FTA MORTGAGES LIMITED
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £19.5k | £16.5k |
| Current assets | £37.0k | £46.1k |
| Cash | £37.0k | £46.1k |
| Net assets | £19.5k | £16.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-10-21📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-31📄capital-allotment-sharescapital · SH01
- 2019-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-10-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-09-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-08-04🏢Company incorporatedAs FTA MORTGAGES LIMITED
- 2016-08-04➕HAWKINS, Julie Ann appointeddirector
- 2016-08-04➕HAWKINS, Mark James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie Ann Hawkins Individual · British · DOB 06/1978 · age 48 | 75–100% | 50–75% | board control75-100% shares · 75-100% voting · board control | 04/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| DAVE DUNFORD LIMITED→ 11571113 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| EMMA ROSE MORTGAGES LIMITED→ 13917623 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| EVERCONNECT LIMITED→ 04373762 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| FINANCE & LAW CONSULTING LIMITED→ 07447215 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FINHAWK MORTGAGES LTD→ 12050223 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FKUK LTD→ 15287406 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FORCES FINANCE LIMITED→ 15120421 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FOREST VIEW ASSET MANAGEMENT LTD→ 12489652 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FOREST VIEW CAPITAL INVESTMENTS LIMITED→ 15534552 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FOREST VIEW WEALTH MANAGEMENT LIMITED→ 15550683 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GBIM LIMITED→ 07746731 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.