INDEPENDENT HEALTH CARE SOLUTIONS LIMITED

🌳Matureactive
03056697 · ltd · incorporated 1995-05-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.7y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2025
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 29.7y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 29.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 4 with DOB)
79
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Average employees13001200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
5
filings
  • 3 officers
  • 2 persons-with-significant-control
Last 90 days
6
filings
  • 3 officers
  • 2 persons-with-significant-control
  • 1 accounts
Last 180 days
6
filings
  • 3 officers
  • 2 persons-with-significant-control
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-07-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-07-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-07-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2026-07-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2026-07-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2026-07-01
    NIELSEN, Adele Dawn appointed
    director
  7. 2026-07-01
    TOWNSEND, Samuel Jonathan appointed
    director
  8. 2026-06-12
    NIELSEN, Philip John, Mr. resigned
    director
  9. 2026-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2025-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-04-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2018-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2017-05-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  20. 2013-02-27
    NIELSEN, Adele Dawn appointed
    secretary
  21. 2013-02-27
    NIELSEN, Paul Francis resigned
    secretary
  22. 2012-09-10
    JACKSON, James Alexander appointed
    director
  23. 1998-06-01
    NIELSEN, Paul Francis appointed
    secretary
  24. 1998-01-14
    NIELSEN, Otto William resigned
    secretary
  25. 1996-10-24
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  26. 1995-05-23
    NIELSEN, Otto William appointed
    secretary
  27. 1995-05-23
    BRIGHTON SECRETARY LIMITED resigned
    corporate-nominee-secretary
  28. 1995-05-23
    NIELSEN, Philip John, Mr. appointed
    director
  29. 1995-05-23
    BRIGHTON DIRECTOR LIMITED resigned
    corporate-nominee-director
  30. 1995-05-15
    🏢
    Company incorporated
    As INDEPENDENT HEALTH CARE SOLUTIONS LIMITED
  31. 1995-05-15
    BRIGHTON SECRETARY LIMITED appointed
    corporate-nominee-secretary
  32. 1995-05-15
    BRIGHTON DIRECTOR LIMITED appointed
    corporate-nominee-director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Adele Dawn Nielsen
Individual · British · DOB 01/1964 · age 62
sig. influencesignificant influence12/06/2026
1 historic (ceased) PSC
  • Mr Philip John Nielsenceased 12/06/2026· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-05-15
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Pasga House 29 Brow Lane
Shelf
Halifax
West Yorkshire
HX3 7QJ

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-07-26
Last: 2025-07-12

Officers (4 active · 5 resigned)

NIELSEN, Adele Dawn
secretary · appointed 2013-02-27
View their other companies + combined net worth →
Active
JACKSON, James Alexander
director · ~58y · appointed 2012-09-10
View their other companies + combined net worth →
Active
NIELSEN, Adele Dawn
director · ~62y · appointed 2026-07-01
View their other companies + combined net worth →
Active
TOWNSEND, Samuel Jonathan
director · ~39y · appointed 2026-07-01
View their other companies + combined net worth →
Active
NIELSEN, Otto William
secretary · appointed 1995-05-23 · resigned 1998-01-14
Resigned
NIELSEN, Paul Francis
secretary · appointed 1998-06-01 · resigned 2013-02-27
Resigned
BRIGHTON SECRETARY LIMITED
corporate-nominee-secretary · appointed 1995-05-15 · resigned 1995-05-23
Resigned
NIELSEN, Philip John, Mr.
director · ~62y · appointed 1995-05-23 · resigned 2026-06-12
Resigned
BRIGHTON DIRECTOR LIMITED
corporate-nominee-director · appointed 1995-05-15 · resigned 1995-05-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property24/10/1996
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (86 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-07-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-07-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-07-10
appoint-person-director-company-with-name-date
officers · AP01
2026-07-10
termination-director-company-with-name-termination-date
officers · TM01
2026-07-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-25