CA AUTO FINANCE UK LTD

🌳Matureactive

02739931 · ltd · incorporated 1992-08-14

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial leasing

Sector: Financial & insurance

ALSO REGISTERED FOR

64921Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
64929Other credit granting n.e.c.
64992SIC 64992

Investor take

Pursue

Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 24.7y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 24.7 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

50 officers (5 active, 50 linked, 45 with DOB)

Ownership & PSC

0 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

221 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 officers

Last 90 days

filings

• 3 officers

Last 180 days

filings

• 3 officers

Counts from Companies House filing history.

Corporate timeline (125 events)Click to expand

2026-07-03
📄
change-person-director-company-with-change-date
officers · CH01
2026-07-03
📄
change-person-director-company-with-change-date
officers · CH01
2026-07-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-08
➖
CAFFARO, Luca resigned
director
2026-01-03
📄
accounts-with-accounts-type-full
accounts · AA
2025-03-12
📄
capital-allotment-shares
capital · SH01
2024-08-29
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-02
📄
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-07-02
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-15
📄
accounts-with-accounts-type-full
accounts · AA
2023-04-05
📄
change-person-director-company-with-change-date
officers · CH01
2023-04-05
📄
change-person-director-company-with-change-date
officers · CH01
2023-04-05
📄
change-person-director-company-with-change-date
officers · CH01
2023-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-04
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-03
➖
BOGGIO, Enrico resigned
director
2023-04-03
➕
CAFFARO, Luca appointed
director
2023-04-03
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2022-09-27
📄
accounts-with-accounts-type-full
accounts · AA
2021-11-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-10-25
📄
accounts-with-accounts-type-full
accounts · AA
2019-06-10
➕
BOGGIO, Enrico appointed
director
2019-06-10
➖
PAPA, Raffaella, Ms. resigned
director
2019-06-03
🔓
Charge satisfied #4
2019-03-22
➕
SAVAGE, John, Mr. appointed
secretary
2019-03-22
➖
FARLEY, Peter John resigned
secretary
2018-09-27
➕
KRISHNAMOORTHY, Sriram, Mr. appointed
director
2018-09-27
➖
LANGELLA, Bruno resigned
director
2018-03-22
➖
FAINA, Andrea resigned
director
2018-03-22
➕
PAPA, Raffaella, Ms. appointed
director
2017-03-16
➕
GUIRCHOUX, Anne Marie appointed
director
2017-03-16
➖
MANUELLI, Bernard Jean Marie resigned
director
2016-11-30
➖
KRISHNAMOORTHY, Sriram, Mr. resigned
director
2016-10-01
➕
LANGELLA, Bruno appointed
director
2016-08-19
➖
ZANLUNGHI, Steven Michael resigned
director
2015-09-01
➕
HUGHES, Alexander Paul appointed
director
2015-09-01
➖
MERCHIORI, Alberto, Mr. resigned
director
2014-10-10
➕
MERCHIORI, Alberto, Mr. appointed
director
2014-10-10
➖
THOMAS, Martin Jean-Jacques resigned
director
2014-09-25
➕
CARELLI, Giacomo appointed
director
2014-08-28
➖
DE FICCHY, Gian Luca resigned
director
2014-01-13
➕
FAINA, Andrea appointed
director
2014-01-13
➖
MATTA, Luigi resigned
director
2013-12-16
🔒
Charge registered #5
Lender: U.S. Bank Trustees Limited
2013-07-17
🔓
Charge satisfied #3
2013-04-11
🔒
Charge registered #4
Lender: Bnp Paribas Trust Corporation UK Limited
2013-03-18
➖
INCISA DELLA ROCCHETTA, Oddone resigned
director
2012-08-01
➖
HUMBERSTONE, Andrew John resigned
director

Showing most recent 50 of 125 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

55/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SL postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CALCWORTH LIMITED→ 10908383 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
CHANCERY LANE INCOME PLANNERS LTD→ 12243433 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHAPEL HILL DENHAM UK LIMITED→ 13239513 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
CLOUD ANGEL LTD→ 10334988 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
COMPLEX CLAIMS INTERNATIONAL (GROUP) LTD→ 16413105 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CONSULO WEALTH SOLUTIONS LIMITED→ 12288999 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CREST INSURANCE CONSULTANTS LIMITED→ 03155713 · est 1996 · no financials extracted	—	—	—	—	30y	—	—
DARCEY CAPITAL LIMITED→ 09784944 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
DAVNIS INVESTMENTS LTD→ 12697651 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
DB FIRE AND RISK LTD→ 16429245 · est 2025 · no financials extracted	—	—	—	—	—	—	—
DEBORAH LOUISE FINANCIAL PLANNING LTD→ 12970212 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
DEBTRAK UK LIMITED→ 07131823 · est 2010 · no financials extracted	—	—	—	—	16y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1992-08-14

Jurisdictionengland-wales

Primary SIC64910 — Financial leasing

Registered office

250 Bath Road

Slough

SL1 4DX

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-08-13

Last: 2025-07-30