IMC ST.DAVID'S LTD
- · Oldest live charge 26.1y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
3 live charges · oldest 26.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
Corporate timeline (82 events)Click to expand
- 2025-12-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-30➕HARDINGHAM, David Robert appointeddirector
- 2025-11-30➖NORTH, Daniel Geoffrey resigneddirector
- 2025-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-30➕FALERO, Louis Javier appointeddirector
- 2025-05-30➖POWNALL, Harvey John William resigneddirector
- 2024-08-27📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-06📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2020-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2019-08-20📄accounts-with-accounts-type-fullaccounts · AA
- 2019-06-26➕NORTH, Daniel Geoffrey appointeddirector
- 2019-06-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-10-02📄accounts-with-accounts-type-fullaccounts · AA
- 2018-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-05-10➖BROWN, Gary Nelson Robert Honeyman resigneddirector
- 2018-05-10➕POWNALL, Harvey John William appointeddirector
- 2017-12-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2017-07-18➕WOTHERSPOON, Robert John William appointeddirector
- 2017-07-18➖BOLT, Andrew Reginald resigneddirector
- 2013-09-18➕LITTLE, Richard Geoffrey, Mr. appointeddirector
- 2013-09-18➖BIRCH, Alan Edward resigneddirector
- 2012-09-06➕PARNELL, John, Mr. appointeddirector
- 2012-09-06➖SHAH, Sinesh Ramesh resigneddirector
- 2011-11-30➕BIRCH, Alan Edward appointeddirector
- 2011-11-30➖RITCHIE, Alan Campbell resigneddirector
- 2010-10-21➕SHAH, Sinesh Ramesh appointeddirector
- 2010-08-25➖GILL, Robert John resigneddirector
- 2010-04-20➕BROWN, Gary Nelson Robert Honeyman appointeddirector
- 2010-04-20➖DALGLEISH, Bruce Warren resigneddirector
- 2010-04-20➖HAMMOND, David Thomas resigneddirector
- 2010-02-16➕BOLT, Andrew Reginald appointeddirector
- 2010-02-16➕GILL, Robert John appointeddirector
- 2010-02-16➖REES, Wayne resigneddirector
- 2010-02-16➖ROBERTS, Rowland John resigneddirector
- 2009-11-12➕DALGLEISH, Bruce Warren appointeddirector
- 2009-11-12➕RITCHIE, Alan Campbell appointeddirector
- 2009-08-26➖SEMPLE, Brian Mervyn resigneddirector
- 2008-12-16➕REES, Wayne appointeddirector
- 2008-11-24➖MORGAN, Philip Lindsay resigneddirector
- 2008-09-23➕SEMPERIAN SECRETARIAT SERVICES LIMITED appointedcorporate-secretary
- 2008-09-23➖WALTERS, David Michael resignedsecretary
- 2008-05-20➖GETHIN, Ian Richard resigneddirector
- 2008-05-20➕HAMMOND, David Thomas appointeddirector
- 2007-10-18➕SEMPLE, Brian Mervyn appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: NORTH, Daniel Geoffrey resigned 2025-11-30; POWNALL, Harvey John William resigned 2025-05-30
Group structure
2 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Semperian (St.David's) Limited Corporate entity | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Sir Robert Mcalpine Pension Scheme Capital Ventures Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 28 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Deed of assignment of contract rights | 1 property | 14/12/2005 | — | |
| outstanding | Barclays Barclays Bank PLC | Deed of assignment of contract rights | 1 property | 01/04/2004 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture (fixed and floating charge) | 1 property | 31/03/2000 | — |