A1 PACIFIC LIMITED
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 28.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 28.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £386.9k | £327.1k |
| Current assets | £352.4k | £267.7k |
| Cash | £318.4k | £233.7k |
| Debtors | £34.0k | £34.0k |
| Net assets | £386.9k | £327.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (43 events)Click to expand
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-18➕ERZOUKI, Adbul Karim appointeddirector
- 2021-11-18➖DERBYSHIRE, John resigneddirector
- 2021-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-12➖BURROWS, Chloe Zahra resigneddirector
- 2020-08-12➕DERBYSHIRE, John appointeddirector
- 2020-08-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-07-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-07-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-30➖ERZOWKI, Abdwl Karim Abdulla resigneddirector
- 2015-05-18➖PALIN, Robert Hornby resignedsecretary
- 2015-05-18➕BURROWS, Chloe Zahra appointeddirector
- 2015-01-08🔒Charge registered #5Lender: Abdul Karim Erzouki
- 2008-04-02🔓Charge satisfied #1
- 2007-08-09➖KINNEAR, Stephen Francis resignedsecretary
- 2007-08-09➕PALIN, Robert Hornby appointedsecretary
- 2005-05-25🔒Charge registered #4Lender: Hsbc Bank PLC
- 2003-02-07🔒Charge registered #3Lender: Hsbc Bank PLC
- 2002-12-15➖ERZOWKI, Abdwl Karim Abdulla resignedsecretary
- 2002-12-15➕KINNEAR, Stephen Francis appointedsecretary
- 2001-08-14➕ERZOWKI, Abdwl Karim Abdulla appointeddirector
- 2001-08-14➖SMITH, Robin Andrew resigneddirector
- 2000-06-24➕SMITH, Robin Andrew appointeddirector
- 2000-06-23➖COOK, Shane resigneddirector
- 1999-05-11🔒Charge registered #2Lender: Midland Bank PLC
- 1998-05-14🔒Charge registered #1Lender: Hanks (Developments) Limited
- 1997-10-03➕ERZOWKI, Abdwl Karim Abdulla appointedsecretary
- 1997-10-03➖CLEAVE PRIOR COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 1997-10-03➕COOK, Shane appointeddirector
- 1997-10-03➖CLEAVE PRIOR COMPANY FORMATIONS LIMITED resignedcorporate-nominee-director
- 1997-05-30🏢Company incorporatedAs A1 PACIFIC LIMITED
- 1997-05-30➕CLEAVE PRIOR COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 1997-05-30➕CLEAVE PRIOR COMPANY FORMATIONS LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Abdul Karim Erzouki Individual · Iraqi · DOB 07/1958 · age 68 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 10 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Abdul Karim Erzouki | A registered charge | 1 property | 08/01/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/05/2005 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/02/2003 | — | |
| outstanding | Midland Bank Midland Bank PLC | Debenture | 1 property | 11/05/1999 | — | |
| satisfied | Hanks (Developments) Hanks (Developments) Limited | Charge | 1 property | 14/05/1998 | 02/04/2008 |