A & J ESTATES LIMITED
- · Oldest live charge 26.7y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (73/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · oldest 26.7y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 26.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-06-30 |
|---|---|
| Total assets | £1.42M |
| Current assets | £173.4k |
| Cash | £4 |
| Debtors | £7.7k |
| Net assets | £1.40M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (28 events)Click to expand
- 2026-04-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-12-23🔓Charge satisfied #2
- 2020-12-23🔓Charge satisfied #1
- 2020-04-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-27📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2019-05-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-05-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-05-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-03-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-02-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2013-07-29🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2002-05-18➕GRADIDGE, Kate Lucinda appointeddirector
- 2002-01-01➕GRADIDGE, Daniel Charles appointeddirector
- 2000-10-23🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 1999-10-04🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 1999-01-14➕GRADIDGE, Julia Catherine appointeddirector
- 1998-12-30🏢Company incorporatedAs A & J ESTATES LIMITED
- 1998-12-30➕GRADIDGE, Julia Catherine appointedsecretary
- 1998-12-30➕GRADIDGE, Andrew William Charles appointeddirector
- 1998-12-30➕RWL REGISTRARS LIMITED appointedcorporate-nominee-secretary
- 1998-12-30➖RWL REGISTRARS LIMITED resignedcorporate-nominee-secretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
D G 206 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
D G 206 Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
3 historic (ceased) PSCs
- Mrs Julia Catherine Gradidgeceased 10/05/2019· significant influence
- Mr Daniel Charles Gradidgeceased 10/05/2019· significant influence
- Mr Andrew William Charles Gradidgeceased 10/05/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 360 WILDLIFECONTROL LTD→ 14231350 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A N BREEDING LIMITED→ 08652307 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A. BURNFIELD & SONS LIMITED→ 00572866 · est 1956 · no financials extracted | — | — | — | — | 69y | — | — |
| A.F.MONK(ROOKLEY)LIMITED→ 00653857 · est 1960 · no financials extracted | — | — | — | — | 66y | — | — |
| A.J.P. OAKWORKS LIMITED→ 05630923 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ABI FLYNN EQUESTRIAN SERVICES LTD→ 15245665 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCESS AGRICULTURE LIMITED→ 12400163 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACE DORSET DOWNS LIMITED→ 15229319 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACORN & GROWAN LTD→ 15508498 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACORN TREE SPECIALIST LIMITED→ 10258530 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACTIPAWS LIMITED→ 15733351 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGRI-BUSINESS SERVICES (UK) LTD→ 04943263 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 29/07/2013 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 23/10/2000 | 23/12/2020 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 04/10/1999 | 23/12/2020 |