CONSOLIDATED MORTGAGES LTD

💤Zombieactive
03421597 · ltd · incorporated 1997-08-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-906
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 72/100 (strong), bankability 65/100. Strong seller-intent signal (65/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (1 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £906

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£906
~ YoY
Current Assets
£10k
~ YoY
Current Liabilities
—
-£906£1k£3k£5k£8k£10kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-292024-03-29
Total assets£6.5k£6.5k
Current assets£9.6k£9.6k
Net assets£-906£-906

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 gazette
Last 90 days
2
filings
  • • 1 gazette
  • • 1 accounts
Last 180 days
2
filings
  • • 1 gazette
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-06-16
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  2. 2026-03-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2024-12-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2024-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-03-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-01-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-05-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2020-04-19
    ➖
    SCOTT, David resigned
    secretary
  10. 2019-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-12-28
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  13. 2018-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-12-24
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2017-04-06
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  16. 2016-09-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-07-21
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2016-05-01
    ➕
    SCOTT, David appointed
    secretary
  19. 2010-04-05
    ➖
    ORME, John Denys Meynell resigned
    secretary
  20. 2010-04-05
    ➖
    ORME, John Denys Meynell resigned
    director
  21. 2009-03-09
    ➖
    COLVILLE, Melanie Petrina resigned
    secretary
  22. 2009-03-09
    ➕
    ORME, John Denys Meynell appointed
    secretary
  23. 2009-03-09
    ➖
    COLVILLE, Melanie Petrina resigned
    director
  24. 2002-02-22
    ➕
    COLVILLE, Melanie Petrina appointed
    director
  25. 1999-05-07
    ➕
    COLVILLE, Andrew Thomas appointed
    director
  26. 1999-05-07
    ➕
    COLVILLE, Melanie Petrina appointed
    secretary
  27. 1999-05-07
    ➖
    GREENSLADE, Peter William resigned
    secretary
  28. 1999-05-07
    ➖
    GREENSLADE, Peter William resigned
    director
  29. 1998-08-20
    ➕
    ORME, John Denys Meynell appointed
    director
  30. 1998-05-28
    ➖
    ROSSI, Rio resigned
    director
  31. 1998-04-12
    ➖
    WILKINSON, Jeremy Richard resigned
    director
  32. 1997-08-19
    🏢
    Company incorporated
    As CONSOLIDATED MORTGAGES LTD
  33. 1997-08-19
    ➕
    GREENSLADE, Peter William appointed
    secretary
  34. 1997-08-19
    ➕
    GREENSLADE, Peter William appointed
    director
  35. 1997-08-19
    ➕
    ROSSI, Rio appointed
    director
  36. 1997-08-19
    ➕
    WILKINSON, Jeremy Richard appointed
    director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-18

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Thomas Colville
Individual · British · DOB 06/1963 · age 63
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ADVANCED MORTGAGE SOLUTIONS NORTH EAST LIMITED→
13421800 · est 2021 · no financials extracted
————4y——
B. PORTWOOD & COMPANY LIMITED→
00785468 · est 1963 · no financials extracted
————62y——
BANNATYNE FINANCE LIMITED→
12318009 · est 2019 · no financials extracted
————6y——
BRIGANTIA CAPITAL LTD→
14959005 · est 2023 · no financials extracted
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13044020 · est 2020 · no financials extracted
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12182786 · est 2019 · no financials extracted
————6y——
CASTLE SAFETY & RISK SERVICES LTD→
10773479 · est 2017 · no financials extracted
————8y——
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————2y——
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11826805 · est 2019 · no financials extracted
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————12y——
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-08-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

77 Bondgate
Darlington
County Durham
DL3 7JT

Filing status

Accounts
Next due: 2026-12-29
Last made up to: 2025-03-29
Confirmation statement
Next due: 2026-03-18OVERDUE
Last: 2025-03-04

Officers (1 active · 9 resigned)

COLVILLE, Andrew Thomas→
director · ~63y · appointed 1999-05-07
View their other companies + combined net worth →
Active
COLVILLE, Melanie Petrina→
secretary · appointed 1999-05-07 · resigned 2009-03-09
Resigned
GREENSLADE, Peter William→
secretary · appointed 1997-08-19 · resigned 1999-05-07
Resigned
ORME, John Denys Meynell→
secretary · appointed 2009-03-09 · resigned 2010-04-05
Resigned
SCOTT, David→
secretary · appointed 2016-05-01 · resigned 2020-04-19
Resigned
COLVILLE, Melanie Petrina→
director · ~59y · appointed 2002-02-22 · resigned 2009-03-09
Resigned
GREENSLADE, Peter William→
director · ~76y · appointed 1997-08-19 · resigned 1999-05-07
Resigned
ORME, John Denys Meynell→
director · ~80y · appointed 1998-08-20 · resigned 2010-04-05
Resigned
ROSSI, Rio→
director · ~72y · appointed 1997-08-19 · resigned 1998-05-28
Resigned
WILKINSON, Jeremy Richard→
director · ~76y · appointed 1997-08-19 · resigned 1998-04-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (85 total)

gazette-notice-compulsory
gazette · GAZ1
2026-06-16
accounts-with-accounts-type-dormant
accounts · AA
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-21
accounts-with-accounts-type-dormant
accounts · AA
2024-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-20
termination-secretary-company-with-name-termination-date
officers · TM02
2020-05-19
confirmation-statement-with-updates
confirmation-statement · CS01
2020-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-24