COOL STOP AIR CONDITIONING LIMITED
🌳Matureactive
02789189 · ltd · incorporated 1993-02-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£119.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
10 live charges · 8 lenders · oldest 31.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 31.7 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 2 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £119,184
Net assets shrinking
Down £32,025 YoY
Cash YoY
+111%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£17k
↑ 111% YoY
Net Worth
£119k
↓ 21% YoY
Current Assets
£1.3m
↓ 2.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £265.8k | £299.7k |
| Current assets | £1.35M | £1.39M |
| Cash | £17.0k | £8.0k |
| Debtors | £644.8k | £696.8k |
| Net assets | £119.2k | £151.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 officers
Last 180 days
3
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-06-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2026-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-03📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2023-11-22📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2023-09-19📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-08-29📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2022-09-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-21🔒Charge registered #10Lender: Ronald Arthur Frederick Lloyd
- 2022-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-21📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2021-11-04📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2021-01-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-01-28🔓Charge satisfied #8
- 2020-11-10📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2020-07-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-23🔒Charge registered #9Lender: Lloyds Bank PLC
- 2019-09-25📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2012-12-01➕LLOYD, Rita Margaret appointeddirector
- 2010-12-20🔒Charge registered #8Lender: Ronald Alfred Frederick Lloyd Union Pension Trustees LTD
- 2010-03-31🔓Charge satisfied #6
- 2009-07-30🔒Charge registered #7Lender: Lloyds Tsb Commercial Finance Limited
- 2009-07-10🔓Charge satisfied #3
- 2009-01-14🔒Charge registered #6Lender: Fortis Commercial Finance Limited
- 2008-12-01➕LLOYD, Ronald Arthur Frederick appointedsecretary
- 2008-12-01➖GUYATT, Daniel James resignedsecretary
- 2007-04-05➕GUYATT, Daniel James appointedsecretary
- 2007-04-05➖LEVOIR, Martin John resignedsecretary
- 1999-11-03🔓Charge satisfied #4
- 1999-07-24🔓Charge satisfied #5
- 1998-01-26➕LEVOIR, Martin John appointedsecretary
- 1998-01-26➖SMITH, Anthony resignedsecretary
- 1997-04-14🔒Charge registered #5Lender: Barclays Bank PLC
- 1997-04-14🔒Charge registered #4Lender: Barclays Bank PLC
- 1997-02-07🔓Charge satisfied #1
- 1997-01-30🔓Charge satisfied #2
- 1997-01-08🔒Charge registered #3Lender: Barclays Bank PLC
- 1995-03-14🔒Charge registered #2Lender: Midland Bank PLC,
- 1994-11-10🔒Charge registered #1Lender: Midland Bank PLC
- 1993-02-12🏢Company incorporatedAs COOL STOP AIR CONDITIONING LIMITED
- 1993-02-12➕LLOYD, Ronald Arthur Frederick appointeddirector
- 1993-02-12➕SMITH, Anthony appointedsecretary
- 1993-02-12➕COURT SECRETARIES LTD appointedcorporate-nominee-secretary
- 1993-02-12➖COURT SECRETARIES LTD resignedcorporate-nominee-secretary
- 1993-02-12➕COURT BUSINESS SERVICES LTD appointedcorporate-nominee-director
- 1993-02-12➖COURT BUSINESS SERVICES LTD resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ronald Arthur Frederick Lloyd Individual · British · DOB 11/1951 · age 75 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · TA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BONING TRADE LTD→ 15209502 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRITBUYZ LTD→ 16674720 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUILDING VISION ALGERIA LIMITED→ 12710393 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| C.E.MCKAY LTD→ 06658370 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CARD LINE (WEST COUNTRY) LIMITED→ 05036687 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| CLEANING SOLUTIONS UK LTD→ 08333360 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CONTROL METRIX LTD→ 15910023 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COOL STOP ONLINE LIMITED→ 13243429 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| COWLING AGRICULTURE LIMITED→ 17121578 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CRESCENTSWEETS CAKES & PASTRIES LTD→ 16592250 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CROGHAN PEAT INDUSTRIES LIMITED→ 03566113 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| CUBE DIRECT LTD→ 13834733 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1993-02-12
Jurisdictionengland-wales
Primary SIC46900 — Non-specialised wholesale trade
Registered office
Unit 1d Polden Business Centre
Bristol Road
Bridgwater
Somerset
TA6 4AW
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12
Officers (3 active · 5 resigned)
LLOYD, Ronald Arthur Frederick→
Activesecretary · appointed 2008-12-01
View their other companies + combined net worth →
LLOYD, Rita Margaret→
Activedirector · ~75y · appointed 2012-12-01
View their other companies + combined net worth →
LLOYD, Ronald Arthur Frederick→
Activedirector · ~75y · appointed 1993-02-12
View their other companies + combined net worth →
GUYATT, Daniel James→
Resignedsecretary · appointed 2007-04-05 · resigned 2008-12-01
LEVOIR, Martin John→
Resignedsecretary · appointed 1998-01-26 · resigned 2007-04-05
SMITH, Anthony→
Resignedsecretary · appointed 1993-02-12 · resigned 1998-01-26
COURT SECRETARIES LTD→
Resignedcorporate-nominee-secretary · appointed 1993-02-12 · resigned 1993-02-12
COURT BUSINESS SERVICES LTD→
Resignedcorporate-nominee-director · appointed 1993-02-12 · resigned 1993-02-12
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
3
Outstanding
2
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ronald Arthur Frederick Lloyd / The Santhouse Pensioneer Trustee Company Ronald Arthur Frederick Lloyd / The Santhouse Pensioneer Trustee Company Limited | A registered charge | 1 property | 21/09/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/07/2020 | — | |
| satisfied | Ronald Alfred Frederick Lloyd Union Pension Trustees Ronald Alfred Frederick Lloyd Union Pension Trustees LTD | Legal charge | 1 property | 20/12/2010 | 28/01/2021 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 30/07/2009 | — | |
| satisfied | Fortis Commercial Finance Fortis Commercial Finance Limited | Debenture | 1 property | 14/01/2009 | 31/03/2010 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/04/1997 | 24/07/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/04/1997 | 03/11/1999 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 08/01/1997 | 10/07/2009 | |
| satisfied | Midland Bank , Midland Bank PLC, | Fixed and floating charge | 1 property | 14/03/1995 | 30/01/1997 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 2 properties | 10/11/1994 | 07/02/1997 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (118 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-06-25
change-person-director-company-with-change-date
officers · CH01
2026-04-10
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-26
accounts-with-accounts-type-audited-abridged
accounts · AA
2025-06-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-22
accounts-with-accounts-type-audited-abridged
accounts · AA
2023-11-22
change-account-reference-date-company-current-shortened
accounts · AA01
2023-09-19
accounts-with-accounts-type-audited-abridged
accounts · AA
2023-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-24
change-person-director-company-with-change-date
officers · CH01
2022-08-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-04
change-person-secretary-company-with-change-date
officers · CH03
2022-08-04
change-person-director-company-with-change-date
officers · CH01
2022-08-04