COMMUNITY MONEY ADVICE SOUTH WILTSHIRE CIC
🌿Early-stageactive
13666506 · private-limited-guarant-nsc · incorporated 2021-10-07
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£6.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £6,700
Net assets shrinking
Down £530 YoY
Cash YoY
-9%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
↓ 9.2% YoY
Net Worth
£7k
↓ 7.3% YoY
Current Assets
£6k
↓ 9.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £6.7k | £7.2k |
| Current assets | £6.2k | £6.8k |
| Cash | £6.2k | £6.8k |
| Debtors | — | £0 |
| Net assets | £6.7k | £7.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-30➕PHELPS, Patrick appointeddirector
- 2024-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-20➖DORE, Elizabeth resigneddirector
- 2023-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-16📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-10-07🏢Company incorporatedAs COMMUNITY MONEY ADVICE SOUTH WILTSHIRE CIC
- 2021-10-07➕CURBISHLEY, Peter appointeddirector
- 2021-10-07➕HOLLOWAY, Derek Charles Richard appointeddirector
- 2021-10-07➕JACKSON, Valerie Margaret appointeddirector
- 2021-10-07➕DORE, Elizabeth appointeddirector
- 2021-10-07📄incorporation-community-interest-companyincorporation · CICINC
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DAVE DUNFORD LIMITED→ 11571113 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EMCAT MORTGAGES LTD→ 15082854 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EMMA ROSE MORTGAGES LIMITED→ 13917623 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| EVERCONNECT LIMITED→ 04373762 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| FINANCE & LAW CONSULTING LIMITED→ 07447215 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FINHAWK MORTGAGES LTD→ 12050223 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FKUK LTD→ 15287406 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FORCES FINANCE LIMITED→ 15120421 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FOREST VIEW ASSET MANAGEMENT LTD→ 12489652 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FOREST VIEW CAPITAL INVESTMENTS LIMITED→ 15534552 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FOREST VIEW WEALTH MANAGEMENT LIMITED→ 15550683 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FTA MORTGAGES LIMITED→ 10312488 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2021-10-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
41 Brown Street
Salisbury
SP1 2AS
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21
Officers (4 active · 1 resigned)
CURBISHLEY, Peter→
Activedirector · ~80y · appointed 2021-10-07
View their other companies + combined net worth →
HOLLOWAY, Derek Charles Richard→
Activedirector · ~66y · appointed 2021-10-07
View their other companies + combined net worth →
JACKSON, Valerie Margaret→
Activedirector · ~81y · appointed 2021-10-07
View their other companies + combined net worth →
PHELPS, Patrick→
Activedirector · ~68y · appointed 2024-04-30
View their other companies + combined net worth →
DORE, Elizabeth→
Resigneddirector · ~65y · appointed 2021-10-07 · resigned 2024-02-20
Click a director name to see their full track record across all companies.
Recent filings (12 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-05
change-person-director-company-with-change-date
officers · CH01
2025-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-06
appoint-person-director-company-with-name-date
officers · AP01
2024-06-06
termination-director-company-with-name-termination-date
officers · TM01
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-16
change-account-reference-date-company-current-extended
accounts · AA01
2022-10-16
incorporation-community-interest-company
incorporation · CICINC
2021-10-07