ACCELERANT INSURANCE UK LIMITED
🌳Matureactive
03326800 · ltd · incorporated 1997-03-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 11.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
43 officers (6 active, 43 linked, 35 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
199 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 capital
Last 180 days
6
filings
- • 3 capital
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (106 events)Click to expand
- 2026-04-27📄accounts-with-accounts-type-fullaccounts · AA
- 2026-04-02📄capital-allotment-sharescapital · SH01
- 2026-02-04📄legacymiscellaneous · RP01SH01
- 2026-01-27📄capital-allotment-sharescapital · SH01
- 2026-01-27📄capital-allotment-sharescapital · SH01
- 2025-07-16📄capital-allotment-sharescapital · SH01
- 2025-05-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-21➕MELSOM, Michael John appointeddirector
- 2025-05-20📄capital-allotment-sharescapital · SH01
- 2025-05-19➖CUNNINGHAM, Colin Richard resigneddirector
- 2025-05-07📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-03-06📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2025-03-06📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2025-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-07📄capital-allotment-sharescapital · SH01
- 2024-12-18➕GRAVES, Karen Elizabeth appointeddirector
- 2024-11-01📄capital-allotment-sharescapital · SH01
- 2024-10-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-12➖JACKSON, Keith Thomas resigneddirector
- 2024-07-05📄capital-allotment-sharescapital · SH01
- 2024-07-05📄capital-allotment-sharescapital · SH01
- 2024-06-06📄capital-allotment-sharescapital · SH01
- 2024-04-26➖O'NEILL, Francis James resigneddirector
- 2024-04-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-17📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-15➕JACKSON, Keith Thomas appointeddirector
- 2023-01-25➖CLARK, Steven resigneddirector
- 2023-01-25➕CUNNINGHAM, Colin Richard appointeddirector
- 2022-07-31➖FREW, Jay Robert resigneddirector
- 2021-09-10➕O'NEILL, Francis James appointeddirector
- 2021-08-27➖WAKEFIELD, Paul Byron resigneddirector
- 2021-08-24➕OWENS, Paul Anthony appointeddirector
- 2021-07-30➖SINGLETON, Graham Lloyd resigneddirector
- 2021-07-27➕SPENCER, John William James appointeddirector
- 2021-05-25➕DENTONS SECRETARIES LIMITED appointedcorporate-secretary
- 2021-05-25➖HOUSTON, Blair John resignedsecretary
- 2021-05-14➕CLARK, Steven appointeddirector
- 2021-04-30➖BRETTELL, Jeremy Macduff resigneddirector
- 2019-09-03➕SINGLETON, Graham Lloyd appointeddirector
- 2019-06-12➕HOUSTON, Blair John appointedsecretary
- 2019-01-29➕FREW, Jay Robert appointeddirector
- 2018-10-18➕PAGE, Andrew Douglas appointeddirector
- 2018-06-29➖WILSON, Lyndsay Elizabeth resignedsecretary
- 2018-06-29➖WILSON, Alastair Forbes resigneddirector
- 2018-06-29➖WILSON, Lyndsay Elizabeth resigneddirector
- 2017-07-17➖CROSSAN, Keith Martin resigneddirector
- 2016-12-13➕WAKEFIELD, Paul Byron appointeddirector
Showing most recent 50 of 106 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Accelerant Underwriting Holdings Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Accelerant Underwriting Holdings Uk Limited
Corporate parent · holds 75-100% shares · board control
⬇
ACCELERANT INSURANCE UK LIMITED
This company · 03326800
