ACM BROKING LIMITED
🌳Matureactive
03841776 · ltd · incorporated 1999-09-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.7y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 23.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 23.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
12 officers (3 active, 12 linked, 7 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-16📄legacyaccounts · PARENT_ACC
- 2025-11-18📄legacyother · GUARANTEE2
- 2025-11-18📄legacyother · AGREEMENT2
- 2025-08-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-08-15➖THOMSETT, Neil Allan resigneddirector
- 2025-08-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-23➖CRIPPS SECRETARIES LIMITED resignedcorporate-secretary
- 2025-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01➕ADLER, Anthony James appointeddirector
- 2025-04-01➕GOODMAN, Paul John Patrick appointeddirector
- 2025-04-01➖ALWAY, Alexander Douglas resigneddirector
- 2025-04-01➕THOMSETT, Neil Allan appointeddirector
- 2024-11-11📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-18🔒Charge registered #2Lender: Hsbc Bank PLC
- 2024-01-17📄resolutionresolution · RESOLUTIONS
- 2024-01-17📄memorandum-articlesincorporation · MA
- 2024-01-08📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-01-03➕CRIPPS SECRETARIES LIMITED appointedcorporate-secretary
- 2024-01-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-01-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-01-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-01➕DAVEY, Johann Nathan appointeddirector
- 2024-01-01➖ANDERSON, Stuart resignedsecretary
- 2024-01-01➕ALWAY, Alexander Douglas appointeddirector
- 2024-01-01➖ANDERSON, Stuart resigneddirector
- 2024-01-01➖CROWDER, Gary Steven resigneddirector
- 2023-10-16🔓Charge satisfied #1
- 2002-10-16🔒Charge registered #1Lender: John Brooks and Madalene Dylorn Brooks and Nigel Sloam
- 1999-09-23➕ANDERSON, Stuart appointedsecretary
- 1999-09-23➖COMBINED SECRETARIAL SERVICES LIMITED resignedcorporate-nominee-secretary
- 1999-09-23➕ANDERSON, Stuart appointeddirector
- 1999-09-23➕CROWDER, Gary Steven appointeddirector
- 1999-09-23➖COMBINED NOMINEES LIMITED resignedcorporate-nominee-director
- 1999-09-23➖COMBINED SECRETARIAL SERVICES LIMITED resignedcorporate-nominee-director
- 1999-09-15🏢Company incorporatedAs ACM BROKING LIMITED
- 1999-09-15➕COMBINED SECRETARIAL SERVICES LIMITED appointedcorporate-nominee-secretary
- 1999-09-15➕COMBINED NOMINEES LIMITED appointedcorporate-nominee-director
- 1999-09-15➕COMBINED SECRETARIAL SERVICES LIMITED appointedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CRIPPS SECRETARIES LIMITED resigned 2025-07-23; THOMSETT, Neil Allan resigned 2025-08-15
Group structure
Adler Fairways Insurance Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Adler Fairways Insurance Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
ACM BROKING LIMITED
This company · 03841776
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adler Fairways Insurance Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/01/2024 |
1 historic (ceased) PSC
- Mr Stuart Andersonceased 01/01/2024· 75-100% shares · 75-100% voting · board control · significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-09-15
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Number 22 Mount Ephraim
Tunbridge Wells
TN4 8AS
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-10
Last: 2025-08-27
Officers (3 active · 9 resigned)
ADLER, Anthony James→
Activedirector · ~48y · appointed 2025-04-01
View their other companies + combined net worth →
DAVEY, Johann Nathan→
Activedirector · ~47y · appointed 2024-01-01
View their other companies + combined net worth →
GOODMAN, Paul John Patrick→
Activedirector · ~58y · appointed 2025-04-01
View their other companies + combined net worth →
ANDERSON, Stuart→
Resignedsecretary · appointed 1999-09-23 · resigned 2024-01-01
COMBINED SECRETARIAL SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-09-15 · resigned 1999-09-23
CRIPPS SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2024-01-03 · resigned 2025-07-23
ALWAY, Alexander Douglas→
Resigneddirector · ~66y · appointed 2024-01-01 · resigned 2025-04-01
ANDERSON, Stuart→
Resigneddirector · ~69y · appointed 1999-09-23 · resigned 2024-01-01
CROWDER, Gary Steven→
Resigneddirector · ~59y · appointed 1999-09-23 · resigned 2024-01-01
THOMSETT, Neil Allan→
Resigneddirector · ~44y · appointed 2025-04-01 · resigned 2025-08-15
COMBINED NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1999-09-15 · resigned 1999-09-23
COMBINED SECRETARIAL SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 1999-09-15 · resigned 1999-09-23
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 18/03/2024 | — | |
| satisfied | John Brooks and Madalene Dylorn Brooks and Nigel Sloam | Rent deposit deed | 1 property | 16/10/2002 | 16/10/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (94 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-16
legacy
accounts · PARENT_ACC
2025-12-16
legacy
other · GUARANTEE2
2025-11-18
legacy
other · AGREEMENT2
2025-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
termination-secretary-company-with-name-termination-date
officers · TM02
2025-08-21
termination-director-company-with-name-termination-date
officers · TM01
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-05-22
appoint-person-director-company-with-name-date
officers · AP01
2025-04-14
appoint-person-director-company-with-name-date
officers · AP01
2025-04-14
appoint-person-director-company-with-name-date
officers · AP01
2025-04-14
termination-director-company-with-name-termination-date
officers · TM01
2025-04-14
change-account-reference-date-company-current-extended
accounts · AA01
2024-11-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-18