FERNDALE INSURANCE SERVICES LIMITED
🌳Matureactive
02737182 · ltd · incorporated 1992-08-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
£547.1k
year to Dec 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
12 officers (4 active, 12 linked, 7 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Strong revenue growth
Turnover up 38% YoY
Turnover YoY
+38%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Turnover | £547.1k | £396.8k |
| Average employees | 500 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-01-11📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-01-01➕MOORE & CACHE LIMITED appointedcorporate-secretary
- 2024-11-19➖PARTRIDGE, Lynda Zoe, Dr resignedsecretary
- 2024-11-19➖PARTRIDGE, Lynda Zoe, Dr resigneddirector
- 2024-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-11-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01➕CLARK, Darren Christopher appointeddirector
- 2023-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-10-11➖LANE, Susan Patricia resigneddirector
- 2014-10-10➕GODDARD, Deborah Louise appointeddirector
- 2013-10-02➕GODDARD, Deborah Louise appointedsecretary
- 2000-04-25➖HEDGES, Antony John resigneddirector
- 1999-10-11➕LANE, Susan Patricia appointeddirector
- 1997-08-01➖DUFF, Jacqueline Frances Gregory resigneddirector
- 1997-08-01➕HEDGES, Antony John appointeddirector
- 1993-07-21➖ADELER, Sten Arild resigneddirector
- 1993-07-21➕DUFF, Jacqueline Frances Gregory appointeddirector
- 1992-09-09➕PARTRIDGE, Lynda Zoe, Dr appointedsecretary
- 1992-09-09➖SAME-DAY COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 1992-09-09➕ADELER, Sten Arild appointeddirector
- 1992-09-09➕PARTRIDGE, Lynda Zoe, Dr appointeddirector
- 1992-09-09➖WILDMAN & BATTELL LIMITED resignedcorporate-nominee-director
- 1992-08-04🏢Company incorporatedAs FERNDALE INSURANCE SERVICES LIMITED
- 1992-08-04➕SAME-DAY COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 1992-08-04➕WILDMAN & BATTELL LIMITED appointedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Lynda Zoe Partridge (Dec'D) Individual · British · DOB 11/1947 · age 79 | 50–75% | — | 50-75% shares | 03/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CH PROPERTY TRUSTEE MANSION HOUSE LIMITED→ 06016110 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CH PROPERTY TRUSTEE QUINN LIMITED→ 05905465 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CH PROPERTY TRUSTEE WHARTON LIMITED→ 10754004 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CLEMO FAMILY INVESTMENT COMPANY LTD→ 14125714 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COMMUNITY MONEY ADVICE SOUTH WILTSHIRE CIC→ 13666506 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DAVE DUNFORD LIMITED→ 11571113 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EMCAT MORTGAGES LTD→ 15082854 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EMMA ROSE MORTGAGES LIMITED→ 13917623 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| EVERCONNECT LIMITED→ 04373762 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| FINANCE & LAW CONSULTING LIMITED→ 07447215 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FINCORP CAPITAL LIMITED→ 08960404 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| FINHAWK MORTGAGES LTD→ 12050223 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1992-08-04
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Crown Chambers Bridge Street
Salisbury
Wiltshire
SP1 2LZ
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (4 active · 8 resigned)
GODDARD, Deborah Louise→
Activesecretary · appointed 2013-10-02
View their other companies + combined net worth →
MOORE & CACHE LIMITED→
Activecorporate-secretary · appointed 2025-01-01
View their other companies + combined net worth →
CLARK, Darren Christopher→
Activedirector · ~51y · appointed 2024-03-01
View their other companies + combined net worth →
GODDARD, Deborah Louise→
Activedirector · ~58y · appointed 2014-10-10
View their other companies + combined net worth →
PARTRIDGE, Lynda Zoe, Dr→
Resignedsecretary · appointed 1992-09-09 · resigned 2024-11-19
SAME-DAY COMPANY SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1992-08-04 · resigned 1992-09-09
ADELER, Sten Arild→
Resigneddirector · ~82y · appointed 1992-09-09 · resigned 1993-07-21
DUFF, Jacqueline Frances Gregory→
Resigneddirector · ~73y · appointed 1993-07-21 · resigned 1997-08-01
HEDGES, Antony John→
Resigneddirector · ~88y · appointed 1997-08-01 · resigned 2000-04-25
LANE, Susan Patricia→
Resigneddirector · ~67y · appointed 1999-10-11 · resigned 2014-10-11
PARTRIDGE, Lynda Zoe, Dr→
Resigneddirector · ~79y · appointed 1992-09-09 · resigned 2024-11-19
WILDMAN & BATTELL LIMITED→
Resignedcorporate-nominee-director · appointed 1992-08-04 · resigned 1992-09-09
Click a director name to see their full track record across all companies.
Recent filings (108 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-11
termination-director-company-with-name-termination-date
officers · TM01
2025-01-11
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-11
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-01-11
change-person-director-company-with-change-date
officers · CH01
2024-11-15
change-person-director-company-with-change-date
officers · CH01
2024-11-15
change-person-director-company-with-change-date
officers · CH01
2024-11-15
change-person-secretary-company-with-change-date
officers · CH03
2024-11-15
change-person-secretary-company-with-change-date
officers · CH03
2024-11-15
change-person-director-company-with-change-date
officers · CH01
2024-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-29