CHRIS GOODING (IFA) LTD

💤Zombieactive
03567816 · ltd · incorporated 1998-05-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£35.6k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 69-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £35,571

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£36k
~ YoY
Current Assets
£67k
↓ 13% YoY
Current Liabilities
—
£0£15k£31k£46k£61k£77kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£35.6k£35.3k
Current assets£66.8k£76.7k
Net assets£35.6k£35.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-11-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-07-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2020-09-29
    ➖
    GOODING, Sandra resigned
    secretary
  8. 2020-09-29
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2019-06-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-09-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2017-06-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2016-07-11
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-10-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-07-06
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-10-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2014-07-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 1999-04-01
    ➖
    GOODING, Christopher John resigned
    secretary
  18. 1999-04-01
    ➕
    GOODING, Sandra appointed
    secretary
  19. 1999-04-01
    ➖
    NICHOLSON, Kenneth resigned
    director
  20. 1998-05-20
    🏢
    Company incorporated
    As CHRIS GOODING (IFA) LTD
  21. 1998-05-20
    ➕
    GOODING, Christopher John appointed
    director
  22. 1998-05-20
    ➕
    GOODING, Christopher John appointed
    secretary
  23. 1998-05-20
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  24. 1998-05-20
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
  25. 1998-05-20
    ➕
    NICHOLSON, Kenneth appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "GOODING" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Christopher John Gooding
Individual · British · DOB 09/1957 · age 69
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-05-20
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

13 Lesbury Road
Heaton
Newcastle Upon Tyne
NE6 5LB

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30

Officers (1 active · 4 resigned)

GOODING, Christopher John→
director · ~69y · appointed 1998-05-20
View their other companies + combined net worth →
Active
GOODING, Christopher John→
secretary · appointed 1998-05-20 · resigned 1999-04-01
Resigned
GOODING, Sandra→
secretary · appointed 1999-04-01 · resigned 2020-09-29
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 1998-05-20 · resigned 1998-05-20
Resigned
NICHOLSON, Kenneth→
director · ~85y · appointed 1998-05-20 · resigned 1999-04-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (66 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-29
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-28
termination-secretary-company-with-name-termination-date
officers · TM02
2020-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-01
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-05