3.13
🌳Matureactive
02884503 · private-limited-guarant-nsc-limited-exemption · incorporated 1994-01-04
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other residential care activities n.e.c.
Sector: Human health & social work
Investor take
PursueActive trading company with a 84-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
6 live charges · 5 lenders · oldest 24.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: low (48/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
3 connected companies via shared directors
54
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-12-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-18📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-12-12➖JAMES, John Martin resignedsecretary
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-05➖BUNCE, Heather resignedsecretary
- 2023-06-05➕JAMES, John Martin appointedsecretary
- 2023-06-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-15🔒Charge registered #6Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2019-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-04📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2017-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2004-06-14➕WRIGGLESWORTH, Harry appointeddirector
- 2004-05-27🔒Charge registered #5Lender: Yorkshire Bank
- 2002-10-16🔒Charge registered #4Lender: Yorkshire Bank PLC
- 2002-10-16🔒Charge registered #3Lender: Yorkshire Bank PLC
- 2001-07-12🔒Charge registered #2Lender: Stuart Cornwell,Ernest Hepplestone and John Earnshaw
- 2001-07-12🔒Charge registered #1Lender: Paul John Winstone and Elizabeth Janet Winstone
- 1999-07-04➕BUNCE, Heather appointedsecretary
- 1999-07-04➖WINSTONE, John resignedsecretary
- 1994-01-04🏢Company incorporatedAs 3.13
- 1994-01-04➕TAYLOR, Christopher Charles appointeddirector
- 1994-01-04➕WINSTONE, Paul John appointeddirector
- 1994-01-04➕WINSTONE, John appointedsecretary
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · TS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 369 HEALTH LIMITED→ 13030047 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3A HEALTHCARE LTD→ 14877887 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3DDENT LTD→ 16167780 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 4Q HEALTHCARE LTD→ 14721205 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 88 LOCUM LTD→ 16785376 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A HATCH SPECIALIST PRACTIONER SERVICES LIMITED→ 08617625 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A.C. MOULE LIMITED→ 09447089 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A3 BIOTECH LTD→ 16785990 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAA HOMECARE DURHAM LIMITED→ 16679294 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAA HOMECARE NORTHUMBERLAND LIMITED→ 16679302 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAA HOMECARE TEESSIDE LIMITED→ 16679245 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAA HOMECARE YORKSHIRE LIMITED→ 16679260 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1994-01-04
Jurisdictionengland-wales
Primary SIC87900 — Other residential care activities n.e.c.
Registered office
2 Maria Drive
Stockton-On-Tees
Cleveland
TS19 7JL
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-04-05
Confirmation statement
Next due: 2026-12-28
Last: 2025-12-14
Officers (3 active · 3 resigned)
TAYLOR, Christopher Charles→
Activedirector · ~75y · appointed 1994-01-04
View their other companies + combined net worth →
WINSTONE, Paul John→
Activedirector · ~68y · appointed 1994-01-04
View their other companies + combined net worth →
WRIGGLESWORTH, Harry→
Activedirector · ~84y · appointed 2004-06-14
View their other companies + combined net worth →
BUNCE, Heather→
Resignedsecretary · appointed 1999-07-04 · resigned 2023-06-05
JAMES, John Martin→
Resignedsecretary · appointed 2023-06-05 · resigned 2025-12-12
WINSTONE, John→
Resignedsecretary · appointed 1994-01-04 · resigned 1999-07-04
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
3
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 15/10/2020 | — | |
| outstanding | Virgin Money Yorkshire Bank | Legal mortgage | 2 properties | 27/05/2004 | — | |
| outstanding | Virgin Money Yorkshire Bank PLC | Debenture | 1 property | 16/10/2002 | — | |
| outstanding | Virgin Money Yorkshire Bank PLC | Debenture | 1 property | 16/10/2002 | — | |
| outstanding | Stuart Cornwell,Ernest Hepplestone and John Earnshaw | Legal charge | 1 property | 12/07/2001 | — | |
| outstanding | Paul John Winstone and Elizabeth Janet Winstone | Legal charge | 1 property | 12/07/2001 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (89 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-25
change-account-reference-date-company-previous-extended
accounts · AA01
2025-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
termination-secretary-company-with-name-termination-date
officers · TM02
2023-06-05
appoint-person-secretary-company-with-name-date
officers · AP03
2023-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-20