AMARIZ LIMITED
💤Zombieactive
03711064 · ltd · incorporated 1999-02-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£3.37M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 12.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,371,277
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.5m
↓ 42% YoY
Net Worth
£3.4m
↑ 1.9% YoY
Current Assets
£1.6m
↓ 41% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £3.42M | £3.33M |
| Current assets | £1.58M | £2.70M |
| Cash | £1.52M | £2.62M |
| Debtors | £57.3k | £76.4k |
| Net assets | £3.37M | £3.31M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-26🔒Charge registered #2Lender: Barclays Bank PLC
- 2025-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-06📄capital-cancellation-sharescapital · SH06
- 2017-04-06📄capital-return-purchase-own-sharescapital · SH03
- 2017-03-08📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2017-03-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-03-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-03-07➕TURNER, Amanda Jane appointedsecretary
- 2017-03-07➖PIQUE, Maryse Paquerette Yves resignedsecretary
- 2017-03-07➖PIQUE, Maryse Paquerette Yves resigneddirector
- 2016-11-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-02-20🔒Charge registered #1Lender: Barclays Bank PLC
- 2006-03-10➕PIQUE, Maryse Paquerette Yves appointedsecretary
- 2006-03-09➖CFL SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2005-08-30➕TURNER, Amanda Jane appointeddirector
- 1999-10-29➕PIQUE, Maryse Paquerette Yves appointeddirector
- 1999-10-29➖CFL DIRECTORS LIMITED resignedcorporate-nominee-director
- 1999-02-10🏢Company incorporatedAs AMARIZ LIMITED
- 1999-02-10➕CFL SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1999-02-10➕CFL DIRECTORS LIMITED appointedcorporate-nominee-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Amanda Jane Turner Individual · British · DOB 11/1970 · age 56 | 50–75% | — | 50-75% shares | 10/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| ALMA VALE WEALTH MANAGEMENT LIMITED→ 08698932 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
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| AMCOR HOLDING 2023 UK TRUSTEE COMPANY LIMITED→ 15104425 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMOL LIFE LTD→ 15571430 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMPLAN LIMITED→ 07620677 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANDERSON MORTGAGES LTD→ 09600078 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW SHAW LIMITED→ 06317941 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ANDREWS MORTGAGE SOLUTIONS LTD→ 13850372 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ANDREWS PENSION TRUST LIMITED→ 00537669 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| ANGEL INVESTORS BRISTOL LIMITED→ 14946960 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANT WORLDWIDE LTD→ 15192888 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX INSURANCE BROKERS LIMITED→ 07014570 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-02-10
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Imperial House
1 Harley Place
Bristol
Avon
BS8 3JT
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10
Officers (2 active · 4 resigned)
TURNER, Amanda Jane→
Activesecretary · appointed 2017-03-07
View their other companies + combined net worth →
TURNER, Amanda Jane→
Activedirector · ~56y · appointed 2005-08-30
View their other companies + combined net worth →
PIQUE, Maryse Paquerette Yves→
Resignedsecretary · appointed 2006-03-10 · resigned 2017-03-07
CFL SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-02-10 · resigned 2006-03-09
PIQUE, Maryse Paquerette Yves→
Resigneddirector · ~62y · appointed 1999-10-29 · resigned 2017-03-07
CFL DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 1999-02-10 · resigned 1999-10-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 26/09/2025 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 20/02/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (79 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-07