ABLE (NORTHERN) LIMITED
🌳Matureactive
03133450 · ltd · incorporated 1995-12-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 30.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£9.1k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other building completion and finishing
Sector: Construction
Investor take
PursueAsset-holding vehicle with a 70-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 30.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 30.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £9,050
Key financials
2 years extracted from filed iXBRL accountsCash
£14k
Net Worth
£9k
Current Assets
£14k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £9.1k | — |
| Current assets | £14.4k | — |
| Cash | £13.9k | — |
| Debtors | £504 | — |
| Net assets | £9.1k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-28🔓Charge satisfied #1
- 2025-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-04-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 1996-01-26🔒Charge registered #1Lender: Lloyds Bank PLC
- 1995-12-01🏢Company incorporatedAs ABLE (NORTHERN) LIMITED
- 1995-12-01➕FOWLE, Peter appointedsecretary
- 1995-12-01➕FOWLE, Pauline appointeddirector
- 1995-12-01➕FOWLE, Peter appointeddirector
- 1995-12-01➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 1995-12-01➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Able Northern Properties Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Able Northern Properties Limited
Corporate parent · holds 75-100% shares
⬇
ABLE (NORTHERN) LIMITED
This company · 03133450
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Able Northern Properties Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 28/03/2025 |
Mr Peter Fowle Individual · British · DOB 10/1956 · age 70 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mrs Pauline Fowle Individual · British · DOB 07/1957 · age 69 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · SR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4WRIGHT CONSTRUCTION LIMITED→ 15681839 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & A BUILDING NE LTD→ 14444275 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & A DEVELOPMENTS NE LTD→ 14444269 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A DAWSON GROUNDWORK SERVICES LIMITED→ 10062570 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A.C.T CONSTRUCTION SERVICES LIMITED→ 04788088 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A&HBRICKWORK LTD→ 16048174 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABLE RAIL LTD→ 13215646 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABP (NORTH EAST) LIMITED→ 06750100 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ABSOLUTE CONVERSIONS LTD→ 17106153 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE HOME IMPROVEMENTS EAST DURHAM LIMITED→ 17021831 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADAM PIKE LTD→ 11928068 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADAM YEWS JOINERY LTD→ 11137617 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1995-12-01
Jurisdictionengland-wales
Primary SIC43390 — Other building completion and finishing
Registered office
62 Whitburn Road Cleadon
Sunderland
Tyne & Wear
SR6 7QY
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28
Officers (3 active · 1 resigned)
Active
FOWLE, Pauline→
Activedirector · ~69y · appointed 1995-12-01
View their other companies + combined net worth →
FOWLE, Peter→
Activedirector · ~70y · appointed 1995-12-01
View their other companies + combined net worth →
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1995-12-01 · resigned 1995-12-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal charge | 4 properties | 26/01/1996 | 28/05/2025 |
Recent filings (95 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-23
change-person-secretary-company-with-change-date
officers · CH03
2025-04-23
change-person-director-company-with-change-date
officers · CH01
2025-04-23
change-person-director-company-with-change-date
officers · CH01
2025-04-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-04