ANNAN INSURANCE SERVICES LIMITED
🌳Matureactive
03699792 · ltd · incorporated 1999-01-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 22.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
16 officers (2 active, 16 linked, 12 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2025-10-15📄accounts-with-accounts-type-smallaccounts · AA
- 2025-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-31➖LOCK, Bryan resigneddirector
- 2024-10-24➖HOLLINSHEAD, Lyndon David resigneddirector
- 2024-10-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-15➖COX, Richard John resignedsecretary
- 2024-10-15➖COX, Richard John resigneddirector
- 2024-10-11📄accounts-with-accounts-type-smallaccounts · AA
- 2024-05-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-29📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-02-16📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-04➕CARTER, Nicola appointeddirector
- 2023-10-26➕ALLCOCK, John Paul appointeddirector
- 2023-10-26➕LOCK, Bryan appointeddirector
- 2023-05-21➖HOLLINSHEAD, Darren resigneddirector
- 2023-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-31➖WARD, Richard Charles resigneddirector
- 2022-10-05📄accounts-with-accounts-type-smallaccounts · AA
- 2008-09-06🔓Charge satisfied #1
- 2004-04-20➕HOLLINSHEAD, Lyndon David appointeddirector
- 2004-04-16➕WARD, Richard Charles appointeddirector
- 2004-04-06➖ANNAN, Doris Edith Margaret resignedsecretary
- 2004-04-06➕COX, Richard John appointedsecretary
- 2004-04-06➖ANNAN, Doris Edith Margaret resigneddirector
- 2004-04-06➖ANNAN, Peter Michael St Aubyn resigneddirector
- 2004-04-06➕COX, Richard John appointeddirector
- 2004-04-06➕HOLLINSHEAD, Darren appointeddirector
- 2004-04-06➖SLY, Anthony Ross resigneddirector
- 2004-04-06➖WARD, Richard Charles resigneddirector
- 2004-04-06🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2001-04-02➕WARD, Richard Charles appointeddirector
- 2000-01-25➖ANNAN, John Christopher resigneddirector
- 1999-01-22🏢Company incorporatedAs ANNAN INSURANCE SERVICES LIMITED
- 1999-01-22➕ANNAN, Doris Edith Margaret appointedsecretary
- 1999-01-22➕ASHBURTON REGISTRARS LIMITED appointedcorporate-nominee-secretary
- 1999-01-22➖ASHBURTON REGISTRARS LIMITED resignedcorporate-nominee-secretary
- 1999-01-22➕ANNAN, Doris Edith Margaret appointeddirector
- 1999-01-22➕ANNAN, John Christopher appointeddirector
- 1999-01-22➕ANNAN, Peter Michael St Aubyn appointeddirector
Showing most recent 50 of 53 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
The Kgj Insurance Services Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
The Kgj Insurance Services Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
ANNAN INSURANCE SERVICES LIMITED
This company · 03699792
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Kgj Insurance Services Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AMA FINANCIAL LTD→ 13338906 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AMJ FINANCIAL CONSULTING LIMITED→ 08048984 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AMTM LIMITED→ 10282020 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANA CAPITAL INVESTMENT LIMITED→ 14881177 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANCHOR WEALTH MANAGEMENT LIMITED→ 09620529 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW BLOWER LIMITED→ 09079721 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANNA INVESTMENTS→ 11064184 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ANR CORPORATION LTD→ 08704115 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANR MORTGAGES LTD→ 14665030 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANSARS ESTATE AGENTS LTD→ 08378356 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANVEE LIMITED→ 11659780 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANYTIME MORTGAGES LTD→ 14688075 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-01-22
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
14 Caroline Point 62 Caroline Street
Birmingham
B3 1UF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-23
Last: 2025-11-09
Officers (2 active · 14 resigned)
ALLCOCK, John Paul→
Activedirector · ~54y · appointed 2023-10-26
View their other companies + combined net worth →
CARTER, Nicola→
Activedirector · ~39y · appointed 2023-11-04
View their other companies + combined net worth →
ANNAN, Doris Edith Margaret→
Resignedsecretary · appointed 1999-01-22 · resigned 2004-04-06
COX, Richard John→
Resignedsecretary · appointed 2004-04-06 · resigned 2024-10-15
ASHBURTON REGISTRARS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-01-22 · resigned 1999-01-22
ANNAN, Doris Edith Margaret→
Resigneddirector · ~100y · appointed 1999-01-22 · resigned 2004-04-06
ANNAN, John Christopher→
Resigneddirector · ~100y · appointed 1999-01-22 · resigned 2000-01-25
ANNAN, Peter Michael St Aubyn→
Resigneddirector · ~73y · appointed 1999-01-22 · resigned 2004-04-06
COX, Richard John→
Resigneddirector · ~56y · appointed 2004-04-06 · resigned 2024-10-15
HOLLINSHEAD, Darren→
Resigneddirector · ~59y · appointed 2004-04-06 · resigned 2023-05-21
HOLLINSHEAD, Lyndon David→
Resigneddirector · ~61y · appointed 2004-04-20 · resigned 2024-10-24
LOCK, Bryan→
Resigneddirector · ~55y · appointed 2023-10-26 · resigned 2025-03-31
SLY, Anthony Ross→
Resigneddirector · ~80y · appointed 1999-01-22 · resigned 2004-04-06
WARD, Richard Charles→
Resigneddirector · ~60y · appointed 2004-04-16 · resigned 2022-12-31
WARD, Richard Charles→
Resigneddirector · ~60y · appointed 2001-04-02 · resigned 2004-04-06
AR NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1999-01-22 · resigned 1999-01-22
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 06/04/2004 | 06/09/2008 |
Recent filings (105 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-05
accounts-with-accounts-type-small
accounts · AA
2025-10-15
termination-director-company-with-name-termination-date
officers · TM01
2025-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-11
termination-director-company-with-name-termination-date
officers · TM01
2024-10-24
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-17
termination-director-company-with-name-termination-date
officers · TM01
2024-10-17
accounts-with-accounts-type-small
accounts · AA
2024-10-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-05-30
change-person-director-company-with-change-date
officers · CH01
2024-05-29
change-person-director-company-with-change-date
officers · CH01
2024-05-29
change-person-director-company-with-change-date
officers · CH01
2024-05-29
change-person-secretary-company-with-change-date
officers · CH03
2024-05-29
accounts-with-accounts-type-small
accounts · AA
2024-02-16
change-person-director-company-with-change-date
officers · CH01
2023-12-14