CHESWORTH CAPITAL LIMITED

🌳Matureactive

09550282 · ltd · incorporated 2015-04-20

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£-671.1k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Activities of open-ended investment companies

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -44% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

26 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £671,069

Cash draining

Cash down 44% YoY

Cash YoY

-44%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£63k

↓ 44% YoY

Net Worth

-£671k

↑ 4.8% YoY

Current Assets

£491k

↓ 39% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-30	2024-04-30
Total assets	£-671.1k	£-704.6k
Current assets	£490.9k	£810.3k
Cash	£63.1k	£112.6k
Debtors	£204.9k	£292.6k
Net assets	£-671.1k	£-704.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-08-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-01
➕
CHESWORTH, Peter appointed
director
2024-08-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2019-03-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-01-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-03-06
📄
capital-allotment-shares
capital · SH01
2018-02-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-01-16
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-04-25
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-04-20
🏢
Company incorporated
As CHESWORTH CAPITAL LIMITED
2015-04-20
➕
CHESWORTH, Philip Mark appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "CHESWORTH" — strong identity link between founder and business.
+Founder age: Director aged approximately 65 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

21/100

No succession signal

No meaningful acquirability indicators from public data.

SIGNALS

primaryFamily succession underway: Not a takeover target — CHESWORTH, Peter (same surname) appointed 2025-08-01. Pattern consistent with intra-family handover.
primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Claire Louise Chesworth Individual · British · DOB 08/1961 · age 65	25–50%	25–50%	25-50% shares · 25-50% voting	30/04/2018
Mr Philip Mark Chesworth Individual · British · DOB 02/1961 · age 65	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	26/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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CMJ COMMERCIAL MORTGAGES LTD→ 16303144 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
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COLE & SAUNDERS LIMITED→ 05387271 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
COMMERCIAL EXPRESS QUOTES LIMITED→ 03862468 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
CONCISE MORTGAGES LTD→ 12922459 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CONSEQUENTIAL PLANNING LIMITED→ 11572415 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2015-04-20

Jurisdictionengland-wales

Primary SIC64304 — Activities of open-ended investment companies

Registered office

Heatherstones Quarry Park Road

Pedmore

Stourbridge

West Midlands

DY8 2RE

United Kingdom

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-05-09

Last: 2026-04-25

Officers (2 active · 0 resigned)

CHESWORTH, Peter→

director · ~39y · appointed 2025-08-01

View their other companies + combined net worth →

Active

CHESWORTH, Philip Mark→

director · ~65y · appointed 2015-04-20

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Recent filings (26 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-06-04

appoint-person-director-company-with-name-date

officers · AP01

2025-08-19