ABC BUILDERS LIMITED
🌳Matureactive
03860503 · ltd · incorporated 1999-10-18
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 24.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£60.7k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 89-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 89). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 24.5y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 7 with DOB)
84
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £60,712
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£61k
↑ 10% YoY
Current Assets
£33k
↓ 13% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £62.2k | — |
| Current assets | £33.1k | £38.0k |
| Net assets | £60.7k | £55.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
4
filings
- • 3 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-09➕BUDD, Alison appointeddirector
- 2026-03-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-03➖HATHWAY, Andrew Charles resigneddirector
- 2025-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-12-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-12-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-21➖HATHWAY, Anthony George resignedsecretary
- 2020-12-21➖HATHWAY, Anthony George resigneddirector
- 2020-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2006-10-24➕HATHWAY, Anthony George appointedsecretary
- 2006-10-24➖WHELAN, Julie Ann resignedsecretary
- 2002-07-21➕HATHWAY, Andrew Charles appointeddirector
- 2002-07-17➕HATHWAY, Sheila Elizabeth appointeddirector
- 2002-07-17➕HATHWAY, Anthony George appointeddirector
- 2002-01-08🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2001-11-20➕WHELAN, Kenneth Maurice appointeddirector
- 1999-11-02➕WHELAN, Andrew Kenneth appointeddirector
- 1999-11-02➖BREWER, Suzanne resignednominee-secretary
- 1999-11-02➕WHELAN, Julie Ann appointedsecretary
- 1999-11-02➖BREWER, Kevin, Dr resignednominee-director
- 1999-10-18🏢Company incorporatedAs ABC BUILDERS LIMITED
- 1999-10-18➕BREWER, Suzanne appointednominee-secretary
- 1999-10-18➕BREWER, Kevin, Dr appointednominee-director
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 89 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Maurice Whelan Individual · British · DOB 07/1948 · age 78 | — | — | board controlboard control | 01/10/2016 |
Mr Andrew Kenneth Whelan Individual · British · DOB 06/1971 · age 55 | — | — | board controlboard control | 01/10/2016 |
1 historic (ceased) PSC
- Mr Anthony George Hathwayceased 21/12/2020· board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & C PROPERTY (MIDLANDS) LIMITED→ 11907053 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A&A INVESTMENT PROPERTIES LTD→ 16323366 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A1 PROPERTY GROUP LTD→ 10832522 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A6 BUSINESS CENTRE 11 LIMITED→ 12844026 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAPLEGHAR LIMITED→ 13381236 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AASHIRVAD PROPERTIES LIMITED→ 14055251 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AAT PROPERTIES LTD→ 13141841 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABA PROPERTY LTD→ 14504189 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBEY COURT (DAVENTRY) PROPERTY MANAGEMENT COMPANY LIMITED→ 09337858 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABHANI LTD→ 16102078 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABINGTON GLASS PROPERTIES LTD→ 15683455 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABINGTON PROPERTIES LIMITED→ 05831997 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-10-18
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
155 Wellingborough Road
Rushden
Northamptonshire
NN10 9TB
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (4 active · 6 resigned)
BUDD, Alison→
Activedirector · ~60y · appointed 2026-03-09
View their other companies + combined net worth →
HATHWAY, Sheila Elizabeth→
Activedirector · ~89y · appointed 2002-07-17
View their other companies + combined net worth →
WHELAN, Andrew Kenneth→
Activedirector · ~55y · appointed 1999-11-02
View their other companies + combined net worth →
WHELAN, Kenneth Maurice→
Activedirector · ~78y · appointed 2001-11-20
View their other companies + combined net worth →
BREWER, Suzanne→
Resignednominee-secretary · appointed 1999-10-18 · resigned 1999-11-02
HATHWAY, Anthony George→
Resignedsecretary · appointed 2006-10-24 · resigned 2020-12-21
WHELAN, Julie Ann→
Resignedsecretary · appointed 1999-11-02 · resigned 2006-10-24
BREWER, Kevin, Dr→
Resignednominee-director · ~74y · appointed 1999-10-18 · resigned 1999-11-02
HATHWAY, Andrew Charles→
Resigneddirector · ~62y · appointed 2002-07-21 · resigned 2026-01-03
HATHWAY, Anthony George→
Resigneddirector · ~92y · appointed 2002-07-17 · resigned 2020-12-21
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 08/01/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (81 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-03-27
termination-director-company-with-name-termination-date
officers · TM01
2026-03-09
change-person-director-company-with-change-date
officers · CH01
2026-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-20
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-12-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-12-22
termination-secretary-company-with-name-termination-date
officers · TM02
2021-12-22
termination-director-company-with-name-termination-date
officers · TM01
2021-12-22