CAPITAL & MANAGEMENT SERVICES LIMITED

💤Zombieactive
03023173 · ltd · incorporated 1995-02-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 30.7y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 30.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 1 with DOB)
73
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · IFRS
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-12-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-05-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-05-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-05-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-08-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-11-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-04-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-12-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2009-12-01
    ➖
    REHMAN, Faisal resigned
    secretary
  17. 2005-11-03
    🔓
    Charge satisfied #2
  18. 2005-11-03
    🔓
    Charge satisfied #1
  19. 2005-10-21
    🔒
    Charge registered #5
    Lender: Hsbc Bank PLC
  20. 2004-12-31
    🔒
    Charge registered #4
    Lender: Hsbc Bank PLC
  21. 2004-12-30
    🔒
    Charge registered #3
    Lender: Hsbc Bank PLC
  22. 2003-03-17
    ➕
    REHMAN, Faisal appointed
    secretary
  23. 2003-03-17
    ➖
    RIAZ, Farzana resigned
    secretary
  24. 1996-12-10
    ➖
    IABAL, Muhammad resigned
    secretary
  25. 1996-12-10
    ➕
    RIAZ, Farzana appointed
    secretary
  26. 1996-01-31
    ➕
    IABAL, Muhammad appointed
    secretary
  27. 1996-01-31
    ➖
    LATIF, Avshad resigned
    secretary
  28. 1995-10-06
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  29. 1995-10-06
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  30. 1995-09-25
    ➕
    LATIF, Avshad appointed
    secretary
  31. 1995-02-20
    ➕
    AHMAD, Riaz appointed
    director
  32. 1995-02-20
    ➖
    BRITANNIA COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-secretary
  33. 1995-02-20
    ➖
    DEANSGATE COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-director
  34. 1995-02-17
    🏢
    Company incorporated
    As CAPITAL & MANAGEMENT SERVICES LIMITED
  35. 1995-02-17
    ➕
    BRITANNIA COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-secretary
  36. 1995-02-17
    ➕
    DEANSGATE COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Riaz Ahmad
Individual · British · DOB 02/1960 · age 66
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-02-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Al-Riaz Chambers Churchgate House
30 Churchgate
Bolton
BL1 1HL
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-18
Last: 2026-02-04

Officers (1 active · 6 resigned)

AHMAD, Riaz→
director · ~66y · appointed 1995-02-20
View their other companies + combined net worth →
Active
IABAL, Muhammad→
secretary · appointed 1996-01-31 · resigned 1996-12-10
Resigned
LATIF, Avshad→
secretary · appointed 1995-09-25 · resigned 1996-01-31
Resigned
REHMAN, Faisal→
secretary · appointed 2003-03-17 · resigned 2009-12-01
Resigned
RIAZ, Farzana→
secretary · appointed 1996-12-10 · resigned 2003-03-17
Resigned
BRITANNIA COMPANY FORMATIONS LIMITED→
corporate-nominee-secretary · appointed 1995-02-17 · resigned 1995-02-20
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED→
corporate-nominee-director · appointed 1995-02-17 · resigned 1995-02-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
HSBC
Hsbc Bank PLC
Legal mortgage1 property21/10/2005—
outstanding
HSBC
Hsbc Bank PLC
Debenture1 property31/12/2004—
outstanding
HSBC
Hsbc Bank PLC
Legal mortgage1 property30/12/2004—
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property06/10/199503/11/2005
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property06/10/199503/11/2005
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (90 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
accounts-with-accounts-type-dormant
accounts · AA
2025-12-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-20
change-person-director-company-with-change-date
officers · CH01
2025-05-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-04-19