BEAR IMAGES LIMITED

🌳Matureactive
03387544 · ltd · incorporated 1997-06-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-283
book net assets
Opportunity
81/100
Exceptional
🔔
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (67/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £283
Net assets shrinking
Down £1,113 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£283
↓ 134% YoY
Current Assets
£2k
↓ 2.0% YoY
Current Liabilities
—
-£283£262£806£1k£2k£2kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-06-302024-06-30
Total assets£-283£830
Current assets£2.4k£2.4k
Net assets£-283£830

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-03-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-07-05
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  11. 2017-03-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-07-25
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2016-03-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-06-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-03-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 1997-06-17
    🏢
    Company incorporated
    As BEAR IMAGES LIMITED
  17. 1997-06-17
    ➕
    SMILJANIC, Rajko appointed
    secretary
  18. 1997-06-17
    ➕
    BAKER, Hilary Jayne appointed
    director
  19. 1997-06-17
    ➕
    SMILJANIC, Rajko appointed
    director
  20. 1997-06-17
    ➕
    KEY LEGAL SERVICES (SECRETARIAL) LIMITED appointed
    corporate-nominee-secretary
  21. 1997-06-17
    ➖
    KEY LEGAL SERVICES (SECRETARIAL) LIMITED resigned
    corporate-nominee-secretary
  22. 1997-06-17
    ➕
    KEY LEGAL SERVICES (NOMINEES) LIMITED appointed
    corporate-nominee-director
  23. 1997-06-17
    ➖
    KEY LEGAL SERVICES (NOMINEES) LIMITED resigned
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-06-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

13 Francis Road
Stourport On Severn
Worcestershire
DY13 8PL

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28

Officers (3 active · 2 resigned)

SMILJANIC, Rajko→
secretary · appointed 1997-06-17
View their other companies + combined net worth →
Active
BAKER, Hilary Jayne→
director · ~64y · appointed 1997-06-17
View their other companies + combined net worth →
Active
SMILJANIC, Rajko→
director · ~64y · appointed 1997-06-17
View their other companies + combined net worth →
Active
KEY LEGAL SERVICES (SECRETARIAL) LIMITED→
corporate-nominee-secretary · appointed 1997-06-17 · resigned 1997-06-17
Resigned
KEY LEGAL SERVICES (NOMINEES) LIMITED→
corporate-nominee-director · appointed 1997-06-17 · resigned 1997-06-17
Resigned

Click a director name to see their full track record across all companies.

Recent filings (66 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-24