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Accelerant Underwriting Holdings Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & P WORLDWIDE SOLUTIONS LTD→ 08891951 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTON INVESTMENTS LIMITED→ 03621300 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| APEX (ADU) NOMINEES LIMITED→ 16403760 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APEX GROUP COMPANY SERVICES (UK) LIMITED→ 15282828 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX INSURANCE SERVICES LIMITED→ 06464614 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| APEX LISTED COMPANIES SERVICES (UK) LIMITED→ 09879916 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| APEX LOAN AGENCY LIMITED→ 08989781 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| APEX LSEG NOMINEES LIMITED→ 17010352 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| APEX MORTGAGE FINANCE LTD→ 14429418 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| APEX PENSION TRUSTEES LIMITED→ 03030424 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| APEX VENTURES FUND SERVICES LIMITED→ 07222372 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| API CONNECT LTD→ 13550449 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-03-03
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
One
Fleet Place
London
EC4M 7WS
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-17
Last: 2026-03-03
Officers (6 active · 37 resigned)
DENTONS SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2021-05-25
View their other companies + combined net worth →
GRAVES, Karen Elizabeth→
Activedirector · ~61y · appointed 2024-12-18
View their other companies + combined net worth →
MELSOM, Michael John→
Activedirector · ~54y · appointed 2025-05-21
View their other companies + combined net worth →
OWENS, Paul Anthony→
Activedirector · ~65y · appointed 2021-08-24
View their other companies + combined net worth →
PAGE, Andrew Douglas→
Activedirector · ~60y · appointed 2018-10-18
View their other companies + combined net worth →
SPENCER, John William James→
Activedirector · ~69y · appointed 2021-07-27
View their other companies + combined net worth →
BINGLE, Timothy Mark→
Resignedsecretary · appointed 1997-03-19 · resigned 1997-12-15
GRAHAM, Peter Ian Henry→
Resignedsecretary · appointed 2007-05-21 · resigned 2011-09-28
HOUSTON, Blair John→
Resignedsecretary · appointed 2019-06-12 · resigned 2021-05-25
PRIEST, Shirley Faith→
Resignedsecretary · appointed 1997-12-15 · resigned 2007-05-21
WILSON, Lyndsay Elizabeth→
Resignedsecretary · appointed 2011-09-28 · resigned 2018-06-29
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-03-03 · resigned 1997-03-19
BARKER, Keith James→
Resigneddirector · ~75y · appointed 2008-03-19 · resigned 2009-12-10
BAXENDALE, Alfred→
Resigneddirector · ~85y · appointed 1997-12-15 · resigned 2007-10-09
BRETTELL, Jeremy Macduff→
Resigneddirector · ~65y · appointed 2014-10-24 · resigned 2021-04-30
BRETTELL, Jeremy Macduff→
Resigneddirector · ~65y · appointed 2013-11-18 · resigned 2014-10-24
CHOPIN, Yasmin Carol Brigitte→
Resigneddirector · ~70y · appointed 2006-12-06 · resigned 2009-12-10
CLARK, Steven→
Resigneddirector · ~47y · appointed 2021-05-14 · resigned 2023-01-25
CROSSAN, Keith Martin→
Resigneddirector · ~67y · appointed 2015-01-02 · resigned 2017-07-17
CUNNINGHAM, Colin Richard→
Resigneddirector · ~53y · appointed 2023-01-25 · resigned 2025-05-19
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 23/10/2014 | 22/03/2016 |
Recent filings (199 total)
accounts-with-accounts-type-full
accounts · AA
2026-04-27
capital-allotment-shares
capital · SH01
2026-04-02
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-19
legacy
miscellaneous · RP01SH01
2026-02-04
capital-allotment-shares
capital · SH01
2026-01-27
capital-allotment-shares
capital · SH01
2026-01-27
capital-allotment-shares
capital · SH01
2025-07-16
appoint-person-director-company-with-name-date
officers · AP01
2025-05-29
termination-director-company-with-name-termination-date
officers · TM01
2025-05-29
capital-allotment-shares
capital · SH01
2025-05-20
accounts-with-accounts-type-full
accounts · AA
2025-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-03-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-06
second-filing-capital-allotment-shares
capital · RP04SH01
2025-03-06
second-filing-capital-allotment-shares
capital · RP04SH01
2025-03-06