M.G INSURANCE CONSULTANTS LIMITED
💤Zombieactive
03315805 · ltd · incorporated 1997-02-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
As an insurance consultancy and brokerage, this firm most likely spends its days advising clients on suitable insurance products, liaising with insurers on their behalf, arranging and placing policies, and managing ongoing client relationships across personal or commercial insurance lines.
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 27.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 27.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
17 officers (2 active, 17 linked, 11 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 officers
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2026-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-18➖BLAND, Simon Christopher resigneddirector
- 2026-02-28➖COSTER, Marc resigneddirector
- 2025-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-29📄legacyaccounts · PARENT_ACC
- 2025-10-29📄legacyother · AGREEMENT2
- 2025-10-29📄legacyother · GUARANTEE2
- 2025-10-10📄legacyother · GUARANTEE2
- 2025-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➕PEEL, Alistair Charles appointedsecretary
- 2025-07-31➖POWELL, Eliot James resigneddirector
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-08-18📄accounts-with-accounts-type-smallaccounts · AA
- 2022-06-21📄statement-of-companys-objectschange-of-constitution · CC04
- 2022-06-15📄resolutionresolution · RESOLUTIONS
- 2022-06-15📄memorandum-articlesincorporation · MA
- 2022-06-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-06-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-31➕PAGE, John David appointeddirector
- 2022-05-31➖MGIC HOLDINGS LIMITED resignedcorporate-secretary
- 2022-05-31➕BLAND, Simon Christopher appointeddirector
- 2022-05-31➖BOND, Michael Allan resigneddirector
- 2022-05-31➕SEED, Craig Arthur appointeddirector
- 2021-11-04➖LEES, Phillip William David resigneddirector
- 2018-09-01➕LEES, Phillip William David appointeddirector
- 2011-09-26➖BOND, Jacqueline Anne resignedsecretary
- 2011-09-26➕MGIC HOLDINGS LIMITED appointedcorporate-secretary
- 2011-09-26➖BOND, Jacqueline Anne resigneddirector
- 2011-08-02🔓Charge satisfied #2
- 2011-08-02🔓Charge satisfied #1
- 2006-12-15➖SUGDEN, Ellen resigneddirector
- 2005-03-07➖LANE, Jeffrey resigneddirector
- 2001-11-01➕LANE, Jeffrey appointeddirector
- 2001-08-01➕SUGDEN, Ellen appointeddirector
- 2001-01-05🔒Charge registered #2Lender: National Westminster Bank PLC
- 1999-11-04➕BOND, Jacqueline Anne appointedsecretary
- 1999-11-04➖SEVILLE, Wendy Jane resignedsecretary
- 1999-11-04➕BOND, Jacqueline Anne appointeddirector
- 1999-10-29➖MOLLOY, Glynn resigneddirector
- 1998-12-10🔒Charge registered #1Lender: National Westminster Bank PLC
Showing most recent 50 of 58 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BLAND, Simon Christopher resigned 2026-03-18; COSTER, Marc resigned 2026-02-28; POWELL, Eliot James resigned 2025-07-31
Group structure
Mgic Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mgic Holdings Limited
Corporate parent · holds 75-100% shares
⬇
M.G INSURANCE CONSULTANTS LIMITED
This company · 03315805
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mgic Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 02/03/2022 |
1 historic (ceased) PSC
- Mr Michael Allan Bondceased 02/03/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| ADVISERTECH CONNECT LIMITED→ 17124508 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AFIA COMMERCIAL CONSULTANTS LIMITED→ 12781745 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJR LOGISTIX LIMITED→ 15991403 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALAN RASHLEIGH AND ASSOCIATES LIMITED→ 04783904 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-02-10
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Staley House
Hassall Street
Stalybridge
Cheshire
SK15 2LF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-17
Last: 2026-02-03
Officers (2 active · 15 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-07-31
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 2022-05-31
View their other companies + combined net worth →
BOND, Jacqueline Anne→
Resignedsecretary · appointed 1999-11-04 · resigned 2011-09-26
SEVILLE, Wendy Jane→
Resignedsecretary · appointed 1997-02-10 · resigned 1999-11-04
MGIC HOLDINGS LIMITED→
Resignedcorporate-secretary · appointed 2011-09-26 · resigned 2022-05-31
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-02-10 · resigned 1997-02-17
BLAND, Simon Christopher→
Resigneddirector · ~60y · appointed 2022-05-31 · resigned 2026-03-18
BOND, Jacqueline Anne→
Resigneddirector · ~63y · appointed 1999-11-04 · resigned 2011-09-26
BOND, Michael Allan→
Resigneddirector · ~63y · appointed 1997-02-10 · resigned 2022-05-31
COSTER, Marc→
Resigneddirector · ~48y · appointed 2025-03-04 · resigned 2026-02-28
LANE, Jeffrey→
Resigneddirector · ~85y · appointed 2001-11-01 · resigned 2005-03-07
LEES, Phillip William David→
Resigneddirector · ~38y · appointed 2018-09-01 · resigned 2021-11-04
MOLLOY, Glynn→
Resigneddirector · ~69y · appointed 1997-02-10 · resigned 1999-10-29
POWELL, Eliot James→
Resigneddirector · ~55y · appointed 2024-12-20 · resigned 2025-07-31
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2022-05-31 · resigned 2025-03-04
SUGDEN, Ellen→
Resigneddirector · ~50y · appointed 2001-08-01 · resigned 2006-12-15
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 1997-02-10 · resigned 1997-02-19
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 05/01/2001 | 02/08/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/12/1998 | 02/08/2011 |
Recent filings (110 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-05
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-29
legacy
accounts · PARENT_ACC
2025-10-29
legacy
other · AGREEMENT2
2025-10-29
legacy
other · GUARANTEE2
2025-10-29
legacy
other · GUARANTEE2
2025-10-10
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-14
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-10
appoint-person-director-company-with-name-date
officers · AP01
2025-01-23