PFF STRETFORD LIMITED

🌳Matureactive
03523237 · ltd · incorporated 1998-03-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£363.6k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
Pursue
Asset-holding vehicle with a 77-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -39% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

24 live charges · oldest 27.5y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 27.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
130 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £363,593
Net assets shrinking
Down £374,885 YoY
Cash YoY
-39%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£456k
↓ 39% YoY
Net Worth
£364k
↓ 51% YoY
Current Assets
£631k
↓ 24% YoY
Current Liabilities
—
£0£166k£333k£499k£665k£832kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£363.6k£757.8k
Current assets£630.6k£831.6k
Cash£455.7k£744.8k
Debtors£174.9k£86.8k
Net assets£363.6k£738.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (77 events)Click to expand
  1. 2025-07-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2024-07-12
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    accounts-with-accounts-type-small
    accounts · AA
  3. 2023-06-26
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2022-05-25
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2021-05-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2021-05-11
    🔓
    Charge satisfied #22
  13. 2021-05-11
    🔓
    Charge satisfied #19
  14. 2021-05-11
    🔓
    Charge satisfied #15
  15. 2021-05-11
    🔓
    Charge satisfied #14
  16. 2021-05-11
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    Charge satisfied #13
  17. 2021-05-11
    🔓
    Charge satisfied #12
  18. 2021-05-11
    🔓
    Charge satisfied #11
  19. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  21. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2021-05-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  27. 2021-05-04
    🔓
    Charge satisfied #24
  28. 2021-05-04
    🔓
    Charge satisfied #23
  29. 2021-05-04
    🔓
    Charge satisfied #21
  30. 2021-05-04
    🔓
    Charge satisfied #20
  31. 2021-05-04
    🔓
    Charge satisfied #18
  32. 2021-05-04
    🔓
    Charge satisfied #17
  33. 2021-05-04
    🔓
    Charge satisfied #16
  34. 2021-05-04
    🔓
    Charge satisfied #10
  35. 2021-05-04
    🔓
    Charge satisfied #9
  36. 2021-05-04
    🔓
    Charge satisfied #8
  37. 2021-05-04
    🔓
    Charge satisfied #7
  38. 2021-05-04
    🔓
    Charge satisfied #6
  39. 2021-05-04
    🔓
    Charge satisfied #5
  40. 2021-05-04
    🔓
    Charge satisfied #4
  41. 2021-05-04
    🔓
    Charge satisfied #3
  42. 2021-05-04
    🔓
    Charge satisfied #2
  43. 2021-04-29
    🔓
    Charge satisfied #1
  44. 2004-01-06
    🔒
    Charge registered #24
    Lender: The British Linen Bank Limited
  45. 2004-01-06
    🔒
    Charge registered #23
    Lender: The British Linen Bank Limited
  46. 1999-11-18
    🔒
    Charge registered #22
    Lender: The British Linen Bank Limited
  47. 1999-11-18
    🔒
    Charge registered #21
    Lender: The British Linen Bank Limited
  48. 1999-11-18
    🔒
    Charge registered #20
    Lender: The British Linen Bank Limited
  49. 1999-11-18
    🔒
    Charge registered #19
    Lender: The British Linen Bank Limited
  50. 1999-04-19
    🔒
    Charge registered #18
    Lender: The British Linen Bank Limited
Showing most recent 50 of 77 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Carden Croft & Co Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Carden Croft & Co Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
PFF STRETFORD LIMITED
This company · 03523237

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Carden Croft & Co Limited
Corporate entity
75–100%
—75-100% shares30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-03-06
Jurisdictionengland-wales
Primary SIC70221 — Financial management

Registered office

123 Wellington Road South
Stockport
Cheshire
SK1 3TH

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15

Officers (3 active · 3 resigned)

CROFT, David John→
secretary · appointed 1998-12-21
View their other companies + combined net worth →
Active
CARDEN, Simon Dennis→
director · ~71y · appointed 1998-03-06
View their other companies + combined net worth →
Active
CROFT, David John→
director · ~77y · appointed 1998-03-06
View their other companies + combined net worth →
Active
KENNEDY, Alastair→
secretary · appointed 1998-03-06 · resigned 1998-12-21
Resigned
BRITANNIA COMPANY FORMATIONS LIMITED→
corporate-nominee-secretary · appointed 1998-03-06 · resigned 1998-03-06
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED→
corporate-nominee-director · appointed 1998-03-06 · resigned 1998-03-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

24
Total charges
0
Outstanding
0
Active lenders
Status:Lender:24 of 24 shown
TypeProperties
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement4 properties06/01/200404/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal charge1 property06/01/200404/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over account1 property18/11/199911/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over account1 property18/11/199904/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over account1 property18/11/199904/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over account1 property18/11/199911/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal charge2 properties19/04/199904/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property19/04/199904/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over investment account1 property25/02/199904/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199811/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199811/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199811/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199811/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199811/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal assignment of agreement1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Assignment of policy of assurance1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Assignment of policy of assurance1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Debenture1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge and release over deposit disbursements account1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over deposit receipts account1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Charge over deposit operating account1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Assignment of insurance policy1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Assignment of insurance policy1 property04/12/199804/05/2021
satisfied
The British Linen Bank
The British Linen Bank Limited
Assignment of insurance policy1 property04/12/199829/04/2021

Recent filings (130 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-small
accounts · AA
2025-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-21
accounts-with-accounts-type-small
accounts · AA
2024-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-27
accounts-with-accounts-type-small
accounts · AA
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-08
accounts-with-accounts-type-small
accounts · AA
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-11