CUNIMBUS LIMITED

🌳Matureactive
02669294 · ltd · incorporated 1991-12-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£44.9k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65202Non-life reinsurance
Investor take
Pursue
Asset-holding vehicle with a 66-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £44,859

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£45k
↑ 12% YoY
Current Assets
£113k
↓ 20% YoY
Current Liabilities
—
£0£28k£56k£84k£113k£141kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-12-312023-12-31
Total assets£44.9k£40.1k
Current assets£113.0k£140.6k
Net assets£44.9k£40.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-03-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-05-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-03-03
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  5. 2024-04-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-06-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-06-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-09-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-04-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-05-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2017-12-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2017-12-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2017-06-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-05-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 1991-12-09
    🏢
    Company incorporated
    As CUNIMBUS LIMITED
  17. 1991-12-09
    ➕
    HILL, Stephen James appointed
    secretary
  18. 1991-12-09
    ➕
    HILL, Dawn Gabrielle appointed
    director
  19. 1991-12-09
    ➕
    HILL, Stephen James appointed
    director
  20. 1991-12-09
    ➕
    MBC SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  21. 1991-12-09
    ➖
    MBC SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  22. 1991-12-09
    ➕
    MBC NOMINEES LIMITED appointed
    corporate-nominee-director
  23. 1991-12-09
    ➖
    MBC NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-03-03: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stephen James Hill
Individual · British · DOB 07/1960 · age 66
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Dawn Gabrielle Hill
Individual · British · DOB 04/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1991-12-09
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

4 Old Market Place
Ripon
North Yorkshire
HG4 1EQ
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-23
Last: 2025-12-09

Officers (3 active · 2 resigned)

HILL, Stephen James→
secretary · appointed 1991-12-09
View their other companies + combined net worth →
Active
HILL, Dawn Gabrielle→
director · ~64y · appointed 1991-12-09
View their other companies + combined net worth →
Active
HILL, Stephen James→
director · ~66y · appointed 1991-12-09
View their other companies + combined net worth →
Active
MBC SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1991-12-09 · resigned 1991-12-09
Resigned
MBC NOMINEES LIMITED→
corporate-nominee-director · appointed 1991-12-09 · resigned 1991-12-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (79 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-09
certificate-change-of-name-company
change-of-name · CERTNM
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-09