-21
resolution
resolution · RESOLUTIONS
2022-03-12
memorandum-articles
incorporation · MA
2022-03-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2022-02-25
accounts-with-accounts-type-small
accounts · AA
2021-10-15