A & H FINANCIAL SERVICES LIMITED

🌳Matureactive
02727471 · ltd · incorporated 1992-06-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-10-15
    ➕
    HANDA, Anjana Devi appointed
    director
  4. 2025-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-12-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2020-12-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-04-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-04-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-03-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-04-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2015-07-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 1992-09-30
    ➖
    HALLMARK SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  18. 1992-07-03
    ➖
    HANDA, Anjana Devi resigned
    director
  19. 1992-06-30
    🏢
    Company incorporated
    As A & H FINANCIAL SERVICES LIMITED
  20. 1992-06-30
    ➕
    HANDA, Anjana Devi appointed
    secretary
  21. 1992-06-30
    ➕
    HANDA, Bharat Bhushan appointed
    director
  22. 1992-06-30
    ➕
    HALLMARK SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  23. 1992-06-30
    ➕
    HANDA, Anjana Devi appointed
    director
  24. 1992-06-30
    ➕
    HALLMARK REGISTRARS LIMITED appointed
    corporate-nominee-director
  25. 1992-06-30
    ➖
    HALLMARK REGISTRARS LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Bharat Bhushan Handa
Individual · British · DOB 06/1954 · age 72
50–75%
50–75%board controlsig. influence50-75% shares · 50-75% voting · board control · significant influence30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · UB postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ACCIDENT CLAIM MANAGEMENT LTD→
12099908 · est 2019 · no financials extracted
————6y——
ACME CREDIT CONSULTANTS LIMITED→
05570364 · est 2005 · no financials extracted
————20y——
ADAM FINANCE LIMITED→
13000479 · est 2020 · no financials extracted
————5y——
ADVANCE MORTGAGES & PROTECTION LTD→
13658810 · est 2021 · no financials extracted
————4y——
AFFINITY FINANCIAL ADVISORS LIMITED→
04714450 · est 2003 · no financials extracted
————23y——
AIMS FINANCIAL SERVICES LIMITED→
10221054 · est 2016 · no financials extracted
————9y——
AIRWAYS PENSION SCHEME TRUSTEE LIMITED→
10300010 · est 2016 · no financials extracted
————9y——
AKELA ENTERPRISES LIMITED→
16129390 · est 2024 · no financials extracted
————1y——
ALDENHAM FINANCE LIMITED→
05454938 · est 2005 · no financials extracted
————20y——
ALPHA MASTER NN LTD→
16727612 · est 2025 · no financials extracted
———————
ALTAIF MONEY TRANSFER LIMITED→
08925736 · est 2014 · no financials extracted
————12y——
AM PRIVATE MARKETS CONSULTANCY LTD→
16660186 · est 2025 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-06-30
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

14 Court Drive
Hillingdon
Uxbridge
Middlesex
UB10 0BJ
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29

Officers (3 active · 3 resigned)

HANDA, Anjana Devi→
secretary · appointed 1992-06-30
View their other companies + combined net worth →
Active
HANDA, Anjana Devi→
director · ~70y · appointed 2025-10-15
View their other companies + combined net worth →
Active
HANDA, Bharat Bhushan→
director · ~72y · appointed 1992-06-30
View their other companies + combined net worth →
Active
HALLMARK SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1992-06-30 · resigned 1992-09-30
Resigned
HANDA, Anjana Devi→
director · ~70y · appointed 1992-06-30 · resigned 1992-07-03
Resigned
HALLMARK REGISTRARS LIMITED→
corporate-nominee-director · appointed 1992-06-30 · resigned 1992-06-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (79 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-24
appoint-person-director-company-with-name-date
officers · AP01
2025-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-30