ACCESS BUSINESS SERVICES LTD

🌳Matureactive

03070749 · ltd · incorporated 1995-06-21

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 30.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 30.7y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 30.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

9 officers (5 active, 9 linked, 6 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

105 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-08-31	2024-08-31
Average employees	400	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 persons-with-significant-control
• 1 confirmation-statement

Last 180 days

filings

• 1 persons-with-significant-control
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2026-05-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-16
➕
ATHANASIOU, Nick appointed
director
2024-05-10
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-10
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-04-16
📄
capital-allotment-shares
capital · SH01
2024-04-16
📄
resolution
resolution · RESOLUTIONS
2024-04-16
📄
resolution
resolution · RESOLUTIONS
2024-01-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-12-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-12-21
➕
ATHANASIOU, Andreas appointed
secretary
2023-12-21
➕
KIME, Nelina appointed
director
2023-12-21
➖
RASHID, Tasneem Riaz resigned
secretary
2023-12-21
➖
RASHID, Tasneem Riaz resigned
director
2023-04-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-06
🔓
Charge satisfied #4
2020-05-06
🔓
Charge satisfied #3
2020-05-06
🔓
Charge satisfied #2
2020-05-06
🔓
Charge satisfied #1
2012-03-01
🔒
Charge registered #4
Lender: Barclays Bank PLC
2012-03-01
🔒
Charge registered #3
Lender: Barclays Bank PLC
1995-10-27
🔒
Charge registered #2
Lender: National Westminster Bank PLC
1995-10-27
🔒
Charge registered #1
Lender: National Westminster Bank PLC
1995-08-30
➕
ATHANASIOU, Andreas appointed
director
1995-08-30
➕
ATHANASIOU, Maria appointed
director
1995-08-30
➕
RASHID, Tasneem Riaz appointed
secretary
1995-08-30
➕
RASHID, Tasneem Riaz appointed
director
1995-06-22
➖
YOUNGER, Miriam resigned
nominee-secretary
1995-06-22
➖
YOUNGER, Norman resigned
nominee-director
1995-06-21
🏢
Company incorporated
As ACCESS BUSINESS SERVICES LTD
1995-06-21
➕
YOUNGER, Miriam appointed
nominee-secretary
1995-06-21
➕
YOUNGER, Norman appointed
nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 79 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — ATHANASIOU, Nick (same surname) appointed 2024-09-16. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Maryland Properties Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Maryland Properties Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

ACCESS BUSINESS SERVICES LTD

This company · 03070749

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Maryland Properties Limited Corporate entity	75–100%	—	75-100% shares	22/12/2023
Mr Andreas Athanasiou Individual · British · DOB 11/1947 · age 79	—	—	sig. influencesignificant influence · firm interest	26/06/2017

1 historic (ceased) PSC

Mr Andreas Athanasiouceased 22/12/2023· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ABSOLUTE PROPERTY INVESTMENTS LIMITED→ 10563886 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
AC LONDON PROPERTY LTD→ 12708130 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AC PARL STREET BUYERS LTD→ 10230724 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
AC.COMFORT LTD→ 17030242 · est 2026 · no financials extracted	—	—	—	—	—	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1995-06-21

Jurisdictionengland-wales

Primary SIC68100 — Buying and selling of own real estate

Registered office

47 Mount Pleasant

Barnet

EN4 9ES

England

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2027-06-03

Last: 2026-05-20