H.J. ROELOFS (UK) LTD
💤Zombieactive
03464365 · ltd · incorporated 1997-11-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 23.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
12 officers (2 active, 12 linked, 6 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 27 | 2200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-05🔓Charge satisfied #1
- 2022-07-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-07-06📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-07-01➕TILLEY, Lana Frances appointedsecretary
- 2022-06-30➖HAYNES, Jane Vanessa resignedsecretary
- 2021-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-12📄capital-allotment-sharescapital · SH01
- 2017-11-23📄capital-allotment-sharescapital · SH01
- 2011-10-01➕HAYNES, Jane Vanessa appointedsecretary
- 2011-08-31➖DEAN, Kathryn Wendy resignedsecretary
- 2005-12-01➕DEAN, Kathryn Wendy appointedsecretary
- 2005-12-01➖NTIM, Georgina Frances resignedsecretary
- 2003-04-10🔒Charge registered #1Lender: Barclays Bank PLC
- 2003-02-28➖PEARCE-BLAKE, Dyhanne resigneddirector
- 2002-12-01➕NTIM, Georgina Frances appointedsecretary
- 2002-11-25➕PEARCE-BLAKE, Dyhanne appointeddirector
- 2002-11-15➖RUFUS, Diane Elaine resignedsecretary
- 1998-06-30➕ELWELL, Donald Seymour Nicholas appointeddirector
- 1998-06-30➖RUFUS, Diane Elaine resigneddirector
- 1998-02-09➖SILK, Elliott John resigneddirector
- 1997-12-29➖GRAEME, Dorothy May resignednominee-secretary
- 1997-12-29➕RUFUS, Diane Elaine appointedsecretary
- 1997-12-29➕BECKER, John Clive appointeddirector
- 1997-12-29➖BECKER, John Clive resigneddirector
- 1997-12-29➖GRAEME, Lesley Joyce resignednominee-director
- 1997-12-29➕RUFUS, Diane Elaine appointeddirector
- 1997-12-29➕SILK, Elliott John appointeddirector
- 1997-11-12🏢Company incorporatedAs H.J. ROELOFS (UK) LTD
- 1997-11-12➕GRAEME, Dorothy May appointednominee-secretary
- 1997-11-12➕GRAEME, Lesley Joyce appointednominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
100/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Donald Seymour Nicholas Elwell Individual · British · DOB 12/1954 · age 72 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 12/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DOCTORS HILL LTD→ 15131903 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FRESH PERSPECTIVE FINANCIAL PLANNING LTD→ 08162092 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| G.P. SALES CONSULTANTS LIMITED→ 04380880 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| GB ENTERPRISE CAPITAL LIMITED→ 09956662 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| GODLEY STRATEGY LIMITED→ 04033811 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| GOULD FINANCIAL LTD→ 16990198 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GREENACRE CONSULTANTS LIMITED→ 04165662 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| HADLEIGH CAPITAL LIMITED→ 14686959 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| HANCOCK WEALTH MANAGEMENT LTD→ 13990866 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HANISON GROUP (HOLDINGS) LIMITED→ 11278761 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HARTSFIELD FINANCIAL SERVICES LIMITED→ 07115377 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| HARTSFIELD TRUSTEE SERVICES LIMITED→ 07118899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-11-12
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Portwell House
Market Place
Faringdon
Oxfordshire
SN7 7HU
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12
Officers (2 active · 10 resigned)
TILLEY, Lana Frances→
Activesecretary · appointed 2022-07-01
View their other companies + combined net worth →
ELWELL, Donald Seymour Nicholas→
Activedirector · ~72y · appointed 1998-06-30
View their other companies + combined net worth →
DEAN, Kathryn Wendy→
Resignedsecretary · appointed 2005-12-01 · resigned 2011-08-31
GRAEME, Dorothy May→
Resignednominee-secretary · appointed 1997-11-12 · resigned 1997-12-29
HAYNES, Jane Vanessa→
Resignedsecretary · appointed 2011-10-01 · resigned 2022-06-30
NTIM, Georgina Frances→
Resignedsecretary · appointed 2002-12-01 · resigned 2005-12-01
RUFUS, Diane Elaine→
Resignedsecretary · appointed 1997-12-29 · resigned 2002-11-15
BECKER, John Clive→
Resigneddirector · ~85y · appointed 1997-12-29 · resigned 1997-12-29
GRAEME, Lesley Joyce→
Resignednominee-director · ~73y · appointed 1997-11-12 · resigned 1997-12-29
PEARCE-BLAKE, Dyhanne→
Resigneddirector · ~53y · appointed 2002-11-25 · resigned 2003-02-28
RUFUS, Diane Elaine→
Resigneddirector · ~57y · appointed 1997-12-29 · resigned 1998-06-30
SILK, Elliott John→
Resigneddirector · ~55y · appointed 1997-12-29 · resigned 1998-02-09
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 10/04/2003 | 05/09/2022 |
Recent filings (95 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
change-person-director-company-with-change-date
officers · CH01
2025-07-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-05
appoint-person-secretary-company-with-name-date
officers · AP03
2022-07-06
termination-secretary-company-with-name-termination-date
officers · TM02
2022-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-